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1088408

registered interest
date	13/03/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Plastics: Waste
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the cost to the economy of plastic pollution.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	231992
answer	answer is ministerial correction date of answer 20/03/2019 answer text <p>This government has pledged to ensure that this will be the first generation to leave the environment in a better state than it found it. As part of this, government will introduce a world-leading new tax on plastic packaging, and reform the packaging producer responsibility system so that producers of all packaging materials are responsible for the full costs of managing waste packaging. At Budget 2018, government also announced a £20m innovation fund to tackle single-use plastics. Alongside these measures, government has committed to remove consumer single-use plastics from central government buildings by 2020. Together, these policies form part of the government’s wider strategy on tackling waste, as detailed in the Resources and Waste Strategy published in December 2018.</p> answering member constituency Newark answering member printed Robert Jenrick grouped question UIN 231993 question first answered 20/03/2019 17:02:57 answering member 4320 label Biography information for Robert Jenrick
tabling member	4006 label Biography information for Dr Matthew Offord

1088411

registered interest
date	13/03/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Plastics: Waste
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how much money his Department has allocated for the reduction of single use plastics.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	231993
answer	answer is ministerial correction date of answer 20/03/2019 answer text <p>This government has pledged to ensure that this will be the first generation to leave the environment in a better state than it found it. As part of this, government will introduce a world-leading new tax on plastic packaging, and reform the packaging producer responsibility system so that producers of all packaging materials are responsible for the full costs of managing waste packaging. At Budget 2018, government also announced a £20m innovation fund to tackle single-use plastics. Alongside these measures, government has committed to remove consumer single-use plastics from central government buildings by 2020. Together, these policies form part of the government’s wider strategy on tackling waste, as detailed in the Resources and Waste Strategy published in December 2018.</p> answering member constituency Newark answering member printed Robert Jenrick grouped question UIN 231992 question first answered 20/03/2019 17:02:57 answering member 4320 label Biography information for Robert Jenrick
tabling member	4006 label Biography information for Dr Matthew Offord

1088412

registered interest
date	13/03/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Recycling: Finance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how much money has been made available to increase recycling from (a) residential waste and (b) trade waste.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	231994
answer	answer is ministerial correction date of answer 20/03/2019 answer text <p>The government has committed to increase the recycling of packaging waste and the recyclability of packaging. The recent Resources and Waste Strategy announced that the government would improve recycling rates by ensuring a consistent set of dry recyclable materials is collected from all households and businesses and that every householder and appropriate businesses have a weekly separate food waste collection. For packaging waste, we will invoke the ‘polluter pays’ principle and extended producer responsibility for packaging, ensuring that producers pay the full net costs of managing packaging waste at end of life. Government will also ensure that local authorities are resourced to meet the new net costs arising from policies within the Resources and Waste Strategy.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 20/03/2019 17:04:49 answering member 4320 label Biography information for Robert Jenrick
tabling member	4006 label Biography information for Dr Matthew Offord

1110563

registered interest
date	09/04/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Disclosure of Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many non-disclosure agreements his Department has entered into with departmental staff in each of the last five years.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	242804
answer	answer is ministerial correction date of answer 15/04/2019 answer text <p>Treasury has signed no non-disclosure agreements with employees in any of the last five years.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 15/04/2019 14:06:52 answering member 4320 label Biography information for Robert Jenrick
tabling member	4006 label Biography information for Dr Matthew Offord

1122001

registered interest
date	18/04/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Productivity
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the level of increased productivity in the economy.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	245761
answer	answer is ministerial correction date of answer 30/04/2019 answer text <p>In the long run, the only way to ensure sustainable growth, higher wages and increases in living standards is through raising productivity. The latest data showing an increase in the level of productivity is welcome, however productivity growth remains a key challenge.</p><p> </p><p>The government is tackling this challenge head on; investing over half a trillion pounds in capital investment, cutting taxes for businesses, improving access to finance, increasing the National Productivity Investment Fund to £37bn at Budget 2018 and committing to reform technical education, such as the introduction of T-levels.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 30/04/2019 07:46:33 answering member 4320 label Biography information for Robert Jenrick
tabling member	4006 label Biography information for Dr Matthew Offord

1122629

registered interest
date	24/04/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Growth
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he plans to focus on expanding the economy through the (a) technology, (b) manufacturing or (c) exports sectors; and if he will make a statement.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	247004
answer	answer is ministerial correction date of answer 02/05/2019 answer text <p>The Chancellor has been clear that raising productivity is the only way to expand the economy in the long term. Doing so will mean encouraging growth in the manufacturing sector, boosting the adoption of technology and enabling more British firms to export. That’s why we increased the National Productivity Investment Fund to £37bn at Budget 2018, and have announced a wide range of productivity enhancing measures at previous fiscal events. Most recently this has included £81 million for a new extreme photonics centre in Oxfordshire, £45 million for the European Bioinformatics Institute, and £79 million for a new supercomputer to be hosted at Edinburgh University.</p><p> </p> answering member constituency Newark answering member printed Robert Jenrick question first answered 02/05/2019 07:20:03 answering member 4320 label Biography information for Robert Jenrick
tabling member	4006 label Biography information for Dr Matthew Offord

1135558

registered interest
date	28/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Insurance Contributions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the revenue accruing to the public purse annually from a 1p increase in National Insurance.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	270789
answer	answer is ministerial correction date of answer 08/07/2019 answer text <p>HM Revenue and Customs (HMRC) publish estimates of the exchequer impact of various illustrative tax changes in the publication series “Direct effects of illustrative tax changes”. This includes illustrative effects for the following National Insurance changes:</p><ul><li><p>Change Class 1 employee main rate by 1 percent point</p></li><li><p>Change Class 1 employee additional rate by 1 percent point</p></li><li><p>Change Class 1 employer rate by 1 percentage point</p></li><li><p>Change Class 2 rate by £1 per week</p></li><li><p>Change Class 4 main rate by 1 percentage point</p></li><li><p>Change Class 4 additional rate by 1 percentage point.</p></li></ul><p> </p><p>The latest bulletin, published in April 2019, is linked below: <a href="https://www.gov.uk/government/statistics/direct-effects-of-illustrative-tax-changes" target="_blank">https://www.gov.uk/government/statistics/direct-effects-of-illustrative-tax-changes</a></p><p> </p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 08/07/2019 14:53:18 answering member 3991 label Biography information for Jesse Norman
tabling member	4006 label Biography information for Dr Matthew Offord

1168280

registered interest
date	19/12/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will review the lending requirements for mortgages to ensure the affordability of rents and repayments in relation to the current salary multiplier requirement.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	84
answer	answer is ministerial correction date of answer 13/01/2020 answer text <p>The Financial Conduct Authority’s (FCA) ‘Mortgage Market Review’ regulations are based on the principle that mortgages should only be advanced where there is a reasonable expectation that borrowers can repay. To provide new mortgage loans, all lenders must conduct an affordability assessment which includes a robust income and expenditure analysis, and the lender must obtain evidence of that income to support this assessment. Lenders must also comply with rules set by the Financial Policy Committee (FPC) at the Bank of England, intended to manage financial stability risks from the housing market, including a limit of 15% of new lending above 4.5 Loan-to-Income (LTI), and a stress test for loans at 3% above the Standard Variable Rate.</p><p> </p><p>Both the FCA and the Bank of England keep their mortgage market regulations under review to ensure that they meet their objectives. In May 2016 the FCA conducted a review of the MMR, finding that the regulations had been implemented as desired protecting consumers without unduly restricting the availability of credit. The FCA’s Mortgages Market Study of March 2019 also found that the market is working well for consumers. The FPC most recently reviewed their housing tools in December 2019 in their Financial Stability Report, including the 4.5 LTI cap, finding that they have had a positive impact in upholding strong underwriting standards to prevent an increase in the number of highly indebted households, whilst having only a limited impact on mortgage availability.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/01/2020 14:25:40 answering member 4051 label Biography information for John Glen
tabling member	4006 label Biography information for Dr Matthew Offord

1168287

registered interest
date	19/12/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Off-payroll Working
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when the proposed review of the changes to IR35 will (a) begin and (b) conclude.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	85
answer	answer is ministerial correction date of answer 13/01/2020 answer text <p>The Chancellor has commissioned a review of the off-payroll working rules reform (IR35). As set out at Budget 2018, the reform is due to be extended to all sectors from April 2020. The review was announced on 7 January and will focus on the implementation of the reform, including gathering evidence on the experiences of individuals and businesses. The review will consider whether there are any further steps the Government can take to ensure the smooth and successful implementation of the forthcoming reforms. The review will conclude in mid-February.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 13/01/2020 16:57:58 answering member 3991 label Biography information for Jesse Norman
tabling member	4006 label Biography information for Dr Matthew Offord

1179742

registered interest
date	24/02/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the availability of residential mortgages that extend beyond 25 years.
tabling member constituency	Hendon
tabling member printed	Dr Matthew Offord
uin	19837
answer	answer is ministerial correction date of answer 03/03/2020 answer text <p>Data collected by UK Finance shows that the proportion of residential mortgages taken out with terms extending beyond 25 years has increased steadily since 2009. In 2019, more than 60% of first-time buyers took out a mortgage with a term longer than 25 years.</p> answering member constituency Salisbury answering member printed John Glen question first answered 03/03/2020 17:13:07 answering member 4051 label Biography information for John Glen
tabling member	4006 label Biography information for Dr Matthew Offord