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690211

registered interest
date	17/02/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps the Government is taking to encourage banks to impose the voluntary cap on overdraft charges for personal current accounts recommended by the Competition and Markets Authority in 2016; and what assessment his Department has made of the effectiveness of that cap on customers' accounts where it has been imposed.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	64033
answer	answer is ministerial correction date of answer 22/02/2017 answer text <p>The government is committed to increasing competition in banking and welcomes the Competition and Markets Authority’s (CMA) final report on its retail banking market investigation as an important step towards the goal of a highly competitive banking system.</p><p> </p><p>The CMA proposed a series of remedies in its final report to improve overdraft transparency. This includes requiring all personal current account providers to set a monthly maximum charge (MMC) for unarranged overdraft charges by Q3 2017. The CMA also recommended that the Financial Conduct Authority (FCA) assesses the ongoing effectiveness of the MMC and considers whether other measures could be taken to further enhance its effectiveness.</p><p>In addition to this, the Government welcomed the FCA’s commitment to look in more detail at overdrafts from both a consumer and competition perspective, as part of its broader review of the high-cost credit market.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 22/02/2017 15:13:56 answering member 3929 label Biography information for Simon Kirby
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

687925

registered interest
date	09/02/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with the Markets and Competition Authority on the introduction of a cap on overdraft charges for personal current accounts; and if he will make a statement.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	63848
answer	answer is ministerial correction date of answer 20/02/2017 answer text <p>Treasury ministers and officials meet regularly with the Competition and Markets Authority (CMA) to discuss relevant regulatory issues. As was the case with previous administrations, it is not the Treasury's practice to provide details of all such discussions.</p><p> </p><p>The government is committed to increasing competition in banking and welcomes the CMA’s final report on its retail banking market investigation as an important step towards the goal of a highly competitive banking system. It is the CMA’s role to review the market, assess how effectively competition is working and, where appropriate, propose remedies to address any issues. That is why we set up the CMA as a single, stronger and independent competition regulator.</p><p> </p><p>The CMA proposed a series of remedies in its final report to improve overdraft transparency, including requiring banks to set a monthly maximum charge for unarranged overdraft charges.</p><p> </p><p>The government welcomed the Financial Conduct Authority’s (FCA) response to the CMA’s investigation. In its response, the FCA committed to look in more detail at overdrafts from both a consumer and competition perspective, as part of its broader review of the high-cost credit market.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 20/02/2017 12:07:53 answering member 3929 label Biography information for Simon Kirby
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

599332

registered interest
date	11/10/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Economic Situation: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with the Irish government on the potential implications for economic growth (a) on the island of Ireland and (b) in Northern Ireland of the UK leaving the EU.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	48006
answer	answer is ministerial correction date of answer 17/10/2016 answer text <p>The Chancellor met his Irish counterpart on 22 September to discuss a range of issues relating to the UK’s EU exit. We look forward to working closely with the Irish Government and other key stakeholders as we develop our approach to this matter.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 17/10/2016 09:44:54 answering member 1529 label Biography information for Mr David Gauke
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

599333

registered interest
date	11/10/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Tourism: VAT
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with the Secretary of State for Northern Ireland on the potential effect of a change in the rate of VAT for tourism on employment creation in Northern Ireland.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	48009
answer	answer is ministerial correction date of answer 17/10/2016 answer text <p>The Chancellor regularly discusses a wide range of issues with other Ministers.</p><p> </p> answering member constituency Battersea answering member printed Jane Ellison question first answered 17/10/2016 15:54:38 answering member 3918 label Biography information for Jane Ellison
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

539684

registered interest
date	18/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	EU Grants and Loans: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, which (a) completed, (b) in progress and (c) scheduled projects in Northern Ireland have received or are scheduled to receive EU funding; what assessment he has made of the potential effect on that funding of the vote to leave the EU; and whether any resulting shortfall in funding will be met by his Department or the Northern Ireland Office.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	42991
answer	answer is ministerial correction date of answer 21/07/2016 answer text <p>Details on individual projects which fall under devolved areas of responsibility are a matter for the devolved administration in Northern Ireland. In light of the UK’s vote to leave the EU, the Government is carefully considering the options for the future of EU-related funding.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 21/07/2016 11:01:54 answering member 1529 label Biography information for Mr David Gauke
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

436661

registered interest
date	09/12/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Floods: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the Barnet consequentials for Northern Ireland are of the £50 million additional funding for flood relief; and if he will make a statement.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	19478
answer	answer is ministerial correction date of answer 14/12/2015 answer text <p>As the Chancellor announced in the House on 9 December, the government is creating a new Community Recovery Scheme to support households and businesses affected by the floods in Cumbria and Lancashire.</p><br /><p>The Barnett Formula has been applied to this funding in the normal way, and the Northern Ireland Executive will receive £1.322 million in additional funding.</p> answering member constituency Chelsea and Fulham answering member printed Greg Hands question first answered 14/12/2015 17:37:39 answering member 1526 label Biography information for Greg Hands
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

432198

registered interest
date	25/11/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Public Expenditure: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the Barnett consequentials are for Northern Ireland of the measures announced in the Spending Review and Autumn Statement 2015.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	17744
answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>The Northern Ireland Executive’s block grant allocations for the Spending Review period were set out at the Spending Review and Autumn Statement 2015. The allocations were calculated by the application of the Barnett Formula to UK government departmental settlements in the normal way.</p><br /><p>Further information regarding the Barnett Formula can be found in HM Treasury’s ‘Statement of Funding Policy’.</p><br /> answering member constituency Chelsea and Fulham answering member printed Greg Hands question first answered 02/12/2015 16:30:54 answering member 1526 label Biography information for Greg Hands
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

420964

registered interest
date	13/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Treasury: Republic of Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Minister for Finance in the Republic of Ireland; and what subjects were raised at those discussions.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	11621
answer	answer is ministerial correction date of answer 16/10/2015 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. As has been the practice adopted by previous administrations it is not Government policy to normally release details of such meetings.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 11622 question first answered 16/10/2015 13:44:56 answering member 1529 label Biography information for Mr David Gauke
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

420965

registered interest
date	13/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Treasury: Republic of Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Ministers for Finance and Foreign Affairs in the Republic of Ireland; and what subjects were raised at those discussions.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	11622
answer	answer is ministerial correction date of answer 16/10/2015 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. As has been the practice adopted by previous administrations it is not Government policy to normally release details of such meetings.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 11621 question first answered 16/10/2015 13:44:56 answering member 1529 label Biography information for Mr David Gauke
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

418855

registered interest
date	15/09/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Fuels: Tax Evasion
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 14 September 2015 to Question 8518, what possible prosecutions and convictions have arisen as a result of the dismantling of illegal laundering plants.
tabling member constituency	South Down
tabling member printed	Ms Margaret Ritchie
uin	10359
answer	answer is ministerial correction date of answer 19/10/2015 answer text <p>HM Revenue &amp; Customs (HMRC) does not break down statistics for oils prosecutions to separate out those resulting from the dismantling of illegal laundering plants.</p> answering member constituency East Hampshire answering member printed Damian Hinds question first answered 19/10/2015 11:28:35 answering member 3969 label Biography information for Damian Hinds
tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick