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1001947
registered interest false more like this
date less than 2018-11-05more like thismore than 2018-11-05
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury remove filter
hansard heading Mortgages: EU Law more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates. more like this
tabling member constituency East Worthing and Shoreham more like this
tabling member printed
Tim Loughton more like this
uin 187982 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-11-12more like thismore than 2018-11-12
answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p>
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2018-11-12T17:49:19.453Zmore like thismore than 2018-11-12T17:49:19.453Z
answering member
4051
label Biography information for John Glen more like this
tabling member
114
label Biography information for Tim Loughton more like this
1002088
registered interest false more like this
date less than 2018-11-05more like thismore than 2018-11-05
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury remove filter
hansard heading Private Rented Housing: Low Incomes more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Mr Chancellor of the Exchequer, whether his Department has made an assessment of the effect on low-income tenants of landlords adjust their rental prices in relation to section 24 of the Finance (No. 2) Act 2015. more like this
tabling member constituency Nottingham North more like this
tabling member printed
Alex Norris more like this
uin 188265 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-11-12more like thismore than 2018-11-12
answer text <p>The Government estimates that only 1 in 5 landlords would pay more tax as a result of the restrictions to landlords’ finance cost relief, once it is fully implemented. When introduced, the government did not expect this measure to have a significant impact on either house prices or rent levels.</p><p>The restrictions came in to effect in April 2017. The most recent Office for National Statistics (ONS) index of private housing rental prices shows that rental prices increased by 0.9% in the 12 months to September 2018. A year ago (the 12 months to September 2017) the annual rate of growth was 1.6%.</p> more like this
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2018-11-12T17:51:15.863Zmore like thismore than 2018-11-12T17:51:15.863Z
answering member
4051
label Biography information for John Glen more like this
tabling member
4641
label Biography information for Alex Norris more like this
1000267
registered interest false more like this
date less than 2018-11-02more like thismore than 2018-11-02
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury remove filter
hansard heading Bank Notes more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, what discussions he has had with the Governor of the Bank of England on the person who will be represented on the new £50 note. more like this
tabling member constituency Ilford North more like this
tabling member printed
Wes Streeting more like this
uin 187380 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-11-12more like thismore than 2018-11-12
answer text <p>The Bank of England is responsible for the design, production, issue and distribution of bank notes. On 2 November 2018, the Governor of the Bank of England announced that the design of the new £50 note will celebrate the UK’s contribution to science. Members of the public have until 14 December to nominate a historical character who has contributed to science and influenced UK society to feature on the note.</p> more like this
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2018-11-12T17:50:24.36Zmore like thismore than 2018-11-12T17:50:24.36Z
answering member
4051
label Biography information for John Glen more like this
tabling member
4504
label Biography information for Wes Streeting more like this
999162
registered interest false more like this
date less than 2018-10-31more like thismore than 2018-10-31
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury remove filter
hansard heading Universities: Enterprise Zones more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, where the new University Enterprise Zones announced in Budget 2018 will be; and by what process that decision was reached. more like this
tabling member constituency Stoke-on-Trent North more like this
tabling member printed
Ruth Smeeth more like this
uin 186409 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-11-12more like thismore than 2018-11-12
answer text <p>The Government announced £5m towards University Enterprise Zones in the Budget. The locations of these have not yet been decided. The process for awarding funding is currently being developed by the Department for Business, Energy and Industrial Strategy.</p><p> </p> more like this
answering member constituency Newark more like this
answering member printed Robert Jenrick more like this
question first answered
less than 2018-11-12T17:48:35.367Zmore like thismore than 2018-11-12T17:48:35.367Z
answering member
4320
label Biography information for Robert Jenrick more like this
tabling member
4508
label Biography information for Baroness Anderson of Stoke-on-Trent more like this
997087
registered interest false more like this
date less than 2018-10-29more like thismore than 2018-10-29
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury remove filter
hansard heading Bank Services: Hacking more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government how much money UK banks have reported as having been stolen from customer accounts through hacking in each of the last three financial years. more like this
tabling member printed
Lord Maginnis of Drumglass more like this
uin HL11091 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-11-12more like thismore than 2018-11-12
answer text <p>UK Finance collects voluntary information on fraudulent transactions in the finance sector, which is published on their website.</p><p> </p><p>Gross losses from unauthorised fraudulent transactions going back to 2012 have been published in UK Finance’s “2017 Annual Fraud Update”.</p> more like this
answering member printed Lord Bates more like this
question first answered
less than 2018-11-12T17:48:05.59Zmore like thismore than 2018-11-12T17:48:05.59Z
answering member
1091
label Biography information for Lord Bates more like this
tabling member
648
label Biography information for Lord Maginnis of Drumglass more like this
988717
registered interest false more like this
date less than 2018-10-16more like thismore than 2018-10-16
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury remove filter
hansard heading Children: Day Care more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, how many parents in Northern Ireland applied for tax free childcare in each of the last three years. more like this
tabling member constituency Upper Bann more like this
tabling member printed
David Simpson more like this
uin 180155 more like this
answer
answer
is ministerial correction true more like this
date of answer less than 2018-10-23more like thismore than 2018-10-23
answer text <p>The table below provides the number of parents in Northern Ireland who have applied for Tax-Free Childcare (TFC) in each of the last three years. TFC was trialled in 2016 and launched in April 2017.</p><p>We are promoting the scheme across the UK, including a marketing campaign which launched on 10 September 2018, to increase awareness and take-up of Tax-Free Childcare.</p><p> </p><table><tbody><tr><td><p>Years</p></td><td><p>Total Number of Applications</p></td></tr><tr><td><p>2016</p></td><td><p>2</p></td></tr><tr><td><p>2017</p></td><td><p><del class="ministerial">1,039</del> <ins class="ministerial">1,044</ins></p></td></tr><tr><td><p>2018</p></td><td><p><del class="ministerial">2,093</del> <ins class="ministerial">1,301</ins></p></td></tr></tbody></table><p> </p><p> </p><p> </p> more like this
answering member constituency South West Norfolk more like this
answering member printed Elizabeth Truss more like this
question first answered
less than 2018-10-23T14:22:46.413Zmore like thismore than 2018-10-23T14:22:46.413Z
question first ministerially corrected
less than 2018-11-14T13:36:18.477Zmore like thismore than 2018-11-14T13:36:18.477Z
answering member
4097
label Biography information for Elizabeth Truss more like this
previous answer version
80216
answering member constituency South West Norfolk more like this
answering member printed Elizabeth Truss more like this
answering member
4097
label Biography information for Elizabeth Truss more like this
tabling member
1597
label Biography information for David Simpson more like this