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101795

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Minimum Wage
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what criteria is used to establish whether a sector is high-risk in terms of non-compliance with the national minimum wage; and which sectors are so defined.
tabling member constituency	Sheffield Central
tabling member printed	Paul Blomfield
uin	212652
answer	answer is ministerial correction date of answer 04/11/2014 answer text <p>The Government takes the enforcement of the National Minimum Wage very seriously. HM Revenue and Customs (HMRC) review every complaint that is referred to them by the Pay and Work Rights Helpline.</p><p> </p><p> </p><p> </p><p>Within that obligation, HMRC work to priorities agreed with the Department for Business, Innovation and Skills (BIS). To identify sectors where non-payment of National Minimum Wage is more likely HMRC and BIS analyse numbers of complaints and incidences of non-compliance and take account of information from, for example, other Government Departments, Trade Union representatives and the Low Pay Commission . Using this information, and often in conjunction with other Government Departments, HMRC have undertaken targeted enforcement on areas such as the care sector, car washes and the retail sector, amongst others.</p><p> </p><p> </p><p> </p><p>However, HMRC, including National Minimum Wage officials, undertake joint working with the police, Home Office and local authorities across the country. HMRC’s collaboration has assisted in identifying instances of slavery and servitude in some of these operations.</p><p> </p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 212651 question first answered 04/11/2014 17:11:31 answering member 1529 label Biography information for Mr David Gauke
tabling member	4058 label Biography information for Paul Blomfield

101797

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Human Trafficking
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what training is provided to national minimum wage inspectors to identify cases of trafficking.
tabling member constituency	Sheffield Central
tabling member printed	Paul Blomfield
uin	212651
answer	answer is ministerial correction date of answer 04/11/2014 answer text <p>The Government takes the enforcement of the National Minimum Wage very seriously. HM Revenue and Customs (HMRC) review every complaint that is referred to them by the Pay and Work Rights Helpline.</p><p> </p><p> </p><p> </p><p>Within that obligation, HMRC work to priorities agreed with the Department for Business, Innovation and Skills (BIS). To identify sectors where non-payment of National Minimum Wage is more likely HMRC and BIS analyse numbers of complaints and incidences of non-compliance and take account of information from, for example, other Government Departments, Trade Union representatives and the Low Pay Commission . Using this information, and often in conjunction with other Government Departments, HMRC have undertaken targeted enforcement on areas such as the care sector, car washes and the retail sector, amongst others.</p><p> </p><p> </p><p> </p><p>However, HMRC, including National Minimum Wage officials, undertake joint working with the police, Home Office and local authorities across the country. HMRC’s collaboration has assisted in identifying instances of slavery and servitude in some of these operations.</p><p> </p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 212652 question first answered 04/11/2014 17:11:31 answering member 1529 label Biography information for Mr David Gauke
tabling member	4058 label Biography information for Paul Blomfield

101799

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Lighting
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will make it his policy to implement a replacement programme to introduce LED lighting throughout his Department's buildings and sites; if he will estimate the proportion of lighting in his Department which is LED; and if he will make a statement.
tabling member constituency	Colchester
tabling member printed	Sir Bob Russell
uin	212632
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>The Treasury is committed to improving the energy efficiency of the Department’s estate and reducing energy consumption year on year. LED lighting has already been introduced in leasehold premises occupied by part of the Treasury Group. We have introduced energy efficient fluorescent lighting in the Treasury main building on Horse Guards Road.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 17:00:42 answering member 4117 label Biography information for Andrea Leadsom
tabling member	35 label Biography information for Sir Bob Russell

101800

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Currencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 24 February 2014, to the hon. Member for Vale of Glamorgan, Official Report, column 26W, on Bitcoin, what his policy is on the regulation of Bitcoin derivatives and other securities paired to digital currencies.
tabling member constituency	Fareham
tabling member printed	Mr Mark Hoban
uin	212665
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>Bitcoin itself is not regulated. However, the UK’s regulatory perimeter in relation to derivatives is wide and would capture Bitcoin and digital currency derivatives that were futures, options or contracts for difference.</p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 16:57:59 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1414 label Biography information for Mr Mark Hoban

101801

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cryptocurrencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, with reference to his speech of 6 August 2014 on FinTech, what progress his Department has made on its programme of work exploring the potential of virtual currencies and digital money.
tabling member constituency	Fareham
tabling member printed	Mr Mark Hoban
uin	212668
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>On 3 November the Treasury published a Call for Information, focused on the potential benefits and risks of digital currencies and looking into whether digital currencies could or should be regulated in the UK.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 16:59:05 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1414 label Biography information for Mr Mark Hoban

101802

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Currencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will make an assessment of the ability of businesses using digital currencies to open a UK bank account.
tabling member constituency	Fareham
tabling member printed	Mr Mark Hoban
uin	212669
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>On 3 November the Treasury published a Call for Information on digital currencies. This Call for Information asks whether there are currently barriers to digital currency businesses setting up in the UK, and will consider access to UK bank accounts as part of this.</p><p> </p><p> </p><p> </p><p>In October, the Financial Conduct Authority launched its Innovation Hub to provide support to innovative businesses. It has identified helping innovators access bank accounts as an area of priority.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 16:56:46 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1414 label Biography information for Mr Mark Hoban

101803

registered interest
date	30/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Housing: Construction
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what forecasts he has made of the long-term trends in house-building in each region and constituent part of the UK.
tabling member constituency	Belfast North
tabling member printed	Mr Nigel Dodds
uin	212748
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>The government does not publish forecasts of long term house building by region or constituency. However the Office for Budget Responsibility (OBR) includes housing market projections in its Economic and Fiscal Outlook. The next estimates are to be released on the 3<sup>rd</sup> December.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 15:50:36 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1388 label Biography information for Lord Dodds of Duncairn

101526

registered interest
date	29/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Ambulance Services: VAT
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will exempt charitably-funded rapid response vehicles from VAT.
tabling member constituency	Westmorland and Lonsdale
tabling member printed	Tim Farron
uin	212407
answer	answer is ministerial correction date of answer 04/11/2014 answer text <p>Many already benefit from a UK zero-rate. So for example, the supply of an ambulance (including an air ambulance) that is purchased with charitable funds is zero-rated for VAT when it is supplied to an eligible body such as an NHS hospital or a charity that provides rescue or first aid services.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 04/11/2014 16:37:30 answering member 1529 label Biography information for Mr David Gauke
tabling member	1591 label Biography information for Tim Farron

101528

registered interest
date	29/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Employment
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the recommendation of the All-Party Parliamentary Group on Wellbeing Economics that stable and secure employment for all should be the primary objective of economic policy.
tabling member constituency	Cheltenham
tabling member printed	Martin Horwood
uin	212387
answer	answer is ministerial correction date of answer 03/11/2014 answer text <p>Since the financial crisis the government's long term economic plan has provided the foundations for the current recovery, which is now well established. The government has continued to take the difficult decisions needed to secure a stronger recovery for all and build a fairer society.</p><p> </p><p>The latest official labour market figures show that employment in the UK is at its highest ever level, 30.76 million, an increase of 1.7 million since the Coalition entered office. Over the same period the level of redundancies has fallen by 45 per cent.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 03/11/2014 17:28:07 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1499 label Biography information for Martin Horwood

101529

registered interest
date	29/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he has taken to monitor practices in the banking sector.
tabling member constituency	South Antrim
tabling member printed	Dr William McCrea
uin	212470
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>This Government has taken a number of major steps to strengthen monitoring and regulation of the banking sector.</p><p> </p><p> </p><p> </p><p>The Financial Services Act 2012 put in place two new, properly focussed financial regulators, the Prudential Regulation Authority (PRA) - a subsidiary of the Bank of England - the Financial Conduct Authority (FCA), as part of a new approach to financial regulation. The new regulators started work on 1 April 2013.</p><p> </p><p> </p><p> </p><p>The Government’s new approach to financial regulation enables the PRA to concentrate on monitoring the health of UK banks to ensure that they are prudently and competently managed and to reduce the risk that the practices of UK banks will lead to serious financial failure. At the same time, the FCA can concentrate on monitoring the practices of UK banks and other financial services businesses in their dealing with ordinary retail customers and in wholesale financial markets, to reduce the risk that the practices in the banking sector are detrimental to consumers or competition, or threaten the integrity of financial markets.</p><p> </p><p> </p><p> </p><p>On 12 June 2014, the Government announced the Fair and Effective Markets Review, which is a joint review by HM Treasury, the Bank of England, and the Financial Conduct Authority (FCA) into the way wholesale financial markets operate. The Government is determined to take action to help restore trust and integrity and to ensure that the highest standards are expected of those who operate in these markets. It is important that this is done in a way that preserves the UK’s position as the global financial centre for many of these markets. The Review published its consultation document “How fair and effective are the fixed income, foreign exchange and commodities markets?” on 27 October, and the Government looks forward to the review’s final recommendations in June 2015.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 16:50:46 answering member 4117 label Biography information for Andrea Leadsom
tabling member	655 label Biography information for Lord McCrea of Magherafelt and Cookstown