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answer › question first answered	2018-07-16T09:39:09.53Z
min answer › question first answered	2018-04-24T13:01:08.443Z
answer › is ministerial correction	false

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935304

human indexable

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10/07/2018

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06/07/2018

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06/07/2018 14:34:39

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06/07/2018 14:39:20
16/07/2018 10:11:05

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Credit Cards: Fees and Charges

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161549

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25259

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16/07/2018 09:39:09

question text

To ask the Chancellor of the Exchequer, what assessment his Department has made of the effectiveness of the Consumer Rights (Payment Surcharge) Regulations 2012 in tackling excessive card payment surcharges.

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2017/19

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York Outer

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Julian Sturdy

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House of Commons Tabled Parliamentary Question 2017/19 161549

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WrittenParliamentaryQuestion

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161549

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Ordinary

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answer

	answer text	<p>In January 2018, European Union legislation (PSDII) introduced a mandatory ban on surcharging for the vast majority of consumer cards - Visa and MasterCard - with the Government extending the ban to all retail payment instruments. The intention is to make the rules around surcharging less confusing for customers and reduce the chances of the customer being taken advantage of by any unscrupulous firms.</p><p>This builds on action already taken by the Government through the Consumer Rights (Payment Surcharges) Regulations 2012, which set out to improve transparency to facilitate competition and address excessive payment surcharges.</p><p>Government has not made a formal assessment of the impact of the Consumer Rights (Payment Surcharge) Regulations. However, in Spring, the Government launched a call for evidence on cash and digital payments in the new economy. It sought information on how the shift from cash to digital payments impacts on different sectors, different regions and different demographics. As part of this call for evidence, views on the surcharging ban were provided. The Government will formally respond to the call for evidence in due course.</p>

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4079

	label	Biography information for Julian Sturdy

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25259

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4079

	label	Biography information for Julian Sturdy