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1141759

registered interest
date	24/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure people are able to access cash.
tabling member constituency	South Holland and The Deepings
tabling member printed	Sir John Hayes
uin	281594
answer	answer is ministerial correction date of answer 03/09/2019 answer text <p>The Government recognises that widespread free access to, and acceptance of, cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>In Spring 2018, the Government conducted a Call for Evidence on Cash &amp; Digital Payments in the New Economy. In the recent response to this Call for Evidence, the Government committed to supporting digital payments whilst safeguarding access to cash for those who need it. Furthermore, the Government announced the launch of the Joint Authorities Cash Strategy (JACS) Group, which brings together the Payment Systems Regulator (PSR), Financial Conduct Authority and Bank of England to ensure a comprehensive oversight of the overall cash infrastructure in light of changing trends related to cash.</p><p> </p><p>The Government established the PSR in 2015, with robust powers and a statutory objective to ensure that the UK's payment systems work in the interests of their users. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p><p> </p><p>Furthermore, the Government has invested heavily in maintaining a stable network of Post Office branches, with investment of over £2 billion since 2010. Currently, 99 per cent of personal customers and 95 per cent of small business customers can access cash locally at one of the Post Office’s 11,500 branches.</p> answering member constituency Salisbury answering member printed John Glen question first answered 03/09/2019 07:03:13 answering member 4051 label Biography information for John Glen
tabling member	350 label Biography information for Sir John Hayes

1141861

registered interest
date	24/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of making protecting access to cash a statutory duty of the Payment Systems Regulator.
tabling member constituency	Vale of Clwyd
tabling member printed	Chris Ruane
uin	281636
answer	answer is ministerial correction date of answer 03/09/2019 answer text <p>On 3 May 2019, in response to a Call for Evidence on Cash &amp; Digital Payments in the New Economy, the Government committed to supporting digital payments whilst safeguarding access to cash for those who need it.</p><p> </p><p>The Government will carefully consider whether legislation would be required to support access to, and acceptance of, cash, though there are important steps that can safeguard access to cash without changes to the law. We will therefore engage closely with industry and regulators on their role in these issues.</p><p> </p><p>The Government has launched the Joint Authorities Cash Strategy (JACS) Group, which brings together the Payment Systems Regulator, Financial Conduct Authority and Bank of England to ensure a comprehensive oversight of the overall cash infrastructure in light of changing trends.</p> answering member constituency Salisbury answering member printed John Glen question first answered 03/09/2019 10:10:03 answering member 4051 label Biography information for John Glen
tabling member	534 label Biography information for Chris Ruane

1134988

registered interest
date	26/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has carried out an impact assessment of the effect of reduced access to cash among vulnerable groups including (a) disabled people, (b) BAME people and (c) people on low incomes.
tabling member constituency	Feltham and Heston
tabling member printed	Seema Malhotra
uin	269741
answer	answer is ministerial correction date of answer 04/07/2019 answer text <p>The Government has not conducted an impact assessment on the effect of reduced access to cash on small businesses, on vulnerable groups or on regional disparities in access to cash.</p><p> </p><p>The Government initiated a discussion on payment methods at Spring Statement 2018 through a Call for Evidence on Cash &amp; Digital Payments in the New Economy. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics.</p><p> </p><p>In its recent response to this Call for Evidence, the Government set out its commitment to supporting digital payments whilst safeguarding access to cash for those who need it. It announced a Treasury-led Joint Authorities Cash Strategy (JACS) Group, bringing together the Bank of England, Financial Conduct Authority and Payments Systems Regulator to inform and co-ordinate members’ activities related to cash.</p><p> </p><p>Additionally, the Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 269742 269743 question first answered 04/07/2019 14:14:47 answering member 4051 label Biography information for John Glen
tabling member	4253 label Biography information for Seema Malhotra

1134998

registered interest
date	26/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has carried out an impact assessment of regional disparities in access to cash.
tabling member constituency	Feltham and Heston
tabling member printed	Seema Malhotra
uin	269742
answer	answer is ministerial correction date of answer 04/07/2019 answer text <p>The Government has not conducted an impact assessment on the effect of reduced access to cash on small businesses, on vulnerable groups or on regional disparities in access to cash.</p><p> </p><p>The Government initiated a discussion on payment methods at Spring Statement 2018 through a Call for Evidence on Cash &amp; Digital Payments in the New Economy. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics.</p><p> </p><p>In its recent response to this Call for Evidence, the Government set out its commitment to supporting digital payments whilst safeguarding access to cash for those who need it. It announced a Treasury-led Joint Authorities Cash Strategy (JACS) Group, bringing together the Bank of England, Financial Conduct Authority and Payments Systems Regulator to inform and co-ordinate members’ activities related to cash.</p><p> </p><p>Additionally, the Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 269741 269743 question first answered 04/07/2019 14:14:48 answering member 4051 label Biography information for John Glen
tabling member	4253 label Biography information for Seema Malhotra

1135006

registered interest
date	26/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has conducted an impact assessment of the effect of reduced access to cash on small businesses.
tabling member constituency	Feltham and Heston
tabling member printed	Seema Malhotra
uin	269743
answer	answer is ministerial correction date of answer 04/07/2019 answer text <p>The Government has not conducted an impact assessment on the effect of reduced access to cash on small businesses, on vulnerable groups or on regional disparities in access to cash.</p><p> </p><p>The Government initiated a discussion on payment methods at Spring Statement 2018 through a Call for Evidence on Cash &amp; Digital Payments in the New Economy. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics.</p><p> </p><p>In its recent response to this Call for Evidence, the Government set out its commitment to supporting digital payments whilst safeguarding access to cash for those who need it. It announced a Treasury-led Joint Authorities Cash Strategy (JACS) Group, bringing together the Bank of England, Financial Conduct Authority and Payments Systems Regulator to inform and co-ordinate members’ activities related to cash.</p><p> </p><p>Additionally, the Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 269741 269742 question first answered 04/07/2019 14:14:47 answering member 4051 label Biography information for John Glen
tabling member	4253 label Biography information for Seema Malhotra

1135010

registered interest
date	26/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to increase access to cash in areas without ATMs.
tabling member constituency	Feltham and Heston
tabling member printed	Seema Malhotra
uin	269823
answer	answer is ministerial correction date of answer 04/07/2019 answer text <p>The Government is committed to supporting digital payments, whilst safeguarding access to cash for those who need it. In light of changing payment trends, Government has created the Joint Authorities Cash Strategy Group. This Treasury-led Group, brings together the Bank of England, Payment Systems Regulator and Financial Conduct Authority to inform and co-ordinate members’ activities related to cash.</p><p> </p><p>The Government has also invested over £2bn in the Post Office to maintain a stable network of branches where people can carry out their day-to-day banking.</p><p> </p><p>The wider banking and finance industry has a key role to play and Government supports industry efforts to develop creative and innovative ways to maintain access to, and acceptance of, cash. The industry is committed to helping local communities identify and secure appropriate free access to cash for customers. Regarding specific discussions, Treasury Ministers and Officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 269821 question first answered 04/07/2019 14:21:55 answering member 4051 label Biography information for John Glen
tabling member	4253 label Biography information for Seema Malhotra

1134219

registered interest
date	24/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with UK banks on the costs of running ATMs at their branches.
tabling member constituency	Stirling
tabling member printed	Stephen Kerr
uin	268598
answer	answer is ministerial correction date of answer 02/07/2019 answer text The UK has over 60,000 ATMs, almost all connected to the LINK network. These ATMs are owned and operated by banks and building societies (40%), in addition to independent ATM operators (60%). According to the Access to Cash Review, of the estimated £5bn annual cost of the UK’s cash infrastructure, £1bn of this relates to the running and maintenance of ATMs.<p> </p><p>Regarding specific discussions, Treasury Ministers and Officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a>.</p> answering member constituency Salisbury answering member printed John Glen question first answered 02/07/2019 14:25:31 answering member 4051 label Biography information for John Glen
tabling member	4604 label Biography information for Stephen Kerr