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1700946

registered interest
date	15/04/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has made an assessment of the potential merits of extending the Breathing Space (Debt Respite Scheme) to 180 days.
tabling member constituency	Stockton North
tabling member printed	Alex Cunningham
uin	21658
answer	answer is ministerial correction date of answer 18/04/2024 answer text <p>The government launched the Breathing Space scheme on 4 May 2021, and as of February 2024, over 216,000 people in problem debt have benefited from Breathing Space protections.</p><p> </p><p>In developing the scheme, the government took the decision that sixty days is an appropriate period for breathing space to last to give individuals the time to engage with debt advice, whilst maintaining fairness and certainty for creditors.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 18/04/2024 13:21:26 answering member 4639 label Biography information for Bim Afolami
tabling member	4122 label Biography information for Alex Cunningham

1685960

registered interest
date	30/01/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the Insolvency Service's publication entitled, Commentary - Individual Insolvency Statistics October to December 2023, published on 30 January 2024, whether his Department is taking steps to help reduce the need for breathing space registrations under the Debt Respite Scheme.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	12126
answer	answer is ministerial correction date of answer 07/02/2024 answer text <p>The Government launched the Breathing Space scheme on 4 May 2021. The aim of the scheme is to encourage earlier access to debt advice and enable people in problem debt to get their finances back on track. As of December 2022, over 200,000 people in problem debt have benefited from Breathing Space protections.</p><p> </p><p>The Government is committed to supporting individuals in problem debt. At the Autumn Statement, further support to protect struggling families with the cost of living was announced. This brings the total support for households over 2022/23 to 2024/25 to £104 billion – an average of £3,700 per household. In addition, the Government continues to maintain record levels of funding for the Money and Pensions Service to provide debt advice in England, bringing their debt advice budget to £92.7 million in 2024.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 12127 question first answered 07/02/2024 09:02:18 answering member 4639 label Biography information for Bim Afolami
tabling member	4809 label Biography information for Beth Winter

1685961

registered interest
date	30/01/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the Insolvency Service's publication entitled, Commentary - Individual Insolvency Statistics October to December 2023, published on 30 January 2024, if he will make an assessment of the reasons for the increase in breathing space registrations under the Debt Respite Scheme in 2023 as compared with 2022.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	12127
answer	answer is ministerial correction date of answer 07/02/2024 answer text <p>The Government launched the Breathing Space scheme on 4 May 2021. The aim of the scheme is to encourage earlier access to debt advice and enable people in problem debt to get their finances back on track. As of December 2022, over 200,000 people in problem debt have benefited from Breathing Space protections.</p><p> </p><p>The Government is committed to supporting individuals in problem debt. At the Autumn Statement, further support to protect struggling families with the cost of living was announced. This brings the total support for households over 2022/23 to 2024/25 to £104 billion – an average of £3,700 per household. In addition, the Government continues to maintain record levels of funding for the Money and Pensions Service to provide debt advice in England, bringing their debt advice budget to £92.7 million in 2024.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 12126 question first answered 07/02/2024 09:02:18 answering member 4639 label Biography information for Bim Afolami
tabling member	4809 label Biography information for Beth Winter

1602861

registered interest
date	09/03/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of extending the length of legal protections under the Debt respite (breathing space) scheme.
tabling member constituency	Liverpool, Walton
tabling member printed	Dan Carden
uin	162269
answer	answer is ministerial correction date of answer 14/03/2023 answer text The Government launched the Breathing Space scheme on 4 May 2021, and as of January 2023, over 110,000 people in problem debt have benefited from Breathing Space protections.<p> </p><p> </p><p> </p><p>As part of the consultation on the Statutory Debt Repayment Plan (SDRP), the Government proposed minor technical changes to Breathing Space and invited views on what further changes could be made. The Government is considering these proposals and will provide a further update in due course.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 14/03/2023 13:50:20 answering member 4874 label Biography information for Andrew Griffith
tabling member	4651 label Biography information for Dan Carden

1485362

registered interest
date	01/07/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the Mental Health Breathing Space Scheme, how many people (a) have accessed that scheme in each year to 30 June 2022 and (b) are estimated to access that scheme in the next 12 months.
tabling member constituency	Tooting
tabling member printed	Dr Rosena Allin-Khan
uin	28909
answer	answer is ministerial correction date of answer 07/07/2022 answer text <p>The Insolvency Service publishes official statistics on the breathing space scheme as part of its Monthly Insolvency Statistics series, available at: <a href="https://www.gov.uk/government/collections/monthly-insolvency-statistics" target="_blank">https://www.gov.uk/government/collections/monthly-insolvency-statistics</a>.</p><p> </p><p>In the period from 4 May 2021 (when the scheme started) to 31 May 2022, there were 1,123 mental health breathing space registrations.</p><p> </p><p>Data for June 2022 will be published in mid-July.</p><p> </p><p>HM Treasury has not produced up-to-date estimates for the number of mental health breathing space registrations expected in the next 12 months.</p> answering member constituency South East Cambridgeshire answering member printed Lucy Frazer question first answered 07/07/2022 09:54:26 answering member 4517 label Biography information for Lucy Frazer
tabling member	4573 label Biography information for Dr Rosena Allin-Khan

1339489

registered interest
date	23/06/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will include advance payments under universal credit in the Debt Respite Scheme (Breathing Space).
tabling member constituency	Ealing Central and Acton
tabling member printed	Dr Rupa Huq
uin	21300
answer	answer is ministerial correction date of answer 28/06/2021 answer text <p>The breathing space scheme launched on 4 May 2021, and includes most personal debts and debts owed to Government, including Universal Credit overpayments. The Government considers that, for breathing space to be successful, it needs to include a wide range of debts.</p><p>The Government recognises the importance of including all Universal Credit debts in breathing space, and is committed to including Universal Credit advances within the scheme as soon as possible.</p><p>This will happen at a later date to ensure that the significant IT changes the Department for Work and Pensions needs to make do not compromise the safe delivery of Universal Credit, which is now supporting 6 million people. It has always been possible to defer repayments of Universal Credit Advances for 3 months in cases of hardship. In addition, from April 2021, the timeframe for the repayment of advances has been extended from 12 months to 24 months.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/06/2021 11:11:02 answering member 4051 label Biography information for John Glen
tabling member	4511 label Biography information for Dr Rupa Huq

1337935

registered interest
date	17/06/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential merits of including universal credit advance payments in the Debt Respite Scheme (Breathing Space).
tabling member constituency	Coventry South
tabling member printed	Zarah Sultana
uin	17855
answer	answer is ministerial correction date of answer 22/06/2021 answer text <p>The breathing space scheme launched on 4 May 2021, and includes most personal debts and debts owed to Government, including Universal Credit overpayments. The Government considers that, for breathing space to be successful, it needs to include a wide range of debts.</p><p> </p><p>The Government recognises the importance of including all Universal Credit debts in breathing space, and is committed to including Universal Credit advances within the scheme as soon as possible.</p><p> </p><p>This will happen at a later date to ensure that the significant IT changes the Department for Work and Pensions needs to make do not compromise the safe delivery of Universal Credit, which is now supporting 6 million people. It has always been possible to defer repayments of Universal Credit Advances for 3 months in cases of hardship. In addition, from April 2021, the timeframe for the repayment of advances has been extended from 12 months to 24 months.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/06/2021 11:21:47 answering member 4051 label Biography information for John Glen
tabling member	4786 label Biography information for Zarah Sultana