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458182

registered interest
date	07/03/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the effect on the financial situation of women of their not being notified about changes introduced by the Pensions Act 1995.
tabling member constituency	Shrewsbury and Atcham
tabling member printed	Daniel Kawczynski
uin	30079
answer	answer is ministerial correction date of answer 10/03/2016 answer text <p>The 1995 Act started the process of equalising the state pension age of women by phasing in the rise of the retirement age from 60 to 65 between 2010 and 2020. Changes were communicated by means of State Pension estimates issued to individuals on request since 1995, as well as through a DWP pensions education campaign in 2004. Since April 2000 more than 11.5 million personalised statements have been issued. A 2004 DWP report, Public Awareness of State Pension Age Equalisation, reported its survey findings that 73% of those aged 45 to 54 at the time were aware of the changes to women’s State Pension age.</p><p> </p><p> </p><p> </p><p>Following the Pensions Act 2011 the Government wrote to all those directly affected to inform them of the changes to their State Pension age. Research published in 2007 by the DWP showed that, in 2006, 86 per cent of women aged 55-64 and 90 per cent aged 45-54 were aware that the State Pension age would increase in future.</p><p> </p><p> </p><p> </p><p>A number of changes to the State Pension with impacts on state pension outcomes have been implemented since the introduction of the Pensions Act 1995. The Pensions Act 2007 introduced beneficial changes to the entitlement conditions for State Pension, which were estimated to result in 75 per cent of women reaching State Pension age in 2010 being entitled to a full basic State Pension compared to only 30 per cent in 2007.</p><p> </p><p> </p><p> </p><p>The Pensions Act 2014 introduces the new State Pension from April 2016, available to women born on or after 6 April 1953. Around 650,000 women reaching State Pension age in the first ten years will receive an average of £8 per week (in 2014/15 earnings terms) more due to the new State Pension valuation of their National Insurance record. By 2030, over 3 million women will stand to benefit by an average of £11 per week.</p><p> </p><p> </p><p> </p><p>Independent analysis by the Institute for Fiscal Studies has shown that the rise in women’s State Pension age since 2010 has been accompanied by increases in employment rates for the women affected. For those who are unemployed, or unable to work, working age benefits are still available.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 10/03/2016 16:05:22 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1566 label Biography information for Daniel Kawczynski

458254

registered interest
date	07/03/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what notification was given to women affected by the Pensions Act 1995.
tabling member constituency	Shrewsbury and Atcham
tabling member printed	Daniel Kawczynski
uin	30105
answer	answer is ministerial correction date of answer 15/03/2016 answer text <p>Following the Pensions Act 1995, State Pension estimates, issued to individuals on request, made the changes clear. The DWP’s State Pension estimates have been providing individuals with their most up-to-date date of reaching State Pension age since 1995. Over that period, we have encouraged anyone seeking to plan for their retirement to get a pension statement. Since April 2000, the Department has issued more than 11.5 million personalised State Pension statements to people who requested them. We continue to encourage people to request one, as part of our on-going communications.</p><p>DWP also ran a pensions education campaign in 2004, which included informing people of the future equalisation of SPA. The campaign included:</p><ul><li>Advertising features in the press and women’s magazines</li><li>A ‘Women’s Pensions Pack’ containing leaflets for women about changes in State Pension age, made available through the Pensions Service</li><li>Direct mailings targeted specifically at women highlighting that women’s SPA is changing</li><li>Sending State Pension forecast letters and accompanying leaflet showing the person’s SPa and explaining who is affected by the changes to women’s SPa (issued to those who requested them)</li><li>Developing an interactive State Pension date/age calculator facility on the Pensions Service website</li></ul><p>In addition to these efforts, all those affected by the 1995 Act changes were sent letters between April 2009 and March 2011 using the address details held by HMRC at that time.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 15/03/2016 16:39:04 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1566 label Biography information for Daniel Kawczynski

454337

registered interest
date	23/02/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what the average financial cost is to an individual woman who has seen her state pension age increased by the maximum 18 months.
tabling member constituency	Bristol North West
tabling member printed	Charlotte Leslie
uin	28107
answer	answer is ministerial correction date of answer 02/03/2016 answer text <p>Women born between 6 December 1953 and 5 October 1954 will have their state pension age increased by the maximum 18 months.</p><p> </p><p>It is not possible to assess the income of every individual due to their differing characteristics. The impact on a small number of hypothetical cases was modelled for the 2011 Pensions Act Impact Assessment.</p><p> </p><p>These show how women born in 1954, affected by the maximum 18 months increase, could see their total state and private pension income change, compared to the previously legislated timetable.</p><p> </p><p>Women who continue to work will also receive additional income from employment. It may also be possible for women to receive other working age benefits.</p><p> </p><p>The impacts can be found in Table 8 of Annex A of the Impact Assessment at:</p><p><a href="https://www.gov.uk/government/publications/pensions-act-2011-impact-assessment" target="_blank">https://www.gov.uk/government/publications/pensions-act-2011-impact-assessment</a></p><p> </p><p>The Department published analysis on the impact of the new State Pension (nSP) in January 2016 showing that three million women gain on average over £11pw extra State Pension by 2030:</p><p><a href="https://www.gov.uk/government/publications/new-state-pension-impact-on-an-individuals-pension-entitlement-longer-term-effects" target="_blank">https://www.gov.uk/government/publications/new-state-pension-impact-on-an-individuals-pension-entitlement-longer-term-effects</a></p><p>On average women will still receive 10% more new State Pension than men over their lifetime.</p><p> </p><p>The change in State Pension age is designed to equalise State Pension age between men and women and to remove a long standing inequality, while the new State Pension improves outcomes for women, bringing forward by a decade the point at which women have equivalent State Pension outcomes to men (by the early 2040s instead of the early-2050s).</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 02/03/2016 16:50:27 answering member 4105 label Biography information for Justin Tomlinson
tabling member	3933 label Biography information for Charlotte Leslie

448444

registered interest
date	26/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.
tabling member constituency	Motherwell and Wishaw
tabling member printed	Marion Fellows
uin	903352
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>Working age benefits are available for those who have not yet reached State Pension age. A concession of £1.1bn was made, and 81% of those affected will see a delay of one year or less; and for the rest, the delay will be no more than 18 months. There are no plans for further transitional arrangements.</p> answering member constituency North West Cambridgeshire answering member printed Mr Shailesh Vara question first answered 01/02/2016 17:04:18 answering member 1496 label Biography information for Shailesh Vara
tabling member	4440 label Biography information for Marion Fellows

447302

registered interest
date	25/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many women born between 6 April and 5 December 1953 will be affected by the increase to the state pension age under the provisions of the Pension Act 2011.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	24024
answer	answer is ministerial correction date of answer 28/01/2016 answer text <p>Of the group stated in the question only women born on or after 6 April 1953 are affected by the changes in State Pension age in the 2011 Pensions Act.</p><p>The faster increase to 65 under the Pensions Act 2011 affect an estimated 230,000 women born between 6 April 1953 and 5 December 1953. This figure, rounded to the nearest 10,000, is for Great Britain and is based on DWP calculations using ONS statistics.</p><p>During the passage of the Pensions Bill 2011 the Government tabled an amendment so that the maximum delay to State Pension age relative to the previously legislated timetable that any individual faced was 18 months. This amendment affected people born between 6 January 1954 and 5 September 1954. The analysis accompanying this amendment is available at:</p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/182066/pensions-bill-spa-info.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/182066/pensions-bill-spa-info.pdf</a></p> answering member constituency North Swindon answering member printed Justin Tomlinson grouped question UIN 23847 question first answered 28/01/2016 17:06:25 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4356 label Biography information for Angela Rayner

447305

registered interest
date	25/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what modelling his Department has undertaken on potential transitional arrangements for women born in the period 1951 to 1953 who are affected by accelerated equalisation of the state pension age; and if he will publish the results of any such modelling.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	23847
answer	answer is ministerial correction date of answer 28/01/2016 answer text <p>Of the group stated in the question only women born on or after 6 April 1953 are affected by the changes in State Pension age in the 2011 Pensions Act.</p><p>The faster increase to 65 under the Pensions Act 2011 affect an estimated 230,000 women born between 6 April 1953 and 5 December 1953. This figure, rounded to the nearest 10,000, is for Great Britain and is based on DWP calculations using ONS statistics.</p><p>During the passage of the Pensions Bill 2011 the Government tabled an amendment so that the maximum delay to State Pension age relative to the previously legislated timetable that any individual faced was 18 months. This amendment affected people born between 6 January 1954 and 5 September 1954. The analysis accompanying this amendment is available at:</p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/182066/pensions-bill-spa-info.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/182066/pensions-bill-spa-info.pdf</a></p> answering member constituency North Swindon answering member printed Justin Tomlinson grouped question UIN 24024 question first answered 28/01/2016 17:06:25 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4356 label Biography information for Angela Rayner

447453

registered interest
date	25/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 4 December 2015 to Question 17647, how many of the 650,000 women who will receive an average of £8 per week more for the first 10 years of the new state pension were born between 6 April 1953 and 5 December 1953.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	23931
answer	answer is ministerial correction date of answer 28/01/2016 answer text <p>The Department published analysis on the impact of the new State Pension (nSP) in January 2016 showing that 650,000 women stand to gain on average £8 per week over the next ten years as a result of the nSP valuation. This is available at:</p><p><a href="https://www.gov.uk/government/publications/new-state-pension-impact-on-an-individuals-pension-entitlement-longer-term-effects" target="_blank">https://www.gov.uk/government/publications/new-state-pension-impact-on-an-individuals-pension-entitlement-longer-term-effects</a></p><p>The specific information requested is not available.</p><p><strong><br> </strong></p><p><strong></strong></p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 28/01/2016 17:13:45 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4356 label Biography information for Angela Rayner

446905

registered interest
date	21/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if he will make an assessment of the potential merits of implementing a scheme based on the actuarial pension model to increase the speed at which women born in the 1950s qualify for state pension.
tabling member constituency	Lanark and Hamilton East
tabling member printed	Angela Crawley
uin	23514
answer	answer is ministerial correction date of answer 29/01/2016 answer text <p>The State Pension is funded through the National Insurance scheme which does not bear comparison with a commercially operated one.</p><p>Although eligibility for the State Pension is dependent in part on the payment of National Insurance, the National Insurance system is not an individual pension fund. National Insurance credits are available for many people to help them build entitlement towards the State Pension. National Insurance contributions also give entitlement to a range of other benefits such as Jobseeker’s Allowance, Employment and Support Allowance and Carer’s Allowance.</p><p>Future entitlement to benefits is a matter for the Government and Parliament to decide, and the changes to the State Pension age have been made in conjunction with introducing the triple-lock protection of the basic State Pension, the introduction of the new State Pension, and the protection of other pensioner benefits.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 29/01/2016 10:34:18 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4469 label Biography information for Angela Crawley

445081

registered interest
date	14/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate his Department has made of the number of women born in the 1950s who have been affected by the changes to pension terms made in 1995 and 2011; and if he will make a statement.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	22675
answer	answer is ministerial correction date of answer 19/01/2016 answer text <p>We have interpreted the question as asking how many women in total were affected by State Pension age equalisation in either the Pensions Act 1995 or the Pensions Act 2011 or the increase in the State Pension age to 66 in the Pensions Act 2011.</p><p>The estimated number of women born between April 1950 and December 1959 who are affected by the changes to State Pension age made in the 1995 and 2011 Pensions Acts is 3.48 million. This figure, rounded to the nearest 10,000, is for Great Britain and is based on DWP calculations using ONS statistics.</p><p /> <br /> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 19/01/2016 17:47:56 answering member 4105 label Biography information for Justin Tomlinson
tabling member	308 label Biography information for Mr Jim Cunningham

443799

registered interest
date	11/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what discussions his Department has had with the Northern Ireland Executive on the transition to the equalised state pension for women affected by those changes.
tabling member constituency	Strangford
tabling member printed	Jim Shannon
uin	21865
answer	answer is ministerial correction date of answer 18/01/2016 answer text <p>The Department for Work and Pensions and the Department for Social Development in Northern Ireland are in regular contact on the range of pensions issues. Additionally, DWP Ministers meet from time to time with the Northern Ireland Minister for Social Development to discuss matters of common interest. Indeed, the Minister for Pensions is scheduled to meet the Minister for Social Development next month to discuss a number of pension matters.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 18/01/2016 11:30:41 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4131 label Biography information for Jim Shannon