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1129974

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Personal Independence Payment: Medical Examinations
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many disabled people have had their mobility car repossessed after an assessment for personal independence payments; how many people have subsequently had their entitlement reinstated after an appeal; and if she will make a statement.
tabling member constituency	Eltham
tabling member printed	Clive Efford
uin	260529
answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 10/06/2019 14:29:03 answering member 4105 label Biography information for Justin Tomlinson
tabling member	165 label Biography information for Clive Efford

1129988

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Consumer Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to ensure that consumer interest is central to the development of the pensions dashboard product.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	260556
answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Pension dashboards are a priority for this government and ensuring they are delivered in the interest of consumers is of the upmost importance to us.</p><p> </p><p>That is why the Money and Pensions Service will convene an industry delivery group to oversee the development, delivery and governance of dashboards. On 3 June 2019, the Money and Pensions Service announced that Chris Curry from the Pensions Policy Institute will be the Principal of the industry delivery group, the most senior role within the group. As the Principal, he will identify and agree who in industry will sit on the delivery group to ensure they are best placed to deliver dashboards for the benefit of the consumer. The industry delivery group will be made up of stakeholders from across the industry, consumer groups, regulators and government.</p><p>Once the industry delivery group is up and running, what we expect to see from them in 2019 is to:</p><ul><li>create a roadmap for delivering the supporting architecture;</li><li>start to work with industry on agreeing data standards and schemes readiness to provide data and;</li><li>design a robust governance and security framework.</li></ul><p>In parallel we expect industry to start creating and testing consumer facing dashboards. This will help determine what information is necessary and show how it can be presented in a meaningful way that best meets the needs of the consumer. The industry delivery group must carefully consider how and when the first live dashboards are promoted to consumers.</p><p>We also set out in the government’s response to the consultation on pensions dashboards, the ten design principles which the industry delivery group must adhere to when designing the dashboard system to help ensure the privacy and security of individual’s data. These include that the system must comply with the Data Protection Act 2018 and General Data Protection Regulation and that the system must not include a central database.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 10/06/2019 15:47:35 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1129990

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Consumer Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to ensure that consumers' state pension information is available on the pensions dashboard.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	260557
answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>Pension dashboards are digital interfaces that will allow individuals to see their pensions savings, including their state pension information online in one place to assist them with their retirement planning.</p><p>At Budget 2018, we committed to providing state pension information via dashboards and we are working with HM Revenue &amp; Customs to make this happen at the earliest possible opportunity.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 11/06/2019 16:58:07 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1129991

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Consumer Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether she plans to make it compulsory for pension providers to give their data to the pensions dashboard.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	260558
answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>Yes.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 11/06/2019 12:10:50 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1129994

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, in what circumstances the repayment period of an advance that has been agreed with a universal credit claimant can be amended.
tabling member constituency	Croydon North
tabling member printed	Mr Steve Reed
uin	260654
answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due ensuring no one has to be left without means of financial support. Claimants can access up to 100% of the total expected monthly award, which they can pay back over a period of up to 12 monthly instalments. In the Autumn Budget 2018, we announced that from October 2021, the repayment period for these advances will be extended to 16 monthly instalments.</p><p> </p><p>Other advances are available for where a claimant has a substantial increase in the amount of their Universal Credit payment, due to a change in their circumstances, in which case they can have an advance of up to 50% of the increase and can be repaid over up to 6 monthly instalments. Also a Budgeting advance is available for one off unexpected financial events that the claimant is unable to meet and is repayable over a period of up to 12 monthly instalments.</p><p> </p><p>We recognise that exceptional circumstances may occur to claimants that were not foreseen when the advance was taken out and if this means the claimant is facing unexpected financial hardship they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p><p> </p><p>Where a claimant has a reduction in benefit due to a Fraud Penalty or Conditionally Sanction that equals or exceeds 40% of their Universal Credit standard allowance then no advance repayment will be taken.</p><p> </p><p>If there is insufficient Universal Credit in payment due to reductions such as earnings, other income and capital yield to take the full amount of advances repayment, a lesser amount will be taken.</p><p> </p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 12:55:12 answering member 4014 label Biography information for Sir Alok Sharma
tabling member	4268 label Biography information for Steve Reed

1130006

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what discussions she has had with representatives from the pensions industry on (a) the divestment of pensions funds from carbon-intensive industries and fossil fuels and (b) incorporating climate-related risk into their investment decision-making.
tabling member constituency	Dulwich and West Norwood
tabling member printed	Helen Hayes
uin	260692
answer	answer is ministerial correction date of answer 12/06/2019 answer text <p>The Governments wants to support trustees in making responsible investment decisions. However, it does not seek to direct pension schemes to invest or divest in any particular way.</p><p>We recognise that climate change is a key national and international issue and we have made sure that pension schemes understand their role responding to its effects. In September 2018, following extensive consultation with the pensions industry, this Government laid regulations to clarify that trustees should be taking account of the financial risks of climate change when developing their investment strategies. The regulations come into force from October this year. The FCA are consulting on corresponding provisions for workplace personal pension schemes. As the Minister for Pensions and Financial Inclusion I have spoken extensively about the new requirements and the Government expectations of pension schemes, including at the Westminster Hall debate regarding Pension Funds: Financial and Ethical Investments on the 22 May 2019:</p><p>“For too long there has been a perception by too many trustees -I am happy to clarify this as a Government Minister- that the environmental practices of the firms they invest in are purely ethical concerns, which they do not need to worry about: that is utterly wrong. Aside from the ethical considerations, there are real financial risks resulting from climate change. With the long-term horizons of pension investing, trustees must now consider that when they set out their investment strategies. Trustees who do not consider those matters will be breaching their statutory and potentially their fiduciary duties not only to current but future members.”</p><p>The full debate can be viewed here:</p><p><a href="https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments" target="_blank">https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments</a></p><p> </p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 260693 question first answered 12/06/2019 14:07:04 answering member 4142 label Biography information for Guy Opperman
tabling member	4510 label Biography information for Helen Hayes

1130008

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps the Government is taking to encourage the pension industry to (a) divest pension funds from carbon-intensive industries and fossil fuels and (b) adopt the recommendations of The Task Force on Climate-related Financial Disclosures in their reporting structures.
tabling member constituency	Dulwich and West Norwood
tabling member printed	Helen Hayes
uin	260693
answer	answer is ministerial correction date of answer 12/06/2019 answer text <p>The Governments wants to support trustees in making responsible investment decisions. However, it does not seek to direct pension schemes to invest or divest in any particular way.</p><p>We recognise that climate change is a key national and international issue and we have made sure that pension schemes understand their role responding to its effects. In September 2018, following extensive consultation with the pensions industry, this Government laid regulations to clarify that trustees should be taking account of the financial risks of climate change when developing their investment strategies. The regulations come into force from October this year. The FCA are consulting on corresponding provisions for workplace personal pension schemes. As the Minister for Pensions and Financial Inclusion I have spoken extensively about the new requirements and the Government expectations of pension schemes, including at the Westminster Hall debate regarding Pension Funds: Financial and Ethical Investments on the 22 May 2019:</p><p>“For too long there has been a perception by too many trustees -I am happy to clarify this as a Government Minister- that the environmental practices of the firms they invest in are purely ethical concerns, which they do not need to worry about: that is utterly wrong. Aside from the ethical considerations, there are real financial risks resulting from climate change. With the long-term horizons of pension investing, trustees must now consider that when they set out their investment strategies. Trustees who do not consider those matters will be breaching their statutory and potentially their fiduciary duties not only to current but future members.”</p><p>The full debate can be viewed here:</p><p><a href="https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments" target="_blank">https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments</a></p><p> </p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 260692 question first answered 12/06/2019 14:07:04 answering member 4142 label Biography information for Guy Opperman
tabling member	4510 label Biography information for Helen Hayes

1130009

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Local Government
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what discussions she has had with the Secretary of State for Housing, Communities and Local Government on encouraging local government pensions funds to divest from carbon-intensive industries and fossil fuels.
tabling member constituency	Dulwich and West Norwood
tabling member printed	Helen Hayes
uin	260694
answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>The DWP has regular discussions with the Secretary of State for Housing, Communities and Local Government. However, much like with trustees of occupational pension schemes, the local pension committees of the individual Local Government Pension Funds are responsible for their own investment decisions.</p><p> </p><p>As I said during the Westminster Hall debate regarding Pension Funds: Financial and Ethical Investments on the 22 May 2019:</p><p><strong> </strong></p><p>“For too long there has been a perception by too many trustees -I am happy to clarify this as a Government Minister- that the environmental practices of the firms they invest in are purely ethical concerns, which they do not need to worry about: that is utterly wrong. Aside from the ethical considerations, there are real financial risks resulting from climate change. With the long-term horizons of pension investing, trustees must now consider that when they set out their investment strategies. Trustees who do not consider those matters will be breaching their statutory and potentially their fiduciary duties not only to current but future members.”</p><p> </p><p>The full debate can be viewed here:</p><p><a href="https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments" target="_blank">https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 11/06/2019 17:01:01 answering member 4142 label Biography information for Guy Opperman
tabling member	4510 label Biography information for Helen Hayes

1130121

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 8 April 2019 to Question 240478, if he will itemise each step referred to in that Answer.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	260538
answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that the recovery arrangements are personalised and reasonable.</p><p> </p><p>Affordability is managed by ensuring the recovery rate for these advances will not be more than the equivalent of 40 per cent of the claimant’s standard allowance. The claimant is given the choice over the repayment period and it is explained to them exactly how much will be deducted each month depending on the option they choose. If the claimant is making the advance application online, these options are clearly displayed on screen for them to choose from.</p><p> </p><p>If during the recovery of an advance the claimant experiences an unforeseen expense that would cause them or their family genuine hardship if they were required to continue to repay the advance, then they can be offered a deferral period of the repayment of the advance of up to 3 months for a new claim, benefit transfer or change of circumstance advance and up to 6 months for a budgeting advance.</p><p> </p><p>The Department has also announced that from October 2019 the maximum rate of deductions from a claimant’s standard allowance will be reduced from 40 per cent to 30 per cent and from October 2021 we will be increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need. This is in addition to having previously increasing the amount a claimant could receive as an advance payment from 50 per cent to 100 per cent of their indicative award.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 12:43:28 answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1130122

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 8 April 2019 to Question 240478, for what reason the decision was made to extend the recovery period for advances to 16 months.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	260539
answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Currently, the maximum amount of an advance is determined by the claimants expected UC payment and the need to repay it over 12 months at a maximum deduction rate of 40% of the standard allowance.</p><p>We have announced that we will reduce this maximum rate to 30% to ensure that claimants with the highest rate of deductions will keep more of their monthly payment. UC claimants who currently have deductions of over 30% will benefit from this change, because they will have up to 10% more of their Universal Credit standard allowance available each month.</p><p>We recognise that this could impact the maximum advance available to claimants, to ensure that this does not happen and that claimants still receive the level of support they need, we have increased the amount of time claimants have to repay the Advance from 12 to 16 months.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 15:58:25 answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe