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1283632

registered interest
date	03/02/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Money: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of introducing short term measures to protect the cash system following the national covid-19 lockdown announced in January 2021.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	148862
answer	answer is ministerial correction date of answer 08/02/2021 answer text <p>The Government recognises that cash remains important to millions of people across the UK and has committed to protecting access to cash for those that need it. The Government published a Call for Evidence on 15 October 2020 seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system. The Call for Evidence closed on the 25 November 2020. The Government is considering responses and will set out next steps in due course.</p><p>During the COVID-19 pandemic, the Treasury has been working closely with regulators and industry to ensure customers continue to have access to essential banking services, while also protecting the safety of staff and customers. This has meant the vast majority of people have been able to access cash through the pandemic.</p><p> </p><p>The Government continues to be fully supportive of the Post Office Banking Framework Agreement. The agreement allows 95% of business and 99% of personal banking customers to carry out their everyday banking at 11,500 Post Office branches in the UK until December 2022. The terms of future Banking Framework Agreements are commercial decisions between industry and the Post Office. The Government will continue to engage with industry and the Post Office to ensure that that all customers, wherever they live, continue to have access to over the counter banking services.</p><p>Since 1998, all the major UK banks and building societies have participated in LINK, enabling their ATMs to be used by customers of the other members of the network. Presently, ATMs are the most commonly used means of withdrawing cash. Membership of LINK is a commercial decision.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 148863 question first answered 08/02/2021 10:01:56 answering member 4051 label Biography information for John Glen
tabling member	4572 label Biography information for Chris Elmore

1279184

registered interest
date	21/01/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Money: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will appoint the Financial Conduct Authority to track changes in cash acceptance by UK businesses in response to the finding in research from Which? that found 1 in 3 people have had their cash refused since the beginning of the covid-19 outbreak.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	141572
answer	answer is ministerial correction date of answer 27/01/2021 answer text <p>The Government recognises that cash remains important to millions of people across the UK and has committed to protecting access to cash. The Government published a Call for Evidence on 15 October 2020 seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system.</p><p>The Government will ensure that regulators have the right responsibilities and powers to oversee the cash system. As set out in the Call for Evidence, effective coordination between the financial authorities will continue to be critical, but the Government considers that there may also be benefit in giving a single authority overall responsibility for ensuring the retail cash system meets the needs of consumers and businesses. The Government’s view is that the FCA may be well positioned to take on the function through legislation. The Call for Evidence closed on the 25 November 2020. The Government is considering responses and will set out next steps in due course.</p><p> </p><p>The Government also remains closely engaged with the financial regulators, including through the Treasury-chaired Joint Authorities Cash Strategy Group, to monitor and assess risks around cash relating to COVID-19. In order to help control the virus, all businesses and individuals are encouraged to follow the latest Government advice. It is important to wash your hands regularly. To work safely, retailers have been recommended to minimise contact around transactions, for example, considering using contactless payments. It remains the individual retailer’s choice as to whether to accept or decline any form of payment, including cash or card.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 141573 question first answered 27/01/2021 11:48:23 answering member 4051 label Biography information for John Glen
tabling member	4572 label Biography information for Chris Elmore

1279185

registered interest
date	21/01/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the March 2020 Budget, what his timetable is for bringing forward legislative proposals for protecting people’s ability to access cash.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	141573
answer	answer is ministerial correction date of answer 27/01/2021 answer text <p>The Government recognises that cash remains important to millions of people across the UK and has committed to protecting access to cash. The Government published a Call for Evidence on 15 October 2020 seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system.</p><p>The Government will ensure that regulators have the right responsibilities and powers to oversee the cash system. As set out in the Call for Evidence, effective coordination between the financial authorities will continue to be critical, but the Government considers that there may also be benefit in giving a single authority overall responsibility for ensuring the retail cash system meets the needs of consumers and businesses. The Government’s view is that the FCA may be well positioned to take on the function through legislation. The Call for Evidence closed on the 25 November 2020. The Government is considering responses and will set out next steps in due course.</p><p> </p><p>The Government also remains closely engaged with the financial regulators, including through the Treasury-chaired Joint Authorities Cash Strategy Group, to monitor and assess risks around cash relating to COVID-19. In order to help control the virus, all businesses and individuals are encouraged to follow the latest Government advice. It is important to wash your hands regularly. To work safely, retailers have been recommended to minimise contact around transactions, for example, considering using contactless payments. It remains the individual retailer’s choice as to whether to accept or decline any form of payment, including cash or card.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 141572 question first answered 27/01/2021 11:48:23 answering member 4051 label Biography information for John Glen
tabling member	4572 label Biography information for Chris Elmore

1247582

registered interest
date	30/10/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Tourism: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what support is available for people who are employed in the coach tourism industry whose work has been adversely affected by the covid-19 pandemic.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	109528
answer	answer is ministerial correction date of answer 09/11/2020 answer text <p>The Government appreciates this is a difficult time for many businesses, including coach tourism companies. With the resurgence of the virus and tightening of restrictions to protect people's health, we have taken further steps to protect jobs and businesses.</p><p> </p><p>People who are employed in the coach industry can benefit from the Coronavirus Job Retention Scheme (CJRS), which will remain open until 2 December, with employees receiving 80% of their current salary for hours not worked, up to a maximum of £2,500.</p><p> </p><p>Self-employed individuals in the coach industry can benefit from the Government’s recent announcement of more generous support for the self-employed, who will now receive 80% of average trading profits in November. As SEISS grants are calculated over 3 months, this increases the total level of the grant to 55% of trading profits for November to January and the maximum grant will increase to £5,160. We will also be paying this out more quickly by bringing forward the SEISS 3 claims window from 14 December to 30 November.</p><p> </p><p>To support businesses with their cashflow, on 2 November the Chancellor also announced that the application deadline for the government-backed loan schemes have been further extended until 31 January 2021.</p> answering member constituency Saffron Walden answering member printed Kemi Badenoch question first answered 09/11/2020 10:35:46 answering member 4597 label Biography information for Kemi Badenoch
tabling member	4572 label Biography information for Chris Elmore

1226941

registered interest
date	21/07/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Business: Government Assistance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to monitor the economic effect of its covid-19 business support packages; and what the timeframe is for the introduction of the proposed business rates relief support scheme to bring the food and drink wholesale sector into line with their customers in the hospitality, tourism and retail sector.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	77741
answer	answer is ministerial correction date of answer 07/09/2020 answer text <p>The Government is keeping the support measures, including their effect on businesses and the economy, under constant review.</p><p> </p><p>The Government has provided enhanced support through business rates relief to businesses occupying properties used for retail, hospitality and leisure given the direct and acute impacts of the COVID-19 pandemic on those sectors.</p><p> </p><p>A range of other measures to support all businesses, including those not eligible for the business rates holiday, such as wholesalers, has also been made available. On 8 July the Chancellor set out a package of measures to support jobs across the UK, including a Job Retention Bonus to help firms keep furloughed workers and a new £2 billion Kickstart Scheme to create hundreds of thousands of new, fully subsidised jobs for young people.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 07/09/2020 15:30:58 answering member 3991 label Biography information for Jesse Norman
tabling member	4572 label Biography information for Chris Elmore

1216164

registered interest
date	22/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Travel: Insurance Companies
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that travel insurance companies are (a) communicating clearly to their consumers and (b) treating them fairly.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	62546
answer	answer is ministerial correction date of answer 29/06/2020 answer text <p>The Government is in continual dialogue with the insurance sector to understand and influence its contribution to handling this unprecedented situation.</p><p> </p><p>The Financial Conduct Authority (FCA) rules require insurers to handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. In addition, the FCA has said that, in light of COVID-19, insurers must consider very carefully the needs of their customers and show flexibility in their treatment of them. The Government is working closely with the FCA to ensure that the rules are being upheld during this crisis and fully supports the regulator in its role.</p><p> </p><p>The FCA have also issued guidance for travel insurance customers, which can be found on their website.</p><p>We have discussed with insurers the importance of insurance cover for Covid-19 in restoring consumer confidence to travel again. Firms assure us that they will look to offer cover again where and when they can. They are monitoring announcements by Government and reviewing their position as the situation evolves. We will continue to monitor this situation closely.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/06/2020 16:08:11 answering member 4051 label Biography information for John Glen
tabling member	4572 label Biography information for Chris Elmore

1205289

registered interest
date	18/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Self-employed: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what support is available for self-employed people who have become self-employed in the last 12 months.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	61549
answer	answer is ministerial correction date of answer 23/06/2020 answer text <p>The newly self-employed are eligible for many elements of the unprecedented financial support provided by the Government. This package includes Bounce Back loans, tax deferrals, rental support, increased levels of Universal Credit, mortgage holidays, and other business support grants. More information about the full range of business support measures is available at <a href="http://www.gov.uk/government/collections/financial-support-for-businesses-during-coronavirus-covid-19" target="_blank">www.gov.uk/government/collections/financial-support-for-businesses-during-coronavirus-covid-19</a>.</p><p><strong> </strong></p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 23/06/2020 10:24:55 answering member 3991 label Biography information for Jesse Norman
tabling member	4572 label Biography information for Chris Elmore

1197495

registered interest
date	20/05/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Shared Prosperity Fund: Wales
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with the Secretary of State for Wales on using the Shared Prosperity Fund to support Wales in responding to the covid-19 outbreak.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	49799
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>The Chancellor discusses matters of importance to the Welsh economy with the Secretary of State for Wales and Cabinet on a regular basis.</p><p> </p><p>The UK Shared Prosperity Fund will be used to bind together the whole of the United Kingdom, tackling inequality and deprivation in each of our four nations. It will replace the overly bureaucratic EU Structural Funds, and not only be better targeted at the UK’s specific needs, but will match the size of those funds in each nation.</p> answering member constituency North East Cambridgeshire answering member printed Steve Barclay question first answered 04/06/2020 11:01:26 answering member 4095 label Biography information for Steve Barclay
tabling member	4572 label Biography information for Chris Elmore

1194543

registered interest
date	11/05/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Self-employment Income Support Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the potential merits of extending the Self-Employment Income Support scheme beyond the single instalment covering three months and capped at £7,500.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	45358
answer	answer is ministerial correction date of answer 19/05/2020 answer text <p>The UK has one of the most generous self-employed COVID-19 support schemes in the world.</p><p> </p><p>The Self-Employment Income Support Scheme opened on 13 May, ahead of schedule, and it provides support worth up to £7,500 each to millions of individuals. Recipients will have the grants in their bank accounts by end of this month.</p><p> </p><p>The Chancellor will keep the scheme under review.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 19/05/2020 15:28:54 answering member 3991 label Biography information for Jesse Norman
tabling member	4572 label Biography information for Chris Elmore