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1144806

registered interest
date	04/09/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Agriculture: Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether the £160 million announced in Spending Round 2019 as a result of the Bew Review will be ringfenced for agriculture so that the Scottish Parliament can decide how it is allocated within that sector.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	286834
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The Chancellor announced at the recent Spending Round that we will provide £160m to the Scottish Government in 2020-21 in relation to historic allocations of Common Agricultural Policy ‘convergence’ funding. The additional funding will be ring-fenced for farmers and land managers in Scotland. The review led by Lord Bew of Donegore has considered a separate but related matter.</p> answering member constituency Richmond (Yorks) answering member printed Rishi Sunak question first answered 09/09/2019 09:17:35 answering member 4483 label Biography information for Rishi Sunak
tabling member	4622 label Biography information for Luke Graham

1125251

registered interest
date	08/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Children: Maintenance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps HMRC takes to verify the income of people liable for child maintenance payments.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	252011
answer	answer is ministerial correction date of answer 14/05/2019 answer text <p>The Department for Work and Pensions (DWP) are responsible for the assessment of Child Maintenance payments, including the verification of the absent parent’s income. Upon request from DWP, HMRC provide information held on their National Insurance and PAYE Service, or their Self-Assessment Service. The information is made available under a Memorandum of Understanding, and is for the latest completed tax year.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 14/05/2019 12:40:56 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4622 label Biography information for Luke Graham

1105542

registered interest
date	27/03/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Private Rented Housing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he plans to change the law on the income threshold requirement for buy-to-let mortgages by (a) lowering the threshold and (b) removing the requirement for the threshold to be more than the rent from the let property.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	237729
answer	answer is ministerial correction date of answer 04/04/2019 answer text <p>The independent Prudential Regulatory Authority (PRA) is responsible for the regulation of the underwriting of buy-to-let mortgages. Under the PRA’s Supervisory Statement of September 2016, firms are required to conduct: an interest coverage ratio test which compares expected rental income to the monthly interest cost of mortgage repayments; and/or an income affordability test. Lenders must also take into account future changes to interest rates over a minimum period of five years. The purpose of this is to prevent lenders taking excessive risk by ensuring that the borrowers have the ability to repay the loan.</p><p>Beyond the requirements set out in the regulations, decisions concerning how lenders assess mortgage applications are commercial decisions for banks and building societies. I hope you can appreciate that it would be inappropriate for the Government to intervene in these decisions.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/04/2019 09:21:04 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham

982826

registered interest
date	08/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he plans to review the Access to Banking Standard.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	176582
answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The Government recognises that branch closures can be difficult for the customers affected and urges the banks to consider these concerns when making decisions on their branch network. That is why Government supports the Access to Banking Standard, and makes clear to the banks and building societies who have signed up that they should participate genuinely and with the spirit of the agreement, not just the letter, in mind.</p><p> </p><p>The Government supports the Lending Standard’s Board’s monitoring and enforcing of the Standard, and welcomed their recent report on firms’ compliance with its requirements. The Government considers the current scheme of oversight to be working effectively at present.</p><p> </p><p>The Government will continue to monitor the effectiveness of the Access to Banking Standard, and Lending Standards Board oversight of it, to ensure that it continues to strike the right balance between providing commercial flexibility and consumer protection.</p> answering member constituency Salisbury answering member printed John Glen question first answered 16/10/2018 16:07:52 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham

964622

registered interest
date	03/09/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Nursery Schools: Construction
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has plans to allow builders of new nursery school buildings to zero-rate the VAT on building materials and services used in the construction.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	169734
answer	answer is ministerial correction date of answer 10/09/2018 answer text <p>The government applies a zero of rate of VAT to the construction of charitable buildings. This includes nursery buildings where they operate as charities. While all taxes are kept under review, the application of further zero rates is strictly limited by EU law.</p><p> </p><p>Future VAT rules will depend on the outcome of negotiations with the EU. Any future decisions on VAT will continue to be taken as part of the normal Budget process.</p><p> </p> answering member constituency Central Devon answering member printed Mel Stride question first answered 10/09/2018 10:42:04 answering member 3935 label Biography information for Mel Stride
tabling member	4622 label Biography information for Luke Graham

917069

registered interest
date	04/06/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Expenditure: Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether any additional funding secured from the UK Government as a result of additional borrowing powers being triggered by the Scottish Fiscal Commission under the condition of a Scotland-specific economic shock is sent to the Scottish Government as a block or is administered directly by the UK Government.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	149701
answer	answer is ministerial correction date of answer 12/06/2018 answer text <p>Under the Scottish Government’s fiscal framework agreement, the Scottish Government can borrow up to £600m per year – within an overall limit of £1.75bn - for any observed or forecast shortfall in devolved or assigned tax receipts or demand-led welfare expenditure in the event of a Scotland-specific economic shock. Where this provision is triggered, the Scottish Government will be able to draw down resource borrowing from the National Loans Fund within the agreed limits as deemed appropriate to manage any volatility in their budgets.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 12/06/2018 08:46:57 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4622 label Biography information for Luke Graham

914966

registered interest
date	01/06/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Productivity Investment Fund
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has plans to ring-fence funding allocated from National Productivity Investment Fund to the devolved administrations.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	149022
answer	answer is ministerial correction date of answer 11/06/2018 answer text <p>The National Productivity Investment Fund (NPIF) was established to provide £31 billion of additional capital spending to areas critical for improving productivity – transport, digital infrastructure, housing and R&amp;D. Where responsibility for these policy areas sits with the devolved administrations, such as housing and roads, they have received increases in their capital budgets as a result of the application of the Barnett formula to changes in spending in England. The devolved administrations have full control over how they allocate this funding.</p><p> </p><p>The UK Government is also investing UK-wide in sectors where it has responsibility, including research and development funding, and investment in digital infrastructure.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 11/06/2018 12:38:39 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4622 label Biography information for Luke Graham

911177

registered interest
date	24/05/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Productivity Investment Fund: Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how much spending from the National Productivity Fund has resulted in Barnett consequentials funding to Scotland in (a) 2017-18 and (b) 2018-19.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	147947
answer	answer is ministerial correction date of answer 05/06/2018 answer text <p>The Scottish Governemnt have received Barnett Consequentials totalling £111.2 million (2017-18) and £189.0 million (2018-19) following allocations made to the National Productivity Investment Fund.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 05/06/2018 09:18:16 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4622 label Biography information for Luke Graham

910229

registered interest
date	23/05/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Stock Market
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the potential merits of introducing regional stock exchanges throughout the UK; and if he will make a statement.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	147506
answer	answer is ministerial correction date of answer 08/06/2018 answer text <p>The Government conducted a consultation in 2010 that sought views on regional exchanges</p><p> </p><p>As noted in the Government’s response almost all respondents to the consultation did not favour the introduction of such exchanges<em> (https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/253763/bis-10-1242-financing-business-growth-response.pdf).</em></p><p> </p><p>There are no legislative barriers preventing market participants from setting up regionally-focused exchanges, provided they receive the required approvals from the Financial Conduct Authority.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/06/2018 09:49:21 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham

865204

registered interest
date	16/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Royal Bank of Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he next plans to meet representatives of the Royal Bank of Scotland to discuss rural branch closures.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	133071
answer	answer is ministerial correction date of answer 26/03/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including RBS, Lloyds and Clydesdale and Yorkshire Banking Groups, as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p><p>The decision to open or close branches is a commercial matter, in which the Government does not intervene. However, the impact of closures on communities must be understood, considered and mitigated where possible.</p><p> </p><p>The industry’s Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>99% of personal and 95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. In February, I wrote to the Post Office and UK Finance requesting further details of their proposals to raise public awareness of the banking services available at the Post Office for individuals and SMEs. I look forward to receiving their proposals later this month.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 133072 133074 question first answered 26/03/2018 13:12:34 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham