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<p><strong>Final answer to PQ 16545</strong></p><p>The Insolvency Service does not
produce UK-level statistics on insolvencies: statistics are presented separately for
England and Wales, Scotland, and Northern Ireland because of differences in legislation
and policy.</p><p>Statistics showing the number of bankruptcies, debt relief orders
and individual voluntary arrangements are provided for each area since 2012 and can
be found in the tables below. Bankruptcy, debt relief orders and individual voluntary
arrangements apply to individuals only; regional breakdowns for the number of company
insolvencies are not currently available.</p><p>The Insolvency Service compiles its
regional Insolvency numbers statistics on a calendar year basis, therefore financial
year totals are not available. Statistics for the calendar year 2016 were published
on 13 July 2017, and statistics for 2017 are due to be published in July 2018.</p><p>
</p><p><strong>Table1: Breakdown of total individual insolvencies, Bolton, 2012 to
2016</strong><sup>1</sup></p><p> </p><table><tbody><tr><td><p> </p></td><td><p><strong>Year</strong></p></td><td><p>
</p></td><td><p><strong>Total individual insolvencies</strong></p></td><td colspan="2"><p><strong>Bankruptcies</strong></p></td><td
colspan="2"><p><strong>Debt relief orders</strong></p></td><td colspan="2"><p><strong>Individual
voluntary arrangements</strong></p></td></tr><tr><td><p> </p></td><td><p>2012</p></td><td><p>
</p></td><td><p>555</p></td><td><p> </p></td><td><p>171</p></td><td><p> </p></td><td><p>69</p></td><td><p>
</p></td><td><p>315</p></td></tr><tr><td><p> </p></td><td><p>2013</p></td><td><p>
</p></td><td><p>486</p></td><td><p> </p></td><td><p>122</p></td><td><p> </p></td><td><p>64</p></td><td><p>
</p></td><td><p>300</p></td></tr><tr><td><p> </p></td><td><p>2014</p></td><td><p>
</p></td><td><p>473</p></td><td><p> </p></td><td><p>101</p></td><td><p> </p></td><td><p>76</p></td><td><p>
</p></td><td><p>296</p></td></tr><tr><td><p> </p></td><td><p>2015</p></td><td><p>
</p></td><td><p>388</p></td><td><p> </p></td><td><p>71</p></td><td><p> </p></td><td><p>69</p></td><td><p>
</p></td><td><p>248</p></td></tr><tr><td><p> </p></td><td><p>2016</p></td><td><p>
</p></td><td><p>447</p></td><td><p> </p></td><td><p>77</p></td><td><p> </p></td><td><p>80</p></td><td><p>
</p></td><td><p>290</p></td></tr></tbody></table><p> </p><p><strong> </strong></p><p><strong>
</strong></p><p><strong> </strong></p><p><strong>Table 2: Breakdown of total individual
insolvencies, England and Wales, 2012 to 2016 </strong></p><table><tbody><tr><td><p><strong>Year</strong></p></td><td><p><strong>Total
individual insolvencies</strong></p></td><td><p><strong>Bankruptcies</strong></p></td><td><p><strong>Debt
relief orders</strong></p></td><td><p><strong>Individual voluntary arrangements</strong></p></td></tr><tr><td><p>2012</p></td><td><p>109,640</p></td><td><p>31,787</p></td><td><p>31,179</p></td><td><p>46,674</p></td></tr><tr><td><p>2013</p></td><td><p>100,998</p></td><td><p>24,571</p></td><td><p>27,546</p></td><td><p>48,881</p></td></tr><tr><td><p>2014</p></td><td><p>99,223</p></td><td><p>20,345</p></td><td><p>26,688</p></td><td><p>52,190</p></td></tr><tr><td><p>2015</p></td><td><p>80,404</p></td><td><p>15,845</p></td><td><p>24,175</p></td><td><p>40,384</p></td></tr><tr><td><p>2016</p></td><td><p>90,619</p></td><td><p>15,006</p></td><td><p>26,196</p></td><td><p>49,417</p></td></tr></tbody></table><p><strong>
</strong></p><p><strong>Table 3: Breakdown of total individual insolvencies, Scotland,
2012 to 2016 </strong></p><table><tbody><tr><td><p><strong>Year</strong></p></td><td><p><strong>Total
individual insolvencies</strong></p></td><td><p><strong>Sequestrations (of which LILA/MAP)<sup>1,
2</sup></strong></p></td><td><p><strong>Protected trust deeds</strong></p></td></tr><tr><td><p>2012</p></td><td><p>18,402</p></td><td><p>9,630
(3,886)</p></td><td><p>8,772</p></td></tr><tr><td><p>2013</p></td><td><p>14,250</p></td><td><p>7,189
(2,728)</p></td><td><p>7,061</p></td></tr><tr><td><p>2014</p></td><td><p>11,622</p></td><td><p>6,747
(2,533)</p></td><td><p>4,875</p></td></tr><tr><td><p>2015</p></td><td><p>8,785</p></td><td><p>4,477
(1,509)</p></td><td><p>4,308</p></td></tr><tr><td><p>2016</p></td><td><p>9,708</p></td><td><p>4,401
(1,824)</p></td><td><p>5,307</p></td></tr></tbody></table><p><em>Source: Accountant
in Bankruptcy. </em></p><p><em><sup>1</sup></em><em> On 1 April 2008, Part 1 of the
Bankruptcy and Diligence etc. (Scotland) Act 2007 came into force making significant
changes to some aspects of sequestration (bankruptcy), debt relief and debt enforcement
in Scotland. This included the introduction of the new route into bankruptcy for people
with low income and low assets (LILA). Of the number or sequestrations, individuals
who meet LILA criteria are shown in brackets.</em></p><p><em><sup>2</sup></em><em>
On 1 April 2015, part of the Bankruptcy and Debt Advice (Scotland) Act came into force
making significant changes to some aspects of sequestration (bankruptcy). This included
the introduction of the Minimal Asset Process (MAP), which replaced the LILA route
into sequestration; mandatory debt advice for people seeking statutory debt relief;
a new online process for applying for sequestration; and an additional year for people
to make contributions to repaying their debts (increasing from three years to four,
in line with protected trust deeds).</em></p><p><strong>Table 4: Breakdown of total
individual insolvencies, Northern Ireland, 2012 to 2016 </strong></p><table><tbody><tr><td><p><strong>Year</strong></p></td><td><p><strong>Total
individual insolvencies</strong></p></td><td><p><strong>Bankruptcies</strong></p></td><td><p><strong>Debt
relief orders</strong></p></td><td><p><strong>Individual voluntary arrangements</strong></p></td></tr><tr><td><p>2012</p></td><td><p>3,189</p></td><td><p>1,452</p></td><td><p>506</p></td><td><p>1,231</p></td></tr><tr><td><p>2013</p></td><td><p>3,373</p></td><td><p>1,347</p></td><td><p>593</p></td><td><p>1,433</p></td></tr><tr><td><p>2014</p></td><td><p>3,395</p></td><td><p>1,367</p></td><td><p>536</p></td><td><p>1,492</p></td></tr><tr><td><p>2015</p></td><td><p>2,690</p></td><td><p>1,071</p></td><td><p>472</p></td><td><p>1,147</p></td></tr><tr><td><p>2016</p></td><td><p>2,582</p></td><td><p>997</p></td><td><p>366</p></td><td><p>1,219</p></td></tr></tbody></table><p><em>Source:
Department for the Economy, Northern Ireland</em>.</p><p>It should be noted that these
figures do not account for any changes in the base population over time. Using the
rate of bankruptcies per 10,000 adults allows for a like-for-like comparison across
years.</p><p>Headline figures for insolvencies in England and Wales can be found in
the quarterly <em>Insolvency Statistics</em> release, a National Statistics publication.
Figures for January-March 2017 were published on 28 April 2017, and can be found here:
<a href="https://www.gov.uk/government/statistics/insolvency-statistics-january-to-march-2017"
target="_blank">https://www.gov.uk/government/statistics/insolvency-statistics-january-to-march-2017</a></p><p>Annual
numbers and rates of insolvencies by region for 2000-2016 are available in the <em>Individual
Insolvencies by Location, Age and Gender</em> publication</p><p><a href="https://www.gov.uk/government/statistics/individual-insolvencies-by-location-age-and-gender-england-and-wales-2016"
target="_blank">https://www.gov.uk/government/statistics/individual-insolvencies-by-location-age-and-gender-england-and-wales-2016</a>.</p>
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