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844043
registered interest false more like this
date less than 2018-02-19more like thismore than 2018-02-19
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Instalment Credit: Regulation more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, with reference to the Financial Conduct Authority's decision on BrightHouse, announced on 24 October 2017, whether his Department plans to bring forward legislative proposals to (a) further regulate the rent-to-own market and (b) introduce a price cap on rent-to-own goods. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 128392 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-02-27more like thismore than 2018-02-27
answer text <p>The government transferred the regulation of consumer credit, including rent-to-own, to the Financial Conduct Authority (FCA) in 2014. The Government has given the FCA strong powers to protect consumers, as demonstrated by the FCA announcement in October 2017 that BrightHouse, a rent-to-own firm, would pay over £14.8 million in redress to 249,000 customers in respect of agreements which may not have been affordable, and payments which should have been refunded.</p><p> </p><p>The government has also given the FCA the power to cap all forms of credit, and the FCA can do so if it thinks it is necessary to protect consumers.</p><p> </p><p> </p><p> </p><p>The government welcomes the ongoing work of the FCA to review the high-cost credit market, including the rent-to-own sector. The FCA aims to consult on proposed remedies in Spring 2018.</p> more like this
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2018-02-27T15:26:24.08Zmore like thismore than 2018-02-27T15:26:24.08Z
answering member
4051
label Biography information for John Glen more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
844054
registered interest false more like this
date less than 2018-02-19more like thismore than 2018-02-19
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Cash Dispensing: Fees and Charges more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 8 February 2018 to Question 126599, on Cash Dispensing: Fees and Charges, if he will make the correspondence between his Department and LINK on proposals to reduce the interchange fee available to those Members who request it. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 128399 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-02-27more like thismore than 2018-02-27
answer text <p>It is not the Department’s policy to make copies of correspondence relevant to ongoing policy formation available to Members.</p> more like this
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2018-02-27T14:43:29.357Zmore like thismore than 2018-02-27T14:43:29.357Z
answering member
4051
label Biography information for John Glen more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
837480
registered interest false more like this
date less than 2018-02-05more like thismore than 2018-02-05
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Cash Dispensing: Fees and Charges more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, if he will place in the Library, copies of the correspondence between his Department and LINK on proposals to reduce the interchange fee. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 126599 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-02-08more like thismore than 2018-02-08
answer text <p>It is not the Department’s policy to place copies of correspondence between it and third parties in the Library.</p> more like this
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2018-02-08T17:30:42.4Zmore like thismore than 2018-02-08T17:30:42.4Z
answering member
4051
label Biography information for John Glen more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
824530
registered interest false more like this
date less than 2018-01-17more like thismore than 2018-01-17
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Cash Dispensing: Fees and Charges more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, whether his Department has made an assessment of the effect on free access to cash of LINK’s upcoming decision on the ATM interchange fee on (a) rural areas and (b) inner-city communities. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 123331 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-01-24more like thismore than 2018-01-24
answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government has been engaging and will continue to engage with industry, including LINK, to ensure that this access is maintained.</p><p> </p><p>The Government has not made any formal assessment of the potential effect of LINK’s proposals to change the interchange fee rate. However, the Payment Systems Regulator (PSR), which Government set up as an independent regulator in 2015 with a statutory objective to ensure that the UK’s payment systems work in the interests of their users, is monitoring developments within ATM provision, and is conducting ongoing work on the impact that changes may have. The PSR has recently published a summary of their work to date, which can be found at https://www.psr.org.uk/psr-focus/the-UK-ATM-network</p><p> </p><p>The PSR has committed to using its powers to act should any of the firms it regulates behave in a way that conflicts with its statutory objectives.</p><p> </p><p>LINK has assured us and the PSR that industry is committed to maintaining an extensive network of free-to-use cash machines, and to ensuring that the present geographical spread of ATMs is maintained. LINK intends to bolster its Financial Inclusion Programme, which ensures the provision of ATMs in areas of deprivation, where demand would not otherwise make one viable, and has also committed to protecting all free-to-use ATMs which are a kilometre or more from the next nearest free-to-use ATM.</p>
answering member constituency Salisbury more like this
answering member printed John Glen more like this
grouped question UIN
123332 more like this
123333 more like this
question first answered
less than 2018-01-24T13:44:58.567Zmore like thismore than 2018-01-24T13:44:58.567Z
answering member
4051
label Biography information for John Glen more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
824531
registered interest false more like this
date less than 2018-01-17more like thismore than 2018-01-17
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Cash Dispensing: Fees and Charges more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, whether his Department has (a) made to LINK or (b) received from LINK any representations on proposed changes to the ATM interchange fee in the last six months. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 123332 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-01-24more like thismore than 2018-01-24
answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government has been engaging and will continue to engage with industry, including LINK, to ensure that this access is maintained.</p><p> </p><p>The Government has not made any formal assessment of the potential effect of LINK’s proposals to change the interchange fee rate. However, the Payment Systems Regulator (PSR), which Government set up as an independent regulator in 2015 with a statutory objective to ensure that the UK’s payment systems work in the interests of their users, is monitoring developments within ATM provision, and is conducting ongoing work on the impact that changes may have. The PSR has recently published a summary of their work to date, which can be found at https://www.psr.org.uk/psr-focus/the-UK-ATM-network</p><p> </p><p>The PSR has committed to using its powers to act should any of the firms it regulates behave in a way that conflicts with its statutory objectives.</p><p> </p><p>LINK has assured us and the PSR that industry is committed to maintaining an extensive network of free-to-use cash machines, and to ensuring that the present geographical spread of ATMs is maintained. LINK intends to bolster its Financial Inclusion Programme, which ensures the provision of ATMs in areas of deprivation, where demand would not otherwise make one viable, and has also committed to protecting all free-to-use ATMs which are a kilometre or more from the next nearest free-to-use ATM.</p>
answering member constituency Salisbury more like this
answering member printed John Glen more like this
grouped question UIN
123331 more like this
123333 more like this
question first answered
less than 2018-01-24T13:44:58.63Zmore like thismore than 2018-01-24T13:44:58.63Z
answering member
4051
label Biography information for John Glen more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
824532
registered interest false more like this
date less than 2018-01-17more like thismore than 2018-01-17
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Cash Dispensing: Fees and Charges more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, whether his Department will ask the Payment Systems Regulator (PSR) to intervene following LINK's proposal on the interchange fee should changes to that fee have a detrimental effect on the long-term sustainability of the ATM network and (b) LINK’s Financial Inclusion Programme fails to protect access to ATMs in areas which already face financial exclusion. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 123333 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2018-01-24more like thismore than 2018-01-24
answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government has been engaging and will continue to engage with industry, including LINK, to ensure that this access is maintained.</p><p> </p><p>The Government has not made any formal assessment of the potential effect of LINK’s proposals to change the interchange fee rate. However, the Payment Systems Regulator (PSR), which Government set up as an independent regulator in 2015 with a statutory objective to ensure that the UK’s payment systems work in the interests of their users, is monitoring developments within ATM provision, and is conducting ongoing work on the impact that changes may have. The PSR has recently published a summary of their work to date, which can be found at https://www.psr.org.uk/psr-focus/the-UK-ATM-network</p><p> </p><p>The PSR has committed to using its powers to act should any of the firms it regulates behave in a way that conflicts with its statutory objectives.</p><p> </p><p>LINK has assured us and the PSR that industry is committed to maintaining an extensive network of free-to-use cash machines, and to ensuring that the present geographical spread of ATMs is maintained. LINK intends to bolster its Financial Inclusion Programme, which ensures the provision of ATMs in areas of deprivation, where demand would not otherwise make one viable, and has also committed to protecting all free-to-use ATMs which are a kilometre or more from the next nearest free-to-use ATM.</p>
answering member constituency Salisbury more like this
answering member printed John Glen more like this
grouped question UIN
123331 more like this
123332 more like this
question first answered
less than 2018-01-24T13:44:58.693Zmore like thismore than 2018-01-24T13:44:58.693Z
answering member
4051
label Biography information for John Glen more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
800760
registered interest false more like this
date less than 2017-12-04more like thismore than 2017-12-04
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Treasury: Pay more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, how many and what proportion of Treasury employees are paid through trusts rather than through PAYE. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 117381 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-12-12more like thismore than 2017-12-12
answer text <p>No HM Treasury employees are paid through trusts rather than through PAYE.</p><p><strong></strong></p> more like this
answering member constituency Harrogate and Knaresborough more like this
answering member printed Andrew Jones more like this
question first answered
less than 2017-12-12T17:01:35.85Zmore like thismore than 2017-12-12T17:01:35.85Z
answering member
3996
label Biography information for Andrew Jones more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
794405
registered interest false more like this
date less than 2017-11-23more like thismore than 2017-11-23
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Energy: Capital Allowances more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, what the capital allowance treatment is of (a) solar power, (b) Good Quality gas CHP, (c) solar thermal, (d) battery storage technologies, (e) biomass boilers and (f) heat pumps. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 115378 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-12-01more like thismore than 2017-12-01
answer text <p>Capital Allowances are tax reliefs available for qualifying expenditure by businesses which comply with the conditions of the schemes.</p><p> </p><p>The rate of Capital Allowances available for:</p><p>(a) Solar power is 8%</p><p>(b) Gas CHP is 100%</p><p>(c) Solar thermal is 100%</p><p>(d) Battery storage technologies is 18%</p><p>(e) Biomass boilers is either 100% or 18%</p><p>(f) Heat pumps is 100%</p> more like this
answering member constituency Harrogate and Knaresborough more like this
answering member printed Andrew Jones more like this
question first answered
less than 2017-12-01T13:12:40.857Zmore like thismore than 2017-12-01T13:12:40.857Z
answering member
3996
label Biography information for Andrew Jones more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
794414
registered interest false more like this
date less than 2017-11-23more like thismore than 2017-11-23
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Civil Servants: Pay more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, how many and what proportion of Government employees are paid through trusts rather than through PAYE. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 115387 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-12-01more like thismore than 2017-12-01
answer text <p>The information requested is not held centrally.</p> more like this
answering member constituency Central Devon more like this
answering member printed Mel Stride more like this
question first answered
less than 2017-12-01T14:19:32.793Zmore like thismore than 2017-12-01T14:19:32.793Z
answering member
3935
label Biography information for Mel Stride more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
794415
registered interest false more like this
date less than 2017-11-23more like thismore than 2017-11-23
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury remove filter
hansard heading Credit: Regulation more like this
house id 1 remove filter
legislature
25259
pref label House of Commons more like this
question text To ask Mr Chancellor of the Exchequer, if his Department will make an assessment of the potential merits of (a) capping interest rates and (b) other further regulation in the rent-to-own sector. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff remove filter
uin 115388 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-11-29more like thismore than 2017-11-29
answer text <p>The government transferred the regulation of consumer credit, including rent-to-own, to the Financial Conduct Authority (FCA) in 2014.</p><p> </p><p>The government has given the FCA strong powers to protect consumers, including the power to cap all forms of credit, and the FCA can do so if it thinks it is necessary to protect consumers. In 2015, the FCA capped the cost of payday lending, and the FCA has said that it will keep the issue of capping the cost of credit in other markets under review.</p><p> </p><p>The government welcomes the ongoing work of the FCA to review the high-cost credit market, including the rent-to-own sector. The FCA published a feedback statement in July 2017, noting concerns in rent-to-own, catalogue credit, home-collected credit, and overdrafts. The FCA aims to consult on proposed remedies in Spring 2018.</p><p> </p><p>The FCA recently announced that BrightHouse, a rent-to-own firm, will pay over £14.8 million in redress to 249,000 customers in respect of agreements which may not have been affordable, and payments which should have been refunded.</p><p> </p>
answering member constituency North East Cambridgeshire more like this
answering member printed Stephen Barclay more like this
question first answered
less than 2017-11-29T17:13:05.537Zmore like thismore than 2017-11-29T17:13:05.537Z
answering member
4095
label Biography information for Steve Barclay more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this