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1684193

registered interest
date	22/01/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Motor Insurance: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent discussions he has had with the Financial Conduct Authority on the regulation of car insurance premiums.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Allan Dorans
uin	10912
answer	answer is ministerial correction date of answer 30/01/2024 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including the financial services regulators, on an ongoing basis.</p><p> </p><p>Insurers make commercial decisions about the pricing of insurance based on their assessment on the likelihood and expected cost of a claim. The Government does not intervene in these commercial decisions by insurers as this could damage competition in the market.</p><p> </p><p>The Financial Conduct Authority (FCA) is the independent regulator and responsible for supervising the insurance industry. The FCA have introduced several reforms, including the Consumer Duty rules, to ensure consumers are treated fairly in regard to pricing.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 30/01/2024 17:27:54 answering member 4639 label Biography information for Bim Afolami
tabling member	4740 label Biography information for Allan Dorans

1462943

registered interest
date	16/05/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Refugees: Ukraine
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of equalising the payments being made to families in the UK assisting Ukrainians arriving under the Family Reunion Scheme with the payments being made to those accepting refugees under the Homes for Ukraine Scheme.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Allan Dorans
uin	2302
answer	answer is ministerial correction date of answer 19/05/2022 answer text <p>This government cares deeply about helping those fleeing the conflict in Ukraine. This is why we have announced two visa schemes which both support the integration of Ukrainian refugees by providing them with full access to social services and welfare in the UK for up to three years.</p><p>The Ukraine Family Scheme is similar to existing family visa routes, and provision of public services from this route will be managed in the usual way. The UK-based family member is expected to provide support and accommodation for those coming to join them, who in turn benefit from the wider integration advantages in joining an existing family network.</p><p>Homes for Ukraine on the other hand is a unique scheme that has been set up specifically to support those escaping the conflict in Ukraine who are not able to rely on family support. The government is providing additional funding to local authorities which includes resource to enable them to carry out sponsorship-specific functions such as safeguarding checks and property checks, administering payments, as well as providing support such as English language training to help their integration into communities.</p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke grouped question UIN 726 question first answered 19/05/2022 17:49:25 answering member 4655 label Biography information for Sir Simon Clarke
tabling member	4740 label Biography information for Allan Dorans

967835

registered interest
date	04/09/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: Misrepresentation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will bring forward legislative proposals to compensate people who have sustained losses due to the mis-selling of Integrity Cash Maximiser products.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Bill Grant
uin	170388
answer	answer is ministerial correction date of answer 12/09/2018 answer text <p>The independent financial services regulator - the Financial Conduct Authority (FCA) – is responsible for the regulations in place to protect customers in their dealings with financial services firms. It requires firms to treat their customers fairly and has broad and robust powers to enforce breaches of its rules.</p><p> </p><p>If consumers have a complaint about a regulated financial service, they may be able to take their complaint to the Financial Ombudsman Service (FOS). The FOS was established to provide for the proportionate, prompt and informal resolution of cases and is designed to be an alternative to resolution of cases through the courts.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 170389 question first answered 12/09/2018 11:15:16 answering member 4051 label Biography information for John Glen
tabling member	4605 label Biography information for Bill Grant