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421194

registered interest
date	13/10/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what specific guidance and advice his Department will be issuing to pensioners on the change in the Support for Mortgage Interest scheme from a benefit to an interest-bearing loan.
tabling member constituency	Pontypridd
tabling member printed	Owen Smith
uin	11764
answer	answer is ministerial correction date of answer 19/10/2015 answer text <p>The Department will be ensure that impartial advice is provided to all claimants, including pensioners, on taking out a loan. This will ensure that all claimants are able to make informed decisions about taking a SMI loan.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 19/10/2015 13:03:54 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4042 label Biography information for Owen Smith

421197

registered interest
date	13/10/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many pensioners will lose money as a result of changing the Support for Mortgage Interest scheme from a benefit to an interest-bearing loan; and what the average annual loss will be for such pensioners.
tabling member constituency	Pontypridd
tabling member printed	Owen Smith
uin	11761
answer	answer is ministerial correction date of answer 19/10/2015 answer text All SMI claimants, including pensioners, will continue to receive the same level of support as now towards their mortgage interest when it becomes a loan. As a result no claimants, including pensioners, will receive less in SMI payments than they would now. answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 19/10/2015 12:50:27 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4042 label Biography information for Owen Smith

421199

registered interest
date	13/10/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what the average length of time is that pensioners currently in receipt of the Support for Mortgage Interest scheme have been claiming that benefit.
tabling member constituency	Pontypridd
tabling member printed	Owen Smith
uin	11762
answer	answer is ministerial correction date of answer 20/10/2015 answer text <p>A reliable estimate is not available. Consistent data on SMI claims has only been collected since 1996 and durations of claims starting before then cannot be calculated.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 20/10/2015 13:11:25 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4042 label Biography information for Owen Smith

421200

registered interest
date	13/10/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate his Department has made of the level of administration fees and interest charges to pensioners under the Support for Mortgage Interest loan scheme.
tabling member constituency	Pontypridd
tabling member printed	Owen Smith
uin	11763
answer	answer is ministerial correction date of answer 19/10/2015 answer text <p>The interest rate charged on the loans will be tied to the Office for Budget Responsibility’s (OBR) forecast for gilts rates, so that the interest reflects the government cost of borrowing.</p><p>The rate will be updated every 6 months and is forecast to be 2.9% in 2018/19. (OBR forecast Budget 2015).</p><p>The fees charged will reflect the forecast average cost of administering the loans scheme. Until a provider has been appointed it is not possible to state what those fees might be.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 19/10/2015 14:47:47 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4042 label Biography information for Owen Smith