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<p>In the UK and many other countries the minimum insurance requirement for using
a motor vehicle is third party liability cover. This ensures injured parties are financially
protected in the event of a collision whilst helping keep the cost of insurance affordable
for all motorists. Many motorists however choose to take out more comprehensive cover,
which depending on the terms of the policy, may include cover for the cost of recovering
their vehicle if it is stolen. If such comprehensive cover were to become mandatory
this would likely increase the cost of insurance for motorists. For this reason the
Government has no plans to make such cover mandatory.</p>
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