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1129117

registered interest
date	03/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to invest in technological improvements to the UK's ATM network.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	258979
answer	answer is ministerial correction date of answer 06/06/2019 answer text <p>The Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>As set out in the Government’s Summary of Responses to the Call for Evidence on Cash and Digital Payments in The New Economy, industry continues to develop a range of ways to safeguard access to cash, from investment in ATMs and cashback from retailers, to shared business banking hubs. The Government supports further industry collaboration to promote innovative ways of managing, accessing and depositing cash. The management and deployment of ATMs is a commercial matter for ATM market participants.</p><p> </p><p>In addition, the Government has invested heavily in maintaining a stable network of Post Office branches, with investment of around £2 billion since 2010. Anyone can use their LINK enabled bank card to take out money for free at the counter of every one of the 11,500 Post Offices in the UK.</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/06/2019 13:16:57 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham

1128475

registered interest
date	23/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate his Department has made of the number of free-to-use ATMs that have been converted to pay-to-use machines in each of the last five years.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	257640
answer	answer is ministerial correction date of answer 05/06/2019 answer text <p>The Government believes that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses. That is why the Government continues to engage with the regulators and industry in this area.</p><p> </p><p>In 2015, the Government established the Payment Systems Regulator (PSR), with a statutory objective to ensure that the UK’s payment systems work in the interests of their users. As a result, the PSR is closely monitoring developments within ATM provision, and has used its powers to ensure LINK meets its commitment on maintaining the broad geographical spread of free-to-use ATMs.</p><p> </p><p>The Treasury has not made an estimate of the number of free-to-use ATMS that have been converted to pay-to-use in each of the last five years. Detailed statistical data on the number of free-to-use and pay-to-use ATMs since 1998 is publicly available on the LINK website.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 257641 question first answered 05/06/2019 13:07:40 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham

1128477

registered interest
date	23/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure that everyone has access to free-to-use ATMs.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	257641
answer	answer is ministerial correction date of answer 05/06/2019 answer text <p>The Government believes that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses. That is why the Government continues to engage with the regulators and industry in this area.</p><p> </p><p>In 2015, the Government established the Payment Systems Regulator (PSR), with a statutory objective to ensure that the UK’s payment systems work in the interests of their users. As a result, the PSR is closely monitoring developments within ATM provision, and has used its powers to ensure LINK meets its commitment on maintaining the broad geographical spread of free-to-use ATMs.</p><p> </p><p>The Treasury has not made an estimate of the number of free-to-use ATMS that have been converted to pay-to-use in each of the last five years. Detailed statistical data on the number of free-to-use and pay-to-use ATMs since 1998 is publicly available on the LINK website.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 257640 question first answered 05/06/2019 13:07:40 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham

1127129

registered interest
date	16/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Doctors: Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the annual tapered allowance on the retention of doctors in NHS hospitals.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	255267
answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>The Government is committed to public service pensions which are fair to workers and fair to other taxpayers. The tapered annual allowance is focussed on the highest earning pension savers, to ensure that the tax relief they receive is not disproportionate to that of other savers. The Government is aware of specific concerns raised by some high-earning NHS doctors impacted by annual allowance tax charges. As the Chancellor said at the Treasury Select Committee, we are currently in discussions with the Department of Health and Social Care about providing additional pension flexibility for NHS doctors affected by annual allowance tax charges.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 21/05/2019 11:47:15 answering member 4097 label Biography information for Elizabeth Truss
tabling member	308 label Biography information for Mr Jim Cunningham

1126890

registered interest
date	15/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Flexible Working: Mothers
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what fiscal steps his Department is taking to encourage employers to be flexible and accommodating to mothers of young children in their employment.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	254736
answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>This Government has a strong record of supporting parents and has introduced a number of measures to support parents of young children in the workplace and to encourage employers to be flexible.</p><p> </p><p>Specific measures include; spending almost £6 billion on childcare support in 2019/20 – more than ever before, extending the right to request flexible working to all, introducing a system of shared parental leave and becoming one of the first countries in the world to introduce gender pay gap reporting.</p><p> </p><p>The female employment rate is at a joint record high of 71.8% and the gender pay gap is at a record low.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/05/2019 14:07:31 answering member 4097 label Biography information for Elizabeth Truss
tabling member	308 label Biography information for Mr Jim Cunningham

1126892

registered interest
date	15/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Health: Finance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential benefits of introducing a budget that includes the well-being of UK citizens as a measure of success.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	254738
answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>The Government currently makes use of a wide range of population health and wellbeing outcome metrics to measure the success of public spending programmes.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/05/2019 13:43:29 answering member 4097 label Biography information for Elizabeth Truss
tabling member	308 label Biography information for Mr Jim Cunningham

1125317

registered interest
date	08/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Money: Retail Trade
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the effect of cashless shops on (a) low-income people and (b) poorer communities.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	251912
answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Treasury has not made a specific assessment of the effect of cashless shops on (a) low-income people and (b) poorer communities.</p><p> </p><p>However, last year the Government initiated a discussion on payment methods through a Call for Evidence on Cash and Digital Payments in the New Economy. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics. A wide range of evidence was collected, including on the changing levels of cash usage, and a formal summary of responses was published in May 2019.</p><p> </p><p>The response set out the Government’s commitment to supporting digital payments, whilst safeguarding access to cash for those who need it. The Government is engaging, and will continue to engage, with the regulators and industry on this important topic.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/05/2019 14:29:09 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham

1109076

registered interest
date	02/04/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pay
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent assessment his Department has made of trends in the levels of pay since 2010.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	239859
answer	answer is ministerial correction date of answer 08/04/2019 answer text <p>The level of pay has continually increased since 2010, with average weekly earnings increasing by 20% over this period. Regular wages are currently growing at their fastest pace in over a decade and have outstripped inflation for 11 consecutive months. We’ve just seen another above inflation increase in the National Living Wage, to £8.21, meaning a full-time worker on the NLW will be earning £690 more over the coming year.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/04/2019 14:33:01 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham

1109252

registered interest
date	02/04/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to further regulate lending to small businesses.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	239861
answer	answer is ministerial correction date of answer 10/04/2019 answer text <p>The Government set out its position on the regulation of lending to small businesses in its response to the Treasury Select Committee’s SME Finance Report. This is available here: <a href="https://publications.parliament.uk/pa/cm201719/cmselect/cmtreasy/1873/187302.htm" target="_blank">https://publications.parliament.uk/pa/cm201719/cmselect/cmtreasy/1873/187302.htm</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 10/04/2019 15:26:29 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham

1083595

registered interest
date	07/03/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cryptocurrencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to increase consumer awareness of the potential advantages and disadvantages of investing in cryptoassets.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	229610
answer	answer is ministerial correction date of answer 14/03/2019 answer text <p>The Government has considered its approach to cryptoassets through the Cryptoassets Taskforce - comprised of the Treasury, the Bank of England, and the Financial Conduct Authority (FCA)<sup><sup>[1]</sup></sup>. The Government will be consulting on its approach to cryptoassets this year.</p><p> </p><p>The FCA has issued consumer warnings highlighting the risks of cryptoassets and warning that any individual investing in cryptoassets should be prepared to lose money. Cryptoassets have also been added to the FCA’s ScamSmart website, which helps consumers to avoid falling victim to common types of scams and investment fraud.</p><p> </p><p>[1] https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/03/2019 13:33:54 answering member 4051 label Biography information for John Glen
tabling member	308 label Biography information for Mr Jim Cunningham