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1700275
registered interest false more like this
date less than 2024-04-12more like thismore than 2024-04-12
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 remove filter
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Mortgages remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what assessment he has made of levels of mortgage lenders compliance with the latest RICS guidance. more like this
tabling member constituency Brighton, Kemptown more like this
tabling member printed
Lloyd Russell-Moyle more like this
uin 21192 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2024-04-19more like thismore than 2024-04-19
answer text <p>The External Wall System Review form (EWS1) is not a statutory requirement or government process. It is an industry tool to inform mortgage valuation. The Royal Institution of Chartered Surveyors (RICS) have issued guidance on the use and application of EWS1 forms.</p><p>Following the Department’s work in this area, a number of mortgage lenders have joined a voluntary commitment to offer mortgages on properties affected by building safety issues. This means that around three quarters of mortgage lending is now covered by this commitment, which commits lenders to consider mortgage applications for properties in buildings that are yet to be remediated, or where leaseholders are protected from remediation costs.</p> more like this
answering member constituency North East Derbyshire more like this
answering member printed Lee Rowley more like this
grouped question UIN 21193 more like this
question first answered
less than 2024-04-19T12:19:02.97Zmore like thismore than 2024-04-19T12:19:02.97Z
answering member
4652
label Biography information for Lee Rowley more like this
tabling member
4615
label Biography information for Lloyd Russell-Moyle more like this
1587899
registered interest false more like this
date less than 2023-02-21more like thismore than 2023-02-21
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 remove filter
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Mortgages remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what discussions he has had with mortgage lenders on relaxing restrictions on lending on buildings under 18 metres with fire safety defects. more like this
tabling member constituency Putney more like this
tabling member printed
Fleur Anderson more like this
uin 149677 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-02-24more like thismore than 2023-02-24
answer text <p>On 20 December, the six largest mortgage lenders, supported by UK Finance and the Building Societies Association, confirmed, subject to their normal policy requirements, that from Monday 9 January 2023 they will lend on buildings in England of 11 metres and above in height with building safety issues. This is subject to the building being part of a developer or government remediation scheme, or the property being protected by the leaseholder protections in the Building Safety Act, as evidenced by a leaseholder deed of certificate.</p><p>I have met executives from each of those lenders to impress this upon them and to review their progress. It is important that lenders honour this commitment, and my officials and I are monitoring its implementation carefully.</p> more like this
answering member constituency North East Derbyshire more like this
answering member printed Lee Rowley more like this
question first answered
less than 2023-02-24T16:15:52.637Zmore like thismore than 2023-02-24T16:15:52.637Z
answering member
4652
label Biography information for Lee Rowley more like this
tabling member
4788
label Biography information for Fleur Anderson more like this
1519655
registered interest false more like this
date less than 2022-10-10more like thismore than 2022-10-10
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 remove filter
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Mortgages remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what assessment the Government has made of the potential effect of rising mortgage rates on trends in the level of home ownership in the next 3 years. more like this
tabling member constituency Ellesmere Port and Neston more like this
tabling member printed
Justin Madders more like this
uin 59850 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-10-18more like thismore than 2022-10-18
answer text <p>The Department is monitoring closely the impact of rising interest rates on mortgages on levels of home ownership, addressing both current owners and prospective first-time buyers.</p> more like this
answering member constituency North East Derbyshire more like this
answering member printed Lee Rowley more like this
question first answered
less than 2022-10-18T10:28:46.547Zmore like thismore than 2022-10-18T10:28:46.547Z
answering member
4652
label Biography information for Lee Rowley more like this
tabling member
4418
label Biography information for Justin Madders more like this
1519656
registered interest false more like this
date less than 2022-10-10more like thismore than 2022-10-10
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 remove filter
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Mortgages remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what assessment he has made of the potential effect of trends in the levels of mortgage rates on average rental prices. more like this
tabling member constituency Ellesmere Port and Neston more like this
tabling member printed
Justin Madders more like this
uin 59851 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-10-18more like thismore than 2022-10-18
answer text <p>The department continues to monitor market research into the likely impact of interest rates on buy-to-let landlords and private rent levels.</p> more like this
answering member constituency North East Derbyshire more like this
answering member printed Lee Rowley more like this
question first answered
less than 2022-10-18T10:00:01.86Zmore like thismore than 2022-10-18T10:00:01.86Z
answering member
4652
label Biography information for Lee Rowley more like this
tabling member
4418
label Biography information for Justin Madders more like this