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47123
registered interest false more like this
date less than 2014-04-07more like thismore than 2014-04-07
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, if he will bring forward legislative proposals to make personal debt charged at an APR of over 30 per cent unrecoverable; and if he will make a statement. more like this
tabling member constituency Great Grimsby more like this
tabling member printed
Austin Mitchell more like this
uin 195592 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-04-29more like thismore than 2014-04-29
answer text <p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.</p><p> </p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.</p><p> </p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.</p><p> </p>
answering member constituency South Northamptonshire more like this
answering member printed Andrea Leadsom more like this
grouped question UIN 195597 more like this
question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
answering member
4117
label Biography information for Andrea Leadsom more like this
tabling member
372
label Biography information for Austin Mitchell more like this
47126
registered interest false more like this
date less than 2014-04-07more like thismore than 2014-04-07
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, if he will bring forward proposals to limit the interest rate payable on payday loans; and if he will make a statement. more like this
tabling member constituency Great Grimsby more like this
tabling member printed
Austin Mitchell more like this
uin 195597 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-04-29more like thismore than 2014-04-29
answer text <p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.</p><p> </p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.</p><p> </p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.</p><p> </p>
answering member constituency South Northamptonshire more like this
answering member printed Andrea Leadsom more like this
grouped question UIN 195592 more like this
question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
answering member
4117
label Biography information for Andrea Leadsom more like this
tabling member
372
label Biography information for Austin Mitchell more like this
47154
registered interest false more like this
date less than 2014-04-07more like thismore than 2014-04-07
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, to how many businesses the letter from the Prime Minister about the employment allowance was sent; what criteria were used to select those businesses; and how the addresses and other details of the businesses to which the letter was sent were obtained. more like this
tabling member constituency Streatham more like this
tabling member printed
Mr Chuka Umunna more like this
uin 195622 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-04-10more like thismore than 2014-04-10
answer text <p><strong>HM TREASURY</strong></p><p> </p><p><strong>HMT Ref : 3522N 13/14 ANSWERED ON 10 APRIL 2014</strong></p><p> </p><p>Chuka Umunna MP</p><p> </p><p><strong>STREATHAM</strong></p><p> </p><p>To ask Mr Chancellor of the exchequer, to how many businesses the letter from the Prime Minister to them about the employment allowance was sent to; what criteria was used to select those businesses; and where the addresses and other details of the businesses to which the letter was sent were obtained. 195622</p><p> </p><p><strong>HMT Ref : 3524N 13/14 </strong></p><p> </p><p>Chuka Umunna MP</p><p> </p><p><strong>LAB - STREATHAM</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, what the total cost to the public purse was of the letter sent to businesses by the Prime Minister on the employment allowance. 195623</p><p> </p><p><strong>HMT Ref : 3525N 13/14 </strong></p><p> </p><p>The Rt Hon Jack Straw MP</p><p> </p><p><strong>LAB - BLACKBURN</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, how many copies of the Prime Minister's recent letter concerning new tax cuts for businesses and charities were printed and at what cost; what the total cost was of printing distribution and postage in respect of these letters; and from which vote this expenditure will be taken. (195468)</p><p> </p><p><strong>HMT Ref : 3526N 13/14 </strong></p><p> </p><p>The Rt Hon Jack Straw MP</p><p> </p><p><strong>CON - TONBRIDGE &amp; MALLING</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, whether, on previous occasion the Prime Minister of the day has written to taxpayer about new tax cuts; at what cost; and if he will place copies of such correspondence in the Library. (195469)</p><p> </p><p><strong>HMT Ref : 3527N 13/14 </strong></p><p> </p><p>Emily Thornberry MP</p><p> </p><p><strong>LAB - ISLINGTON SOUTH &amp; FINSBURY</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, where the Prime Minister's Office obtained contact details of the businesses and charities to whom he sent a letter about changes to national insurance contributions which took effect from 6 April 2014. (195627)</p><p> </p><p> </p><p><strong>HMT Ref : 3528N 13/14 </strong></p><p> </p><p>Emily Thornberry MP</p><p> </p><p><strong>LAB - ISLINGTON SOUTH &amp; FINSBURY</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, whether the Prime Minister's Office used any private companies to distribute to businesses and charities the letter he signed about changes to national insurance contributions which took effect from 6 April 2014. (195628)</p><p> </p><p><strong>HMT Ref : 3529N 13/14 </strong></p><p> </p><p>Emily Thornberry MP</p><p> </p><p><strong>LAB - ISLINGTON SOUTH &amp; FINSBURY</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, what the cost was of sending businesses and charities the letter the Prime Minister signed about changes to National Insurance contributions which took effect from 6 April 2014. (195629)</p><p> </p><p>DAVID GAUKE</p><p>The Employment Allowance was introduced to promote both growth and employment, particularly among small businesses, and its success is heavily dependent on ensuring that businesses know whether they are eligible, which they can check by visiting <a href="https://www.gov.uk/employment-allowance" target="_blank">https://www.gov.uk/employment-allowance</a>. It is estimated to benefit UK employers by approximately £1.25bn for employers in 14/15.</p><p> </p><p>The Prime Minister's letter was distributed by HMRC and its contractors and targeted c1.7m current and potential employers most likely to benefit from the allowance.</p><p> </p><p>It cost approximately £430,000 including the cost of postage, which equates to 25 pence per letter and its distribution is consistent with the Government's wider awareness raising campaign ensuring that employers are aware of the allowance and check their eligibility.</p><p> </p><p> </p>
answering member constituency South West Hertfordshire more like this
answering member printed Mr David Gauke more like this
grouped question UIN
195468 more like this
195469 more like this
195623 more like this
195627 more like this
195628 more like this
195629 more like this
question first answered
less than 2014-04-10T12:00:00.00Zmore like thismore than 2014-04-10T12:00:00.00Z
answering member
1529
label Biography information for Mr David Gauke more like this
tabling member
4128
label Biography information for Chuka Umunna more like this
47155
registered interest false more like this
date less than 2014-04-07more like thismore than 2014-04-07
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, what the total cost to the public purse was of the letter sent to businesses by the Prime Minister on the employment allowance. more like this
tabling member constituency Streatham more like this
tabling member printed
Mr Chuka Umunna more like this
uin 195623 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-04-10more like thismore than 2014-04-10
answer text <p><strong>HM TREASURY</strong></p><p> </p><p><strong>HMT Ref : 3522N 13/14 ANSWERED ON 10 APRIL 2014</strong></p><p> </p><p>Chuka Umunna MP</p><p> </p><p><strong>STREATHAM</strong></p><p> </p><p>To ask Mr Chancellor of the exchequer, to how many businesses the letter from the Prime Minister to them about the employment allowance was sent to; what criteria was used to select those businesses; and where the addresses and other details of the businesses to which the letter was sent were obtained. 195622</p><p> </p><p><strong>HMT Ref : 3524N 13/14 </strong></p><p> </p><p>Chuka Umunna MP</p><p> </p><p><strong>LAB - STREATHAM</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, what the total cost to the public purse was of the letter sent to businesses by the Prime Minister on the employment allowance. 195623</p><p> </p><p><strong>HMT Ref : 3525N 13/14 </strong></p><p> </p><p>The Rt Hon Jack Straw MP</p><p> </p><p><strong>LAB - BLACKBURN</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, how many copies of the Prime Minister's recent letter concerning new tax cuts for businesses and charities were printed and at what cost; what the total cost was of printing distribution and postage in respect of these letters; and from which vote this expenditure will be taken. (195468)</p><p> </p><p><strong>HMT Ref : 3526N 13/14 </strong></p><p> </p><p>The Rt Hon Jack Straw MP</p><p> </p><p><strong>CON - TONBRIDGE &amp; MALLING</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, whether, on previous occasion the Prime Minister of the day has written to taxpayer about new tax cuts; at what cost; and if he will place copies of such correspondence in the Library. (195469)</p><p> </p><p><strong>HMT Ref : 3527N 13/14 </strong></p><p> </p><p>Emily Thornberry MP</p><p> </p><p><strong>LAB - ISLINGTON SOUTH &amp; FINSBURY</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, where the Prime Minister's Office obtained contact details of the businesses and charities to whom he sent a letter about changes to national insurance contributions which took effect from 6 April 2014. (195627)</p><p> </p><p> </p><p><strong>HMT Ref : 3528N 13/14 </strong></p><p> </p><p>Emily Thornberry MP</p><p> </p><p><strong>LAB - ISLINGTON SOUTH &amp; FINSBURY</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, whether the Prime Minister's Office used any private companies to distribute to businesses and charities the letter he signed about changes to national insurance contributions which took effect from 6 April 2014. (195628)</p><p> </p><p><strong>HMT Ref : 3529N 13/14 </strong></p><p> </p><p>Emily Thornberry MP</p><p> </p><p><strong>LAB - ISLINGTON SOUTH &amp; FINSBURY</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, what the cost was of sending businesses and charities the letter the Prime Minister signed about changes to National Insurance contributions which took effect from 6 April 2014. (195629)</p><p> </p><p>DAVID GAUKE</p><p>The Employment Allowance was introduced to promote both growth and employment, particularly among small businesses, and its success is heavily dependent on ensuring that businesses know whether they are eligible, which they can check by visiting <a href="https://www.gov.uk/employment-allowance" target="_blank">https://www.gov.uk/employment-allowance</a>. It is estimated to benefit UK employers by approximately £1.25bn for employers in 14/15.</p><p> </p><p>The Prime Minister's letter was distributed by HMRC and its contractors and targeted c1.7m current and potential employers most likely to benefit from the allowance.</p><p> </p><p>It cost approximately £430,000 including the cost of postage, which equates to 25 pence per letter and its distribution is consistent with the Government's wider awareness raising campaign ensuring that employers are aware of the allowance and check their eligibility.</p><p> </p><p> </p>
answering member constituency South West Hertfordshire more like this
answering member printed Mr David Gauke more like this
grouped question UIN
195468 more like this
195469 more like this
195622 more like this
195627 more like this
195628 more like this
195629 more like this
question first answered
less than 2014-04-10T12:00:00.00Zmore like thismore than 2014-04-10T12:00:00.00Z
answering member
1529
label Biography information for Mr David Gauke more like this
tabling member
4128
label Biography information for Chuka Umunna more like this
47157
registered interest false more like this
date less than 2014-04-07more like thismore than 2014-04-07
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, how many jobs have been transferred from the public to the private sector as a result of privatisations or outsourcing by his Department since May 2010. more like this
tabling member constituency Manchester Central more like this
tabling member printed
Lucy Powell more like this
uin 195516 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-04-29more like thismore than 2014-04-29
answer text <p>HM Treasury have not transferred any jobs to the private sector as a result of privatisations or outsourcing since May 2010.</p> more like this
answering member constituency South Northamptonshire more like this
answering member printed Andrea Leadsom more like this
question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
answering member
4117
label Biography information for Andrea Leadsom more like this
tabling member
4263
label Biography information for Lucy Powell more like this
47019
registered interest false more like this
date less than 2014-04-04more like thismore than 2014-04-04
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, which Department has responsibility for calculating the estimated cost of the Garden Bridge announced in paragraph 3.45 of the National Infrastructure Plan 2013. more like this
tabling member constituency Bishop Auckland more like this
tabling member printed
Helen Goodman more like this
uin 195395 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-04-10more like thismore than 2014-04-10
answer text <p>HM TREASURY</p><p> </p><p> </p><p> </p><p>Helen Goodman MP</p><p> </p><p><strong>BISHOP AUCKLAND</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, which Department has responsibility for calculating the estimated cost of the Garden Bridge announced in paragraph 3.45 of the National Infrastructure Plan 2013. 195395</p><p> </p><p>DANNY ALEXANDER</p><p>The Garden Bridge Trust has been established to take responsibility for this project. This includes the responsibility to produce a reliable cost estimate.</p><p> </p><p>Government have asked for a business case to be produced for the project in line with standard guidance. This will need to demonstrate that Government's support represents good value for money before a contribution to the construction cost is made.</p><p> </p> more like this
answering member constituency Inverness, Nairn, Badenoch and Strathspey more like this
answering member printed Danny Alexander more like this
question first answered
less than 2014-04-10T12:00:00.00Zmore like thismore than 2014-04-10T12:00:00.00Z
answering member
1535
label Biography information for Danny Alexander more like this
tabling member
1484
label Biography information for Helen Goodman more like this
47020
registered interest false more like this
date less than 2014-04-04more like thismore than 2014-04-04
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 13 September 2013, Official Report, column 914W, on financial services, what progress has been made on the continuation of money transfer services by UK banks; what recent discussions he has had with international partners and regulators on this matter; and if he will make a statement. more like this
tabling member constituency Cardiff South and Penarth more like this
tabling member printed
Stephen Doughty more like this
uin 195376 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2014-05-08more like thismore than 2014-05-08
answer text <p>The Government is committed to supporting a healthy and legitimate remittance sector, and ensuring that UK citizens are able to continue to remit funds safely to family abroad. The Action Group on Cross Border Remittances has been established in accordance with the Written Ministerial Statement laid down in Parliament on 10 October 2013. The Action Group includes representatives for UK banks, the private sector, anti money laundering supervisors, civil society and international partners.</p><p> </p><p>Three Action Group meetings have taken place and a number of streams of work are underway; the Action Group is monitoring changes to the market, developing guidance for money service businesses (MSBs) and banks, promoting a shared understanding of risk and developing a ‘Safer Corridor' pilot for Somalia. We are also coordinating with international partners through the G20 framework.</p><p> </p><p>You may wish to keep up to date with the work of the Action Group by visiting its web page: <a href="https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances%20" target="_blank">https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances</a></p><p> </p>
answering member constituency South Northamptonshire more like this
answering member printed Andrea Leadsom more like this
question first answered
less than 2014-05-08T12:00:00.00Zmore like thismore than 2014-05-08T12:00:00.00Z
answering member
4117
label Biography information for Andrea Leadsom more like this
tabling member
4264
label Biography information for Stephen Doughty more like this