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1458092
registered interest false more like this
date less than 2022-04-14more like thismore than 2022-04-14
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Students: Loans more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, what recent assessment he has made of the adequacy of the mechanism for determining student loan interest in light of the projected volatility of inflation rates. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 153740 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-04-25more like thismore than 2022-04-25
answer text <p>The mechanism for setting student loan interest rates is set out in legislation. The interest rate for Plan 2 and Plan 3 loans are set annually with reference to the Retail Price Index (RPI) from the previous March. The rates take effect from 1 September.</p><p>The March RPI figure this year is a demonstration of the unusual events currently affecting all aspects of the economy and our society. The government has not yet made a decision on what interest rates will be applied to student loans from September. We will be considering all options over the coming months and will confirm in due course the rates to apply from 1 September.</p><p>Student loans remove financial barriers to higher education (HE). Unlike commercial alternatives, student loans are available to all eligible students, regardless of background or financial history. Student loans offer unique protections to borrowers. Monthly repayments are calculated as a fixed percentage of earnings above the relevant repayment threshold and do not change based on interest rates or the amount borrowed. If income is below the relevant repayment threshold, or a borrower is not earning, then they do not have to make repayments at all. Any outstanding debt, including interest accrued, is written off after the loan term ends (or in case of death or disability) at no detriment to the borrower. There are no commercial loans that offer this level of protection.</p><p>Interest rates affect lifetime repayments only for those who will repay their loans in full within the loan term (or who come very close to doing so), principally high earners and/or those with small loan balances. Currently, only 23% of borrowers who enter full-time higher education next year are forecast to repay their loans in full.</p><p>To further protect borrowers the government, by law, must cap maximum student loan rates to ensure the interest rate charged on the loan is in line with market rates for comparable unsecured personal loans. The government monitors student loan rates against the Bank of England’s data series for the effective interest rates on new and existing unsecured personal loans. It is misleading to compare student loan interest rates to rates for mortgages or other loans secured against assets.</p><p>We are determined that the cost of living should not deter those from less advantaged backgrounds from applying to and thriving at university a record number of students from disadvantaged backgrounds were accepted onto HE courses in 2021. Students can also benefit from many of the measures this government has taken to help with the cost of living, including raising the National Minimum Wage, reducing VAT, freezing alcohol and fuel duty, the Energy Rebate Scheme and capping the cost of energy.</p><p>We announced in February that we will be reducing interest rates for new borrowers and so from the 2023/24 academic year, new graduates will not, in real terms, repay more than they borrow. Alongside our wider reforms, this will help to make sure that students from all walks of life can continue to receive the highest-quality education from our world-leading HE sector.</p><p> </p>
answering member constituency Chippenham more like this
answering member printed Michelle Donelan more like this
grouped question UIN
153741 more like this
153742 more like this
question first answered
less than 2022-04-25T15:31:00.113Zmore like thismore than 2022-04-25T15:31:00.113Z
answering member
4530
label Biography information for Michelle Donelan more like this
tabling member
298
label Biography information for Steve McCabe more like this
1458093
registered interest false more like this
date less than 2022-04-14more like thismore than 2022-04-14
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Students: Loans more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, what assessment he has made of the potential effect of levels of interest on student loans on levels of enrolment at universities. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 153741 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-04-25more like thismore than 2022-04-25
answer text <p>The mechanism for setting student loan interest rates is set out in legislation. The interest rate for Plan 2 and Plan 3 loans are set annually with reference to the Retail Price Index (RPI) from the previous March. The rates take effect from 1 September.</p><p>The March RPI figure this year is a demonstration of the unusual events currently affecting all aspects of the economy and our society. The government has not yet made a decision on what interest rates will be applied to student loans from September. We will be considering all options over the coming months and will confirm in due course the rates to apply from 1 September.</p><p>Student loans remove financial barriers to higher education (HE). Unlike commercial alternatives, student loans are available to all eligible students, regardless of background or financial history. Student loans offer unique protections to borrowers. Monthly repayments are calculated as a fixed percentage of earnings above the relevant repayment threshold and do not change based on interest rates or the amount borrowed. If income is below the relevant repayment threshold, or a borrower is not earning, then they do not have to make repayments at all. Any outstanding debt, including interest accrued, is written off after the loan term ends (or in case of death or disability) at no detriment to the borrower. There are no commercial loans that offer this level of protection.</p><p>Interest rates affect lifetime repayments only for those who will repay their loans in full within the loan term (or who come very close to doing so), principally high earners and/or those with small loan balances. Currently, only 23% of borrowers who enter full-time higher education next year are forecast to repay their loans in full.</p><p>To further protect borrowers the government, by law, must cap maximum student loan rates to ensure the interest rate charged on the loan is in line with market rates for comparable unsecured personal loans. The government monitors student loan rates against the Bank of England’s data series for the effective interest rates on new and existing unsecured personal loans. It is misleading to compare student loan interest rates to rates for mortgages or other loans secured against assets.</p><p>We are determined that the cost of living should not deter those from less advantaged backgrounds from applying to and thriving at university a record number of students from disadvantaged backgrounds were accepted onto HE courses in 2021. Students can also benefit from many of the measures this government has taken to help with the cost of living, including raising the National Minimum Wage, reducing VAT, freezing alcohol and fuel duty, the Energy Rebate Scheme and capping the cost of energy.</p><p>We announced in February that we will be reducing interest rates for new borrowers and so from the 2023/24 academic year, new graduates will not, in real terms, repay more than they borrow. Alongside our wider reforms, this will help to make sure that students from all walks of life can continue to receive the highest-quality education from our world-leading HE sector.</p><p> </p>
answering member constituency Chippenham more like this
answering member printed Michelle Donelan more like this
grouped question UIN
153740 more like this
153742 more like this
question first answered
less than 2022-04-25T15:31:00.173Zmore like thismore than 2022-04-25T15:31:00.173Z
answering member
4530
label Biography information for Michelle Donelan more like this
tabling member
298
label Biography information for Steve McCabe more like this
1458094
registered interest false more like this
date less than 2022-04-14more like thismore than 2022-04-14
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Students: Loans more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, what assessment he has made of the implications of projected increases in student loan interest rates exceeding that paid by homeowners on mortgages. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 153742 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-04-25more like thismore than 2022-04-25
answer text <p>The mechanism for setting student loan interest rates is set out in legislation. The interest rate for Plan 2 and Plan 3 loans are set annually with reference to the Retail Price Index (RPI) from the previous March. The rates take effect from 1 September.</p><p>The March RPI figure this year is a demonstration of the unusual events currently affecting all aspects of the economy and our society. The government has not yet made a decision on what interest rates will be applied to student loans from September. We will be considering all options over the coming months and will confirm in due course the rates to apply from 1 September.</p><p>Student loans remove financial barriers to higher education (HE). Unlike commercial alternatives, student loans are available to all eligible students, regardless of background or financial history. Student loans offer unique protections to borrowers. Monthly repayments are calculated as a fixed percentage of earnings above the relevant repayment threshold and do not change based on interest rates or the amount borrowed. If income is below the relevant repayment threshold, or a borrower is not earning, then they do not have to make repayments at all. Any outstanding debt, including interest accrued, is written off after the loan term ends (or in case of death or disability) at no detriment to the borrower. There are no commercial loans that offer this level of protection.</p><p>Interest rates affect lifetime repayments only for those who will repay their loans in full within the loan term (or who come very close to doing so), principally high earners and/or those with small loan balances. Currently, only 23% of borrowers who enter full-time higher education next year are forecast to repay their loans in full.</p><p>To further protect borrowers the government, by law, must cap maximum student loan rates to ensure the interest rate charged on the loan is in line with market rates for comparable unsecured personal loans. The government monitors student loan rates against the Bank of England’s data series for the effective interest rates on new and existing unsecured personal loans. It is misleading to compare student loan interest rates to rates for mortgages or other loans secured against assets.</p><p>We are determined that the cost of living should not deter those from less advantaged backgrounds from applying to and thriving at university a record number of students from disadvantaged backgrounds were accepted onto HE courses in 2021. Students can also benefit from many of the measures this government has taken to help with the cost of living, including raising the National Minimum Wage, reducing VAT, freezing alcohol and fuel duty, the Energy Rebate Scheme and capping the cost of energy.</p><p>We announced in February that we will be reducing interest rates for new borrowers and so from the 2023/24 academic year, new graduates will not, in real terms, repay more than they borrow. Alongside our wider reforms, this will help to make sure that students from all walks of life can continue to receive the highest-quality education from our world-leading HE sector.</p><p> </p>
answering member constituency Chippenham more like this
answering member printed Michelle Donelan more like this
grouped question UIN
153740 more like this
153741 more like this
question first answered
less than 2022-04-25T15:31:00.237Zmore like thismore than 2022-04-25T15:31:00.237Z
answering member
4530
label Biography information for Michelle Donelan more like this
tabling member
298
label Biography information for Steve McCabe more like this
1386270
registered interest false more like this
date less than 2021-12-08more like thismore than 2021-12-08
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading BTEC Qualifications: Finance more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, what assessment he has made of the impact of plans to remove funding for BTEC qualifications on students from (a) SEND backgrounds and (b) deprived areas. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 89505 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2021-12-15more like thismore than 2021-12-15
answer text <p>The department will continue to fund some BTECs and other qualifications in future where there is a clear need for skills and knowledge that A levels and T Levels cannot provide, and where they meet new quality standards. Qualifications such as BTECs will continue to play an important role for 16 to 19 year olds and adults, as they do now. This includes for students taking mixed programmes of A levels and other qualifications, and those taking qualifications such as BTECs as their full programme of study where there is no A level or T Level.</p><p>We have been clear that we expect our reforms to be generally positive as students will have access to higher quality qualifications in the future, including the new T Levels. T Levels have been developed with over 250 leading employers, have significantly longer teaching hours and include a meaningful nine-week industry placement that sets them apart from many current vocational qualifications. This will put students, including those with special educational needs and disabilities (SEND) and from disadvantaged backgrounds, in a stronger position to progress into skilled employment or further study.</p><p>Plans were announced on 15 November allowing an extra year before overlapping qualifications are removed. This extra year will allow the department to continue to work hard to support the growth of T Levels and gives more notice to providers, awarding organisations, employers, students and parents so that they can prepare for the changes.</p><p>We are committed to ensuring that T Levels are accessible to all young people and have introduced flexibilities for SEND students. The T Level Transition Programme will support young people who are not yet ready to progress to a T Level but have the potential to succeed on it after some further preparation.</p>
answering member constituency Brentwood and Ongar more like this
answering member printed Alex Burghart more like this
grouped question UIN 89504 more like this
question first answered
less than 2021-12-15T11:38:24.26Zmore like thismore than 2021-12-15T11:38:24.26Z
answering member
4613
label Biography information for Alex Burghart more like this
tabling member
298
label Biography information for Steve McCabe more like this
1147915
registered interest false more like this
date less than 2019-10-02more like thismore than 2019-10-02
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Holiday Activities and Food Programme more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, pursuant to the answer of 30 September to Question 290628 on Children: Day Care, what the criteria was for allocating that funding; and how much funding was allocated to each local authority. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 293438 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-10-08more like thismore than 2019-10-08
answer text <p>The funding the Department allocated to the recipients of funding for the Holiday Activities and Food programme for 2019 can be found in the table attached.</p><p>The 11 organisations we worked with in 2019 were allocated the full amount of funding requested in their bid. I have attached to this answer our invitation to tender document, which includes the assessment criteria for this programme.</p> more like this
answering member constituency Bognor Regis and Littlehampton more like this
answering member printed Nick Gibb more like this
attachment
1
file name 293438_Funding_allocated_to_the_Holiday_Activities_and_Food_programme_for_2019.xls more like this
title 293438_xls more like this
2
file name 293438_Grants_to_fund_local_coordination_of_free_holiday_activities_and_healthy_food.doc more like this
title 293438_doc more like this
question first answered
less than 2019-10-08T14:29:05.537Zmore like thismore than 2019-10-08T14:29:05.537Z
answering member
111
label Biography information for Nick Gibb more like this
tabling member
298
label Biography information for Steve McCabe more like this
1144786
registered interest false more like this
date less than 2019-09-04more like thismore than 2019-09-04
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Pupils: Disadvantaged more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, pursuant to the Answer of 24 July 2019 to Question 278348 on Pupils: Disadvantaged, whether he has made an assessment of trends in the level of attainment of children whose families are in receipt of universal credit. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 286616 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-09-09more like thismore than 2019-09-09
answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> more like this
answering member constituency Bognor Regis and Littlehampton more like this
answering member printed Nick Gibb more like this
question first answered
less than 2019-09-09T16:46:30.783Zmore like thismore than 2019-09-09T16:46:30.783Z
answering member
111
label Biography information for Nick Gibb more like this
tabling member
298
label Biography information for Steve McCabe more like this
1144791
registered interest false more like this
date less than 2019-09-04more like thismore than 2019-09-04
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Schools: Charitable Donations more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, pursuant to the Answer of 17 July 2019 to Question 278353 on Schools: Charitable Donations, what the income was in cash terms from (a) donations and (b) voluntary funds in each year since 2010. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 286619 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-09-09more like thismore than 2019-09-09
answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p><p> </p> more like this
answering member constituency Bognor Regis and Littlehampton more like this
answering member printed Nick Gibb more like this
question first answered
less than 2019-09-09T16:57:22.897Zmore like thismore than 2019-09-09T16:57:22.897Z
answering member
111
label Biography information for Nick Gibb more like this
tabling member
298
label Biography information for Steve McCabe more like this
1144792
registered interest false more like this
date less than 2019-09-04more like thismore than 2019-09-04
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Schools: Charitable Donations more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, pursuant to the Answer of 17 July 2019 to Question 278353 on Schools: Charitable Donations, what the income was in cash terms that was generated was by schools in each year since 2010. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 286620 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-09-09more like thismore than 2019-09-09
answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> more like this
answering member constituency Bognor Regis and Littlehampton more like this
answering member printed Nick Gibb more like this
question first answered
less than 2019-09-09T16:45:56.477Zmore like thismore than 2019-09-09T16:45:56.477Z
answering member
111
label Biography information for Nick Gibb more like this
tabling member
298
label Biography information for Steve McCabe more like this
1141846
registered interest false more like this
date less than 2019-07-24more like thismore than 2019-07-24
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Children: Day Care more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, what recent assessment his Department has made of the ability of local authorities to provide sufficient childcare to meet the needs of children with special educational needs and disabilities in their local authority areas. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 281570 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-09-03more like thismore than 2019-09-03
answer text <p>Local authorities are required to secure sufficient childcare in their area, so far as is practicable, for working parents, or parents who are studying or training for employment, for children aged 0-14 (or up to 18 for disabled children). They should report annually to elected members on how they are meeting their duty to secure sufficient childcare, and make this report available and accessible to parents.</p><p>The duty on local authorities to secure sufficient places is described in Part B of 'Early education and childcare' (statutory guidance for local authorities): <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/718179/Early_education_and_childcare-statutory_guidance.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/718179/Early_education_and_childcare-statutory_guidance.pdf</a>.</p><p> </p> more like this
answering member constituency Saffron Walden more like this
answering member printed Mrs Kemi Badenoch more like this
question first answered
less than 2019-09-03T11:39:35.937Zmore like thismore than 2019-09-03T11:39:35.937Z
answering member
4597
label Biography information for Kemi Badenoch more like this
tabling member
298
label Biography information for Steve McCabe more like this
1141848
registered interest false more like this
date less than 2019-07-24more like thismore than 2019-07-24
answering body
Department for Education more like this
answering dept id 60 more like this
answering dept short name Education remove filter
answering dept sort name Education more like this
hansard heading Schools: Charitable Donations more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Education, pursuant to the Answer of 17 July 2019 to Question 278353, how the 0.7 per cent of funding from donations is distributed across all schools. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 281572 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-09-04more like thismore than 2019-09-04
answer text <p>The distribution of donations across all schools can be seen on the schools financial benchmarking website: <a href="https://schools-financial-benchmarking.service.gov.uk/" target="_blank">https://schools-financial-benchmarking.service.gov.uk/</a>.</p> more like this
answering member constituency Bognor Regis and Littlehampton more like this
answering member printed Nick Gibb more like this
question first answered
less than 2019-09-04T16:59:22.147Zmore like thismore than 2019-09-04T16:59:22.147Z
answering member
111
label Biography information for Nick Gibb more like this
tabling member
298
label Biography information for Steve McCabe more like this