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1198012

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Self-employment Income Support Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps the Government has taken to provide guidance to membership organisations on how to use the online tool for the Self-Employment Income Support Scheme.
tabling member constituency	Wirral South
tabling member printed	Alison McGovern
uin	51926
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>HMRC recognise the important role membership organisations play in helping the public, and engaged closely with them while developing and launching the Self-Employment Income Support Scheme (SEISS). While agents, employers and other third parties cannot apply on behalf of eligible individuals, HMRC discussed the process with representative organisations through regular meetings and signposted agents to live webinars and online videos available to help the public understand how to apply for SEISS.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 04/06/2020 13:15:35 answering member 3991 label Biography information for Jesse Norman
tabling member	4083 label Biography information for Alison McGovern

1198013

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Self-employment Income Support Scheme: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, for what reason people in Northern Ireland applying for the Self Employment Income Support Scheme are required to undergo additional credit checks after providing Northern Irish driving licenses and Irish passports.
tabling member constituency	Wirral South
tabling member printed	Alison McGovern
uin	51927
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>Everyone applying for the Self-Employment Income Support Scheme (SEISS) undergoes the same process for confirming their identity.</p><p> </p><p>People who have engaged with HM Revenue &amp; Customs (HMRC) online in the past using an existing Government Gateway credential – for example, in order to file their Self-Assessment tax return – can reuse their existing online Government Gateway credentials to claim the grant. Most people who are eligible to claim have credentials already.</p><p> </p><p>Those dealing with HMRC online for the first time will be required to verify their identity. HMRC worked quickly with the Driving and Vehicle Licencing Agency to enable people to use a GB driving licence to verify their identity for SEISS. It has not been possible to add non-UK passports or non-GB driving licences to the Government Gateway authentication service in the same timeline. HMRC are currently exploring whether it is possible to connect to Northern Ireland Driver &amp; Vehicle Agency (DVA) and Irish Passport Service data, as part of their continuing improvement of the Government Gateway.</p><p> </p><p>Those who do not have a UK passport or GB driving licence can use the multiple-choice questions option to verify their identity. This uses a financial checking service that does not require a passport or driving licence. Anyone who is unable to verify their identity in this way can make their claim by telephone.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 04/06/2020 13:12:15 answering member 3991 label Biography information for Jesse Norman
tabling member	4083 label Biography information for Alison McGovern

1198438

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	PAYE
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 12 May 2020 to Question 41968, how many annual PAYE reports were submitted between 19 March 2020 and the end of that tax year, and how many of those reports were submitted on behalf of taxpayers whose PAYE report had also been submitted on an annual basis for the 2018-19 tax year.
tabling member constituency	East Renfrewshire
tabling member printed	Kirsten Oswald
uin	52095
answer	answer is ministerial correction date of answer 04/06/2020 answer text It is not possible to provide an answer in the time available.<p><strong> </strong></p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 04/06/2020 13:09:33 answering member 3991 label Biography information for Jesse Norman
tabling member	4413 label Biography information for Kirsten Oswald

1198498

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make it his policy to limit the interest rates charged by financial institutions; and if he will make a statement.
tabling member constituency	New Forest West
tabling member printed	Sir Desmond Swayne
uin	51521
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>HM Treasury has worked closely with the financial regulators and the major banks and building societies to provide relief to customers and businesses impacted by COVID-19.</p><p> </p><p>In March, a three-month mortgage holiday was made available to customers, and 1.8 million mortgage payment holidays have been granted by lenders to date. The period in which borrowers can apply for a payment holiday has been extended, in line with the Coronavirus Job Retention Scheme, to 31 October 2020.</p><p> </p><p>In April, the FCA also announced a series of temporary measures intended to provide emergency support for consumers who are facing temporary cash flow problems as a result of the COVID-19 outbreak. These measures included three-month payment freezes to credit cards and certain personal loans. On overdrafts, firms are required to provide a £500 interest-free buffer on main personal accounts and also to ensure that no customer is paying more than they were prior to the other recent overdraft pricing changes that came into force in April following an earlier FCA review.</p><p> </p><p>For the Bounce Back Loan Scheme, an affordable flat interest rate after the first 12-month period has been agreed between the Government and lenders at 2.5%. This reflects the Government’s desire to balance a low price point for businesses with providing sufficient access to businesses through a range of banks. This will help ensure that UK businesses can access and benefit from these loans quickly and effectively.</p><p> </p><p>All providers should stand ready and able to offer support to customers who are impacted directly or indirectly by COVID-19. We advise any customer who is concerned about their finances to contact their provider.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/06/2020 11:50:51 answering member 4051 label Biography information for John Glen
tabling member	55 label Biography information for Sir Desmond Swayne

1198594

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Insurance: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has of made of trends in the number of insurance companies that are failing to make payments for covid-19 claims despite those claims being covered by original insurance agreements.
tabling member constituency	Portsmouth South
tabling member printed	Mr Stephen Morgan
uin	52397
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>The Government is in continual dialogue with the insurance sector to understand and influence its response to this unprecedented situation and is encouraging insurers to do all they can to support customers during this difficult period.</p><p> </p><p>The Government is working closely with the Financial Conduct Authority to ensure that the rules are being upheld during this crisis and fully supports the regulator in its role. The FCA rules require insurers to handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. In addition, the FCA has said that, in light of COVID-19, insurers must consider very carefully the needs of their customers and show flexibility in their treatment of them.</p><p> </p><p>On 1 May the FCA outlined its intention to seek a court declaration, on an agreed and urgent basis, and for a selected number of key issues, to resolve uncertainty for many customers making business interruption claims. Subsequently on 1 June, the FCA announced the policy wordings that would be tested in the court action and insurers it had invited to participate directly, along with an initial list of policy wordings and insurers that will potentially be impacted by the Court’s decision on the representative sample. The FCA expects to publish a final list of all the relevant insurers and policies that may have impacted wordings in early July, and expects a court hearing to take place in late July.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 04/06/2020 09:48:50 answering member 4051 label Biography information for John Glen
tabling member	4653 label Biography information for Stephen Morgan

1198601

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Self-employment Income Support Scheme: Foreign Nationals
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps have been taken to limit the use of the Self-Employment Income Support Scheme by foreign nationals who meet the criteria for that scheme but have since returned to their home country.
tabling member constituency	Barking
tabling member printed	Dame Margaret Hodge
uin	51535
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>To be eligible for the Self-Employment Income Support Scheme (SEISS) a person must have traded and be subject to UK tax in 2018/19, 2019/20 and intend to continue to do so in 2020/21. As part of the application process, therefore, a person must confirm that they do intend to continue to trade.</p><p> </p><p>The Government expects self-employed people to do the right thing and not to make a claim unless they are eligible. HMRC will use their usual risk-based approach to compliance, and they will take action in cases of suspected fraud or organised criminal attack.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 04/06/2020 13:14:08 answering member 3991 label Biography information for Jesse Norman
tabling member	140 label Biography information for Dame Margaret Hodge

1198665

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Members: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter of 24 April 2020 from the seven hon. Members that represent constituencies in Glasgow on support for universities affected by the covid-19 outbreak.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	52125
answer	answer is ministerial correction date of answer 04/06/2020 answer text HM Treasury has received unprecedented amounts of correspondence since the start of the coronavirus outbreak, and apologises for the delay in responding to the Honourable Member. The Honourable Members’ correspondence is receiving attention and will be replied to as soon as possible. answering member constituency Saffron Walden answering member printed Kemi Badenoch grouped question UIN 52126 52127 52156 52157 52158 question first answered 04/06/2020 15:26:26 answering member 4597 label Biography information for Kemi Badenoch
tabling member	4432 label Biography information for Patrick Grady

1198676

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Members: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter of 27 April 2020 from the hon. Member for Glasgow North, reference number PG15145, on the Coronavirus Business Interuption Loan Scheme.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	52126
answer	answer is ministerial correction date of answer 04/06/2020 answer text HM Treasury has received unprecedented amounts of correspondence since the start of the coronavirus outbreak, and apologises for the delay in responding to the Honourable Member. The Honourable Members’ correspondence is receiving attention and will be replied to as soon as possible. answering member constituency Saffron Walden answering member printed Kemi Badenoch grouped question UIN 52125 52127 52156 52157 52158 question first answered 04/06/2020 15:26:26 answering member 4597 label Biography information for Kemi Badenoch
tabling member	4432 label Biography information for Patrick Grady

1198677

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Members: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter of 6 April 2020 from the hon. Member for Glasgow North, reference number PG15057, on support for people working in the creative sectors during the covid-19 outbreak.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	52127
answer	answer is ministerial correction date of answer 04/06/2020 answer text HM Treasury has received unprecedented amounts of correspondence since the start of the coronavirus outbreak, and apologises for the delay in responding to the Honourable Member. The Honourable Members’ correspondence is receiving attention and will be replied to as soon as possible. answering member constituency Saffron Walden answering member printed Kemi Badenoch grouped question UIN 52125 52126 52156 52157 52158 question first answered 04/06/2020 15:26:26 answering member 4597 label Biography information for Kemi Badenoch
tabling member	4432 label Biography information for Patrick Grady

1198722

registered interest
date	01/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the modified affordability assessment on the number of mortgage prisoners unable to access new mortgage products.
tabling member constituency	Chatham and Aylesford
tabling member printed	Tracey Crouch
uin	51849
answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>The Government remains committed to supporting these borrowers, which is why the Government and the FCA have taken action to remove the regulatory barriers that previously prevented switching.</p><p> </p><p>Lenders are currently making the necessary adjustments and system changes to enable them to use the modified affordability assessment for borrowers looking to re-mortgage. We expect lenders to start offering these borrowers products using the new rules soon.</p><p> </p><p>I have written to Stephen Jones, Chief Executive Officer of UK Finance outlining my expectation that as many of its members as possible should move quickly to offer new deals to borrowers that are eligible to switch under the new FCA rules. You can read the letter here:</p><p><a href="https://www.gov.uk/government/publications/a-letter-from-john-glen-to-stephen-jones-on-mortgage-prisoners" target="_blank">https://www.gov.uk/government/publications/a-letter-from-john-glen-to-stephen-jones-on-mortgage-prisoners</a>.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 51850 question first answered 04/06/2020 09:50:29 answering member 4051 label Biography information for John Glen
tabling member	3950 label Biography information for Dame Tracey Crouch