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1564448

registered interest
date	06/01/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit Rating
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if his Department will make an assessment of the level of potential (a) inefficiencies and (b) inequalities in credit scoring systems.
tabling member constituency	Warley
tabling member printed	John Spellar
uin	117452
answer	answer is ministerial correction date of answer 11/01/2023 answer text <p>The Financial Conduct Authority (FCA) recently published an interim report on its Credit Information Market Study, which looks at how the credit information sector is working and how it could be improved. This includes consideration of the purpose, quality and accessibility of credit information. It can be found at: <a href="https://www.fca.org.uk/publications/market-studies/ms19-1-credit-information-market-study" target="_blank">https://www.fca.org.uk/publications/market-studies/ms19-1-credit-information-market-study</a>.</p><p> </p><p>The Treasury is engaging with the FCA, as well as industry and consumer groups, on the emerging findings of the Market Study.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 11/01/2023 15:54:29 answering member 4874 label Biography information for Andrew Griffith
tabling member	318 label Biography information for John Spellar

1563740

registered interest
date	20/12/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit Rating
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate his Department has made of the number of people who have (a) no credit record, (b) an insufficient credit record and (c) no recent credit history.
tabling member constituency	Warley
tabling member printed	John Spellar
uin	114534
answer	answer is ministerial correction date of answer 09/01/2023 answer text <p>The Government does not hold information on the number of people who have limited or no credit history on their credit files.</p><p> </p><p>However, the Financial Conduct Authority (FCA) recently published an interim report on its Credit Information Market Study, which may include information and insights relevant to this question. It can be found at: <a href="https://www.fca.org.uk/publications/market-studies/ms19-1-credit-information-market-study" target="_blank">https://www.fca.org.uk/publications/market-studies/ms19-1-credit-information-market-study</a></p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 09/01/2023 14:01:29 answering member 4874 label Biography information for Andrew Griffith
tabling member	318 label Biography information for John Spellar