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1147920

registered interest
date	02/10/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of October 1 to Question 290635 on universal credit, what evidence her Department used to reduce the repayment level from 40 per cent to 30 per cent of universal credit award.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	293439
answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>The Department collects and analyses data on Universal Credit regularly, including on the rate of deductions. Alongside this, the Department is always building our understanding on the impact deductions can have on claimants, and has heard evidence from external organisations on this issue. We have to balance these impacts with the need for claimants to meet their obligations.</p><p> </p><p>We believe the reduction from 40 percent to 30 percent strikes a fair balance between a claimant’s need to make essential repayments and their ability to ensure they can meet their day-to-day needs. It maintains our policy to enforce social obligations such as the payment of fines and Child Maintenance, ensure Government debt is recovered and vitally to safeguard claimants from the potential impacts of not repaying priority debts, such as homelessness or the deduction of fuel.</p> answering member constituency Colchester answering member printed Will Quince question first answered 07/10/2019 13:16:52 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1147921

registered interest
date	02/10/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Welfare Assistance Schemes
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment her Department has made of the effect of the decision to abolish the Discretionary Social Fund and replace it with local welfare assistance schemes has had on the ability of people experiencing a financial crisis to access monetary support.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	293440
answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>Local welfare assistance is an umbrella term used describe local authority provision for people who are in need of urgent help. Local authorities’ abilities to act in this area are provided under various powers, for example, section 2 of the Local Government Act 2000 enables local authorities to provide financial assistance to any individual.</p><p> </p><p>Since the reforms to the Social Fund in 2013 which abolished Crisis Loans and Community Care Grants, the Local Government Financial Settlement has included a notional amount relating to local welfare provision in each upper-tier and unitary authority’s general grant. The settlement for 2015-16 set this amount at £129.6 million for England in each year until 2019/20.</p><p> </p><p>The Department for Work and Pension's (DWP) 2014 review found that local authorities delivered support more effectively than the previous provision and that councils are best placed to decide how to target flexible help to support local welfare needs. The Government has no further plans to review provision.</p><p /> answering member constituency Colchester answering member printed Will Quince grouped question UIN 293545 question first answered 08/10/2019 13:21:57 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1147499

registered interest
date	01/10/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions: Advisory Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how much funding was allocated to (a) the Money Advice Service, (b) the Pensions Advisory Service and (c) Pension Wise in each of the five years up to and including 2018.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	292822
answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>The Money Advice Service was previously an HMT sponsored levy funded arm’s length body. When this and the other legacy bodies were merged to create the Money and Pensions Service (formerly Single Financial Guidance Body) historic budgets were transferred to the new Government sponsors - Department for Work and Pensions - as part of a Machinery of Government change. The historic amounts transferred to DWP were:</p><p> </p><table><tbody><tr><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15</strong></p></td><td><p><strong>2015-16</strong></p></td><td><p><strong>2016-17</strong></p></td><td><p><strong>2017-18</strong></p></td><td><p><strong>2018-19</strong></p></td></tr><tr><td><p><strong>£79.8m</strong></p></td><td><p><strong>£80.5m</strong></p></td><td><p><strong>£79.4m</strong></p></td><td><p><strong>£76.3m</strong></p></td><td><p><strong>£79.6m</strong></p></td><td><p><strong>£82.1m</strong></p></td></tr></tbody></table><p> </p><p>Funding for the Pension Advisory Service is contained in the Supplementary Estimates for each year hosted on the link below. The data can be found in Part III: Note E of the Department for Work and Pensions section. The Pension Advisory Service is Levy funded.</p><p><a href="https://www.gov.uk/government/collections/hmt-supplementary-estimates" target="_blank">https://www.gov.uk/government/collections/hmt-supplementary-estimates</a></p><p> </p><p>Pension Wise costs for the Period are:</p><p> </p><table><tbody><tr><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15</strong></p></td><td><p><strong>2015-16</strong></p></td><td><p><strong>2016-17</strong></p></td><td><p><strong>2017-18</strong></p></td><td><p><strong>2018-19</strong></p></td></tr><tr><td><p><strong>N/A</strong></p></td><td><p><strong>N/A*</strong></p></td><td><p><strong>£31.7m**</strong></p></td><td><p><strong>£24.4m</strong></p></td><td><p><strong>£18.1m</strong></p></td><td><p><strong>£16.9m***</strong></p></td></tr></tbody></table><p> </p><p>*Pension Wise was in set up phase in 14/15</p><p>** Pension Wise was in HMT in 15/16</p><p>*** Includes Pension Wise expenditure in DWP and Single Finance Guidance Body (now Money &amp; Pensions Service)</p><p> </p><p>Pension Wise is levy funded.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 07/10/2019 11:12:03 answering member 4142 label Biography information for Guy Opperman
tabling member	298 label Biography information for Steve McCabe

1147500

registered interest
date	01/10/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Money and Pensions Service
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how much funding the Money and Pensions Service will receive in 2019.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	292823
answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>Funding for Money and Pension Service is shown in the Central Government Supply Estimates (19/20). Page 156 shows funding of £125.6m for the Single Financial Guidance Body which was later renamed Money and Pension Service.</p><p>https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/800671/main_estimates_2019-20_web.pdf</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 07/10/2019 10:59:32 answering member 4142 label Biography information for Guy Opperman
tabling member	298 label Biography information for Steve McCabe

1146122

registered interest
date	25/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what information her Department holds on reductions to deductions for claimants of universal credit in latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	290635
answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency Colchester answering member printed Will Quince question first answered 01/10/2019 14:40:17 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1146123

registered interest
date	25/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many claimants of universal credit received a (a) budgeting loan and (b) deferral period in the latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	290636
answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>Budgeting loans are not available to claimants in receipt of Universal Credit and therefore we do not hold any data.</p><p><strong> </strong></p><p>Budgeting Advances have replaced Budgeting Loans for those in receipt of Universal Credit helping to provide additional assistance for emergency household costs, such as replacing a broken cooker, getting a job or staying in work or funeral costs. Eligibility for a Budgeting Advance is explained on GOV.UK and can be accessed at: <a href="https://www.gov.uk/universal-credit/other-financial-support" target="_blank">https://www.gov.uk/universal-credit/other-financial-support</a></p> answering member constituency Colchester answering member printed Will Quince question first answered 01/10/2019 14:55:02 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144793

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, for what reasons her Department has decided that a 30 per cent deduction from a universal credit claimant’s standard allowance prevents those claimants from being exposed to excessive financial hardship.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286621
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>A claimant’s Universal Credit award will reflect individual circumstances, topping up any earnings or other income that they may have, so Universal Credit may constitute only a proportion of their total income.</p><p> </p><p>Our deductions policy is designed to protect vulnerable claimants by providing a last resort method for arrears of essential services which might otherwise result in those services being cut off, or being evicted from their home. Under Universal Credit there is a structured approach to deductions from benefit, which simplifies the current complex arrangements of the legacy system. This policy also enables social obligations to be enforced when other repayment methods have failed or are not cost effective.</p><p> </p><p>If a claimant is in financial difficulty as a result of the level of deductions being made they can contact the Department to request that a reduction in deductions be considered. Any adjustment to the rate of repayment will be based on the individual circumstances of the claimant. To support this intention, from October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 15:54:55 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144794

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 20 June 2019 to Question 254731 on Universal Credit, for what reason there is a difference between the number of men and women that have been unable to repay their advance within 12 monthly instalments narrows for those aged 40 years old and over.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286622
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The data supplied in answer to Question 254731 used May 2019 figures. This showed that of the 264,500 with an advance repayment more than 12 months old, 83,500 were aged over 40 years old, and 49,500 (59%) of those were male, and 34,000 (41%) were female. We would expect there to be a difference in the advances outstanding over 12 months’ figures, although the gender split in the original table is more pronounced.</p><p> </p><p>We have no evidence to explain this greater gender difference in outstanding advances over 12 months old.</p><p> </p><p>All data used in researching this response has been sourced from internal management information. It offers a snapshot in time and cannot be compared to any other, similar data released by the Department</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 16:07:44 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144796

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what information her Department holds on reductions to deductions for claimants of universal credit in latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286623
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 13:38:08 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144797

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many claimants of universal credit received a (a) budgeting loan and (b) deferral period in the latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286624
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 16:36:31 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe