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573966

registered interest
date	02/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cars: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will make an estimate of the average car insurance premiums paid by (a) existing customers and (b) new customers in each of the last five years.
tabling member constituency	Wrexham
tabling member printed	Ian C. Lucas
uin	44512
answer	answer is ministerial correction date of answer 07/09/2016 answer text <p>The Government does not hold information on average annual household and motor insurance premiums. There are a range of estimates of the cost of insurance published by industry, including the Association of British Insurers (ABI), the AA and Confused.com. The ABI’s data is available at: https://www.abi.org.uk/News/Industry-data-updates.</p><p> </p><p>The Government encourages consumers to shop around for the most suitable cover at the best price. To this end, the Financial Conduct Authority (FCA) recently published rules and guidance requiring insurers to disclose the previous year’s premium on renewal notices for general insurance products including motor and home insurance. The measures also require insurers to identify consumers who will be renewing with them for the fourth consecutive time and give them a prescribed shopping around message. The rules will come into force in April 2017.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 44511 question first answered 07/09/2016 13:07:11 answering member 3929 label Biography information for Simon Kirby
tabling member	1470 label Biography information for Ian C. Lucas

450432

registered interest
date	03/02/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cars: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effectiveness of competition in the car insurance market; and if he will make an assessment of the potential effect on competition in that industry of a 10 per cent cap on market share.
tabling member constituency	Hammersmith
tabling member printed	Andy Slaughter
uin	25771
answer	answer is ministerial correction date of answer 10/02/2016 answer text <p>This is a matter for the Financial Conduct Authority (FCA), who are operationally independent from Government.</p><p> </p><p>The question has been passed on to the FCA. The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 10/02/2016 12:29:03 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	1516 label Biography information for Andy Slaughter