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47825

registered interest
date	09/04/2014
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what steps they are taking to address the issue of online third parties acting as middlemen between the Driver and Vehicle Licensing Agency and driving licence applicants.
tabling member printed	Earl Attlee
uin	HL6767
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>The Government is taking decisive steps against such websites.</p><p> </p><p>Officials are working with various government organisations and search engine providers to raise awareness and ensure appropriate enforcement action is taken. Ministers recently met with Google and as a result, Google has taken down a series of adverts. Similar work will be carried out with other search engine providers.</p><p> </p><p>The National Trading Standards Board will receive an additional £120,000 to clamp down on misleading websites.</p><p> </p><p>The Driver and Vehicle Licensing Agency (DVLA) has issued messages on Twitter and gov.uk to advise customers that gov.uk is the only official website. Officials have worked with the press to inform customers that they may be charged an unnecessary fee if they do not use gov.uk. The DVLA is arranging to amend forms, leaflets and envelopes to make the correct website clearer for customers. Officials will continue to issue appropriate communications to help raise awareness of these sites.</p><p> </p><p> </p> answering member printed Baroness Kramer question first answered 14/04/2014 12:00:00 answering member 1557 label Biography information for Baroness Kramer
tabling member	3425 label Biography information for Earl Attlee

47411

registered interest
date	07/04/2014
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of reports of the removal of crosses from churches in the province of Zhejiang including the cities of Hangzhou and Zhoushan; when they last raised the issue of religious freedom and, in particular, the detention and imprisonment of the Bishop of Shanghai, with the government of China; and what response they received.
tabling member printed	Lord Alton of Liverpool
uin	HL6643
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>We have concerns about restrictions on freedom of religious belief in China, and raise them regularly with Chinese counterparts. We are aware of particular cases such as that of Bishop Ma Deqin, who is reportedly being kept under house arrest at the Sheshan seminary in Shanghai, and raise them publicly through our Annual Human Rights and Democracy Report.</p> answering member printed Baroness Warsi question first answered 14/04/2014 12:00:00 answering member 3839 label Biography information for Baroness Warsi
tabling member	738 label Biography information for Lord Alton of Liverpool

47417

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they or the relevant regulators are examining the impact of high frequency trading on equity markets and financial stability.
tabling member printed	Lord Myners
uin	HL6649
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>As I set out in my answer of 23 September 2013, the findings of the Foresight project &quot;The Future of Computer Trading in Financial Markets,&quot; led by the Government Office for Science and sponsored by the Treasury, was published in autumn 2012. This study considered, inter alia, the impact of computer trading on the integrity of markets – principally equity markets - and financial stability.</p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton attachment 1 file name 3515LW.pdf title the future of computer trading in financial market
tabling member	3869 label Biography information for Lord Myners

47423

registered interest
date	07/04/2014
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is the percentage cost over-run established by the management board for any budget in the Foreign and Commonwealth Office to merit being tabled at the departmental management board; and how many times in the last 12 months that has occurred.
tabling member printed	Lord Mendelsohn
uin	HL6655
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>The Foreign and Commonwealth Office (FCO) Management Board reviews forecast expenditure each month through the Finance Key Performance Report. There is no formal cost overrun percentage threshold that triggers a review of specific budgets. The FCO Board does however examine potential material overspending each month that represents a significant risk to the FCO's overall Resource and Capital budgets.</p> answering member printed Baroness Warsi question first answered 14/04/2014 12:00:00 answering member 3839 label Biography information for Baroness Warsi
tabling member	4286 label Biography information for Lord Mendelsohn

47439

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have any plans to ensure that newspapers delivered to their readers directly to online tablets or computers are exempt from VAT in the same way as the paper versions.
tabling member printed	Lord Smith of Finsbury
uin	HL6671
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>The Government has no plans to change the VAT treatment of the sale of digital newspaper products. Legal advice obtained by the Government indicates there is no scope to do so under EU law.</strong></p><p> </p><p><strong>Physical newspapers attract a zero rate of VAT in the UK. The sale of digital newspaper products is classified as electronic services and attracts the standard rate of VAT, in line with EU VAT law. </strong></p><p> </p><p><strong>The application of VAT in the EU, including rates and flexibilities afforded to member states in this regard, is governed by EU law.</strong></p><p> </p><p><strong>The European Commission is taking legal action against France and Luxembourg for applying a reduced rate of VAT to e-books, noting that the provision of e-books is an electronically provided service and as such cannot benefit from a reduced rate.</strong></p><p> </p><p> </p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton
tabling member	186 label Biography information for Lord Smith of Finsbury

46972

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the average charge-out rate of pension advisers in calculating the quantity and quality of advice that will be available to people retiring under the new pension arrangements announced in the 2014 Budget.
tabling member printed	Lord Wills
uin	HL6580
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>At Budget the government announced a new guarantee that everyone with a defined contribution pension will be offered free and impartial face-to-face guidance on their financial choices in retirement when they retire. </strong><strong>The government is consulting on how best to deliver this guidance as part of its consultation</strong><strong>, ‘Flexibility and Choice in Pensions'.</strong></p><p><strong>In addition, the government will work with the FCA to explore the extent to which regulated advice can be made more affordable through more cost effective delivery, such as through the development of online delivery channels. </strong></p><p> </p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton
tabling member	260 label Biography information for Lord Wills

46973

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what new measures they will put in place to protect against the mis-selling of financial advice to people retiring under the new pension arrangements announced in the 2014 Budget.
tabling member printed	Lord Wills
uin	HL6581
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>Alongside the pensions flexibility announced at Budget, the government announced a new guarantee that everyone with a defined contribution pension will be offered free and impartial face to face guidance on their financial choices in retirement when they retire. </strong><strong>The Government is consulting on how best to deliver this guidance as part of its consultation</strong><strong>, ‘Flexibility and Choice in Pensions'.</strong></p><p> </p><p> </p><p><strong>The guidance will be designed to help consumers navigate the options available and is not intended to replace the services of professional financial advice. The government expects that many consumers will go on to seek further advice and</strong><strong> will ensure that the guidance equips consumers to choose the advisory service that suits their needs.</strong></p><p> </p><p><strong>The government has asked the Financial Conduct Authority (FCA) to coordinate the development of robust standards for this guidance and a framework for monitoring compliance.</strong></p><p> </p><p><strong>Professional financial advice is regulated by the FCA. The FCA's statutory objectives and regulatory powers are geared to protect consumers. The FCA has committed to taking a proactive and interventionist approach to retail conduct regulation.</strong></p><p> </p><p> </p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton
tabling member	260 label Biography information for Lord Wills

46974

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the impact on public spending as a result of the new pension arrangements announced in the 2014 Budget.
tabling member printed	Lord Wills
uin	HL6582
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>The impact will depend on how people choose to use their pension savings, which is difficult to predict.</strong><strong> The Government expects any impact to be small in the context of the other pension measures announced in this Parliament – including State Pension age changes, the introduction of the single tier pension and public service pension reform – which are projected to save around £17 billion in 2030 in today's terms. The estimated net fiscal impact of pension changes announced in this Parliament can be found in Chart 1.12 of the Red Book here: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/293759/37630_Budget_2014_Web_Accessible.pdf</strong></p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton attachment 1 file name 3467LW.pdf title projected tax ipacts of pension arrangements
tabling member	260 label Biography information for Lord Wills

46975

registered interest
date	03/04/2014
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what discussions they have had with the government of Israel concerning the reported armed ambush and killing of Yusef a-Shawamreh in the West Bank in March.
tabling member printed	Baroness Tonge
uin	HL6583
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>The Government has not had any discussions with the Israeli authorities over this specific case. We have, however, raised our concerns over the increasing number of deaths of Palestinians by the Israel Defence Forces.</p> answering member printed Baroness Warsi question first answered 14/04/2014 12:00:00 answering member 3839 label Biography information for Baroness Warsi
tabling member	200 label Biography information for Baroness Tonge

46976

registered interest
date	03/04/2014
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what discussions they have had with the government of Israel concerning recent reports of violence and racist graffiti by settlers in the village of Kifl Haris, during a religious ceremony.
tabling member printed	Baroness Tonge
uin	HL6584
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>An official from our Embassy in Tel Aviv last raised our concerns over settler attacks with the Israeli National Security Council in early March.</p> answering member printed Baroness Warsi question first answered 14/04/2014 12:00:00 answering member 3839 label Biography information for Baroness Warsi
tabling member	200 label Biography information for Baroness Tonge