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1544448
registered interest false more like this
date less than 2022-11-22more like thismore than 2022-11-22
answering body
Treasury more like this
answering dept id 14 remove filter
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Motor Vehicles: Taxation more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of introducing a pay-as-you-drive scheme for vehicle taxation. more like this
tabling member constituency Streatham remove filter
tabling member printed
Bell Ribeiro-Addy more like this
uin 93648 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-11-25more like thismore than 2022-11-25
answer text <p>The Treasury keeps all taxes, including vehicle taxation, under review. Decisions on taxation are a matter for the Chancellor and are considered as part of the Budget process. Any changes are announced at fiscal events.</p> more like this
answering member constituency South Suffolk more like this
answering member printed James Cartlidge more like this
question first answered
less than 2022-11-25T14:46:59.56Zmore like thismore than 2022-11-25T14:46:59.56Z
answering member
4519
label Biography information for James Cartlidge more like this
tabling member
4764
label Biography information for Bell Ribeiro-Addy more like this
1359949
registered interest false more like this
date less than 2021-10-15more like thismore than 2021-10-15
answering body
Treasury more like this
answering dept id 14 remove filter
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Bank Services: Fraud more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, what steps he is taking to ensure that banks are accountable for overseeing the accounts of disabled and vulnerable people for irregularities and fraudulent activity. more like this
tabling member constituency Streatham remove filter
tabling member printed
Bell Ribeiro-Addy more like this
uin 57351 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2021-10-20more like thismore than 2021-10-20
answer text <p>The Government is working with industry to close down the vulnerabilities that fraudsters exploit and ensure members of the public have the information they need to spot a scam and stand up to fraudsters. This is a shared endeavour between Government, law enforcement and the private sector. It is vital we ensure that disabled and vulnerable customers are included in this effort, but there are no additional requirements on a bank to check for irregularities or fraudulent activity if a customer is disabled or vulnerable.</p><p> </p><p>UK banks’ and building societies’ treatment of their customers is governed by the Financial Conduct Authority (FCA) in its Principles for Businesses. This includes a general requirement for firms to provide a prompt, efficient and fair service to all of their customers.</p><p> </p><p>The FCA’s Guidance for firms on the Fair Treatment of Vulnerable Customers also requires that firms should understand what harms their customers are likely to be vulnerable to and ensure that customers in vulnerable circumstances receive the same fair treatment and outcomes as other customers.</p><p> </p><p>If a firm has doubts about a consumer’s ability to understand a product or service, suspects they do not have capacity to make decisions or that they are acting as a result of fraud or coercion, the firm should assess whether it should allow the consumer to proceed. It may be appropriate for firms to contact, or act on the instructions of, a family member, friend or other third party.</p><p> </p><p>In addition, like all service providers, banks and building societies are bound under the Equality Act 2010 to make reasonable adjustments, where necessary, in the way they deliver their services. This may include allowing for a carer or deputy to act for the disabled person.</p>
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2021-10-20T15:40:56.197Zmore like thismore than 2021-10-20T15:40:56.197Z
answering member
4051
label Biography information for John Glen more like this
tabling member
4764
label Biography information for Bell Ribeiro-Addy more like this
1347390
registered interest false more like this
date less than 2021-07-15more like thismore than 2021-07-15
answering body
Treasury more like this
answering dept id 14 remove filter
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Bounce Back Loan Scheme more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, if he will delay bounce back loan repayments by 12 months to help support businesses while they are in the initial phases of reopening. more like this
tabling member constituency Streatham remove filter
tabling member printed
Bell Ribeiro-Addy more like this
uin 34066 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2021-07-22more like thismore than 2021-07-22
answer text <p>The Government has already taken action to give businesses the flexibility and space they need to repay their loans. Under the Bounce Back loan scheme no repayments are due from the borrower for the first 12 months of the loan, and the Government covers the first 12 months of interest payments charged to the business by the lender.</p><p> </p><p>In order to give businesses further support in making their repayments, the Government announced “Pay as You Grow” (PAYG) options. PAYG will give businesses the option to repay their Bounce Back loan over ten years. This will reduce their average monthly repayments on the loan by almost half. Businesses will also have the option to move temporarily to interest-only payments for periods of up to six months (an option which they can use up to three times). They can also pause their repayments entirely for up to six months – and given the continued challenges businesses are facing, the Government opted to enable borrowers to make use of this option from the first repayment, which means that businesses can choose to make no payments on their loans until 18 months after they originally took them out. If borrowers want to take advantage of this option, they should notify their lender when they are contacted about their repayments.</p>
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2021-07-22T11:17:10.083Zmore like thismore than 2021-07-22T11:17:10.083Z
answering member
4051
label Biography information for John Glen more like this
tabling member
4764
label Biography information for Bell Ribeiro-Addy more like this
1334023
registered interest false more like this
date less than 2021-06-14more like thismore than 2021-06-14
answering body
Treasury more like this
answering dept id 14 remove filter
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Travel: Coronavirus more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, what tailored long-term support he will make available to (a) airlines and (b) the travel industry in response to increased covid-19 transmission and changing guidelines for international travel. more like this
tabling member constituency Streatham remove filter
tabling member printed
Bell Ribeiro-Addy more like this
uin 15393 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2021-06-21more like thismore than 2021-06-21
answer text <p>The aviation and aerospace sectors are being supported with over £11 billion made available through loan guarantees, support for exporters, the Bank of England’s Covid Corporate Financing Facility and grants for research and development.</p><p> </p><p>In England, the wider travel and tourism sectors can benefit from the £5 billion package of grant support announced at Budget. This includes Restart Grants worth up to £6,000 if classified as non-essential retail or up to £18,000 if classified as a leisure or accommodation business. This package of support also includes the £425 million top-up to the Additional Restrictions Grant which has already provided Local Authorities (LAs) with £1.6 billion. This funding is at the LAs discretion and is intended to support businesses which are not eligible for Restart Grants, but which are nonetheless experiencing a severe impact on their business.</p><p> </p><p>The Government continues to review all the economic support schemes, including grant support, as the public health response evolves.</p><p> </p>
answering member constituency Saffron Walden more like this
answering member printed Kemi Badenoch more like this
question first answered
less than 2021-06-21T14:11:42.713Zmore like thismore than 2021-06-21T14:11:42.713Z
answering member
4597
label Biography information for Kemi Badenoch more like this
tabling member
4764
label Biography information for Bell Ribeiro-Addy more like this
1329425
registered interest false more like this
date less than 2021-06-04more like thisremove minimum value filter
answering body
Treasury more like this
answering dept id 14 remove filter
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Individual Savings Accounts: Greater London more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, if he will make an assessments of the potential merits of increasing the Lifetime ISA threshold for people living in London. more like this
tabling member constituency Streatham remove filter
tabling member printed
Bell Ribeiro-Addy more like this
uin 10660 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2021-06-10more like thismore than 2021-06-10
answer text <p>The Lifetime ISA aims to provide the opportunity for first-time buyers to enter the market and offers a generous government bonus of 25% on up to £4,000 of savings each year to support that aim.</p><p> </p><p>The Government believes that the 25% bonus must be focused on those that need it most in order to ensure sustainable public finances. The Government continues to consider a property price cap of £450,000 appropriate to support the majority of first-time buyers across the UK. Nonetheless, the Government keeps all aspects of savings policy under review.</p> more like this
answering member constituency Salisbury more like this
answering member printed John Glen more like this
question first answered
less than 2021-06-10T09:01:18.257Zmore like thismore than 2021-06-10T09:01:18.257Z
answering member
4051
label Biography information for John Glen more like this
tabling member
4764
label Biography information for Bell Ribeiro-Addy more like this