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49845

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what is (1) the total sum, and (2) the percentage, of student loans that have been written off as bad debt.
	tabling member printed	Lord Barnett
	uin	HL6849
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>Information on the repayment status of student loans is available in the Student Loans Company (SLC) publication<em>‘Student Loans for Higher Education in England, Financial Year 2012-13'</em>.</p><p> </p><p>The Amount of Total Public Debt outstanding (including loans not yet due for repayment) at the start of Financial Year 2012-13 including interest was <strong>£40,271.5m</strong>, rising to <strong>£46,590.4m</strong> by the end of Financial Year 2012-13.</p><p> </p><p>The amount of debt written off or cancelled during the Financial Year 2012-13 was <strong>£27.0m</strong>. This figure is <strong>0.07%</strong> of the Total Public Debt outstanding at the start of Financial Year 2012-13 and <strong>0.06%</strong> of the Total Public Debt outstanding at the end of Financial Year 2012-13.</p><p> </p><p>Write offs occur for policy reasons; when borrowers die, become permanently disabled or when their loan reaches age thresholds. An estimate of ‘bad debt' has not been provided in the answer as there is no standard definition for this.</p><p> </p><p>Statistics referring to the Financial Year 2013-14 will be published in June 2014.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	1018 label Biography information for Lord Barnett

49847

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, further to the Written Answer by Lord Ahmad of Wimbledon on 9 April (WA 302), what is the amount of student loan debt still available for sale, including the first tranche referred to.
	tabling member printed	Lord Barnett
	uin	HL6850
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The total amount of pre-2012 income contingent repayment student loan debt that Government intends to sell has not yet been determined. However, over a five year period, as announced at Autumn Statement 2013, sales are expected to generate between £10 billion and £15 billion in revenues, with a central estimate of around £12 billion.</p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	1018 label Biography information for Lord Barnett

49849

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, further to the Written Answer by Lord Ahmad of Wimbledon on 9 April (WA 302), what are the current terms of income contingent repayment loans.
	tabling member printed	Lord Barnett
	uin	HL6851
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The Education (Student Loans) (Repayment) Regulations set out the terms and conditions of income contingent student loans. This is also set out in the booklet <em>Student Loans – a Guide to Terms and Conditions</em>, the latest copy of which can be accessed at http://www.sfengland.slc.co.uk/media/666045/sfe_t_c_guide_1415_d.pdf . Students are informed at the time of taking out their student loan that the regulations may change from time to time and this means that the terms of their loan may also change.</p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	1018 label Biography information for Lord Barnett

49852

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, further to the answer by Lord Ahmad of Wimbledon on 26 March (HL Deb, col 528), what was the basis on which he described the sale of the student loan book for £160 million as "value for money for the taxpayer"; and what was the original value of the loans.
	tabling member printed	Lord Barnett
	uin	HL6852
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The Mortgage Style loans offered for sale had a face value of around £890 million.</p><p>The sale of the Mortgage Style Loan Book was value for money as the purchase price exceeded the value of retention to Government.</p><p>The real value of the book is below the face value of the loans because of the subsidised nature of the loans and their age. These loans attract low interest rates and have an earnings threshold for repayment. The age-related write off combined with the earnings threshold means some borrowers never repay.</p><p> </p><p>The sale of Mortgage style Loans also allowed the Student Loans Company to focus on its core business of supplying income contingent loans (ICR) to current students and collecting repayments from those loans.</p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	1018 label Biography information for Lord Barnett

49862

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how many women prisoners had GCSE C-grade or equivalent in English and maths on being imprisoned in (1) 2010, (2) 2011, and (3) 2012; and how many had such qualifications upon release.
	tabling member printed	Baroness Wheatcroft
	uin	HL6857
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>We do not centrally hold information on the prior attainment of prisoners or their qualifications upon release.</p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	4199 label Biography information for Baroness Wheatcroft

49894

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government on what dates the Industrial Strategy Council has held meetings since it was set up; and, for each meeting, (1) who attended, and (2) what was the agenda.
	tabling member printed	Lord Adonis
	uin	HL6873
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The first meeting of the Industrial Strategy Council was on 14 May 2013. The agenda consisted of:</p><p>1. Role of the Council</p><p>2. September Conference</p><p>3. Supply chains</p><p>4. Witty Review</p><p> </p><p>The meeting was attended by:</p><p>Tera Allas, Keith Anderson, Gordon Ballard, Marcus Bryson, Vince Cable, Victor Chavez, John Cridland, Martin Donnelly, Warren East, Peter Hansford, Lord Hutton, Harry Keenan, Sir Richard Lambert, Janice Munday, Mark Turner, Robin Webb, Frances O'Grady, Michael Snyder, Keith Wiggins.</p><p> </p><p>The second meeting of the Industrial Strategy Council took place on 27<sup>th</sup> November 2013. The agenda consisted of:</p><p>1. Policy update</p><p>2. Progress update and next steps</p><p>3. Update on small businesses</p><p>4. Supply chains</p><p><strong> </strong></p><p>The meeting was attended by:</p><p>Keith Anderson, Gordon Ballard, Judith Batchelar, Marcus Bryson, Vince Cable, Neil</p><p> </p><p>Carson, John Cridland, Martin Donnelly, Warren East, Peter Hansford, Lord Hutton, Harry Keenan, Bernadette Kelly, Sir Richard Lambert, Janice Munday, Richard Parry-Jones.</p><p><strong> </strong></p><p>The third meeting of the Industrial Strategy Council will take place on 19th May 2014.</p><p><strong> </strong></p><p> </p><p> </p><p> </p> answering member printed Viscount Younger of Leckie question first answered 14/05/2014 12:00:00 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	3743 label Biography information for Lord Adonis

49921

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government which official, with what job title, is responsible and accountable for departmental management information in the Department for Business, Innovation and Skills.
	tabling member printed	Lord Mendelsohn
	uin	HL6891
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The Cabinet Committee PEX(ER) agreed that all Departments appoint a Senior Civil Servant level Head of Management Information. In the Department for Business, Innovation and Skills this responsibility is held by The Director of Finance, Planning and Performance, Charu Gorasia.</p> answering member printed Viscount Younger of Leckie question first answered 14/05/2014 12:00:00 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	4286 label Biography information for Lord Mendelsohn

49953

	registered interest
	date	06/05/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how they have promoted Fair Trade Day.
	tabling member printed	Lord Bourne of Aberystwyth
	uin	HL6907
	answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>It has not proved possible to respond to this question in the time available before Prorogation. I will correspond directly with the noble Lord as soon as possible.</p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	4282 label Biography information for Lord Bourne of Aberystwyth

45785

	registered interest
	date	28/03/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, what assessment he has made of the economic benefits to the UK of international students.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	194285
	answer	answer is ministerial correction date of answer 07/04/2014 answer text <p>The Government's International Education Strategy, published in July 2013, included an analysis of the value of international education to the UK. This analysis showed that international students across all parts of the education sector (higher education, further education, English language training, and independent schools) were estimated to contribute £13.6bn to the UK economy in 2011. More recent data indicates that this figure rose to £13.9bn in 2012.</p><p> </p><p>International students also bring indirect economic benefits to the UK, including: strengthening the quality, diversity and reputation of the UK education sector; providing a pipeline of prospective students who may study at higher levels in the UK; and improving overseas business, research, social and cultural links.</p><p> </p><p>The International Education Strategy and the accompanying analytical narrative can be found at <a href="https://www.gov.uk/government/publications/international-education-strategy-global-growth-and-prosperity" target="_blank">https://www.gov.uk/government/publications/international-education-strategy-global-growth-and-prosperity</a>.</p> answering member constituency Havant answering member printed Mr David Willetts question first answered 07/04/2014 12:00:00 answering member 53 label Biography information for Lord Willetts
	tabling member	308 label Biography information for Mr Jim Cunningham

45786

	registered interest
	date	28/03/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, if he will make an assessment of the effect on higher education providers of charging fees to international students for use of the NHS.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	194286
	answer	answer is ministerial correction date of answer 07/04/2014 answer text <p>The Home Office published an impact assessment on its website on the 11 October 2013 entitled ‘Regulating migrant access to health services in the UK', in which it estimates the impact of implementing a health surcharge as outlined in the Immigration Bill. The Home Office predicts that implementing a health surcharge could cause Tier 4 visa grants to fall by approximately 830, which will have an impact on higher education providers of approximately £11 million per year. The surcharge is £200 per annum for most migrants however, to reflect their contribution to UK growth, a concession was factored into the Immigration Bill for students - they will pay £150 per annum rather than the full cost.</p><p> </p><p>BIS will continue to work closely with the Home Office and the higher education sector to monitor the effects of the surcharge on student numbers and to ensure that the impact is manageable.</p> answering member constituency Havant answering member printed Mr David Willetts question first answered 07/04/2014 12:00:00 answering member 53 label Biography information for Lord Willetts
	tabling member	308 label Biography information for Mr Jim Cunningham