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1684193

registered interest
date	22/01/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent discussions he has had with the Financial Conduct Authority on the regulation of car insurance premiums.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Allan Dorans
uin	10912
answer	answer is ministerial correction date of answer 30/01/2024 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including the financial services regulators, on an ongoing basis.</p><p> </p><p>Insurers make commercial decisions about the pricing of insurance based on their assessment on the likelihood and expected cost of a claim. The Government does not intervene in these commercial decisions by insurers as this could damage competition in the market.</p><p> </p><p>The Financial Conduct Authority (FCA) is the independent regulator and responsible for supervising the insurance industry. The FCA have introduced several reforms, including the Consumer Duty rules, to ensure consumers are treated fairly in regard to pricing.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 30/01/2024 17:27:54 answering member 4639 label Biography information for Bim Afolami
tabling member	4740 label Biography information for Allan Dorans

1625190

registered interest
date	02/05/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Revenue and Customs: Repayments
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what checks his Department conducts to help prevent unauthorised third parties claiming commission on refunds from HMRC.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Allan Dorans
uin	183559
answer	answer is ministerial correction date of answer 12/05/2023 answer text <p>The Government is committed to maintaining trust in the tax system and protecting customers. However, the Government is aware that some taxpayers face issues and feel misled when using companies that specialise in claiming tax refunds from HMRC. This service is provided at a cost (often on a no-win, no fee commission basis) unlike claiming directly from HMRC which is free of charge.</p><p> </p><p>Following a consultation last year, ‘Raising standards in tax advice: Protecting customers claiming tax repayments’, the Government is taking action to address concerns raised. This includes introducing new transparency requirements in the HMRC Standard for Agents, published in January 2023, to ensure customers are clear on the agent’s fees and charging structure.</p><p> </p><p>The Government has also introduced legislation in the Finance Bill 2023 to end the use of assignments in income tax repayment claims and announced on 27th April the introduction of a requirement for repayment agents to register with HMRC.</p><p> </p><p>There are many ways in which a customer can authorise a third party to act on their behalf. Following the consultation, HMRC is also undertaking further work to develop options for a more modern and secure approach to agent authorisation.</p><p> </p><p>HMRC monitors agents and challenges them when there are potential concerns about their practices. HMRC will take action if a tax agent does not adhere to the HMRC Standard for Agents including suspending claim processing until any issues are resolved.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 12/05/2023 10:22:43 answering member 4399 label Biography information for Victoria Atkins
tabling member	4740 label Biography information for Allan Dorans

1462943

registered interest
date	16/05/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Refugees: Ukraine
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of equalising the payments being made to families in the UK assisting Ukrainians arriving under the Family Reunion Scheme with the payments being made to those accepting refugees under the Homes for Ukraine Scheme.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Allan Dorans
uin	2302
answer	answer is ministerial correction date of answer 19/05/2022 answer text <p>This government cares deeply about helping those fleeing the conflict in Ukraine. This is why we have announced two visa schemes which both support the integration of Ukrainian refugees by providing them with full access to social services and welfare in the UK for up to three years.</p><p>The Ukraine Family Scheme is similar to existing family visa routes, and provision of public services from this route will be managed in the usual way. The UK-based family member is expected to provide support and accommodation for those coming to join them, who in turn benefit from the wider integration advantages in joining an existing family network.</p><p>Homes for Ukraine on the other hand is a unique scheme that has been set up specifically to support those escaping the conflict in Ukraine who are not able to rely on family support. The government is providing additional funding to local authorities which includes resource to enable them to carry out sponsorship-specific functions such as safeguarding checks and property checks, administering payments, as well as providing support such as English language training to help their integration into communities.</p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke grouped question UIN 726 question first answered 19/05/2022 17:49:25 answering member 4655 label Biography information for Sir Simon Clarke
tabling member	4740 label Biography information for Allan Dorans

1366165

registered interest
date	04/11/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the effect of changes to the state pension age for women born in the 1950s on revenue accruing to the Exchequer from (a) income tax, (b) national insurance, (c) VAT and (d) other fiscal sources.
tabling member constituency	Ayr, Carrick and Cumnock
tabling member printed	Allan Dorans
uin	69699
answer	answer is ministerial correction date of answer 12/11/2021 answer text <p>No such estimate has been made of the effect of changes to the state pension age for women born in the 1950s on revenue accruing to the Exchequer.</p><p> </p><p>The Government decided over 25 years ago that it was going to make the State Pension age the same for men and women.</p><p> </p><p>Raising State Pension age in line with life expectancy changes has been the policy of successive administrations over many years</p><p>DWP estimate that the total additional cost if we had not implemented any increases in State Pension age would be in the region of £215bn for the period 2010/11 to 2025/26, in 2018/19 prices. This figure takes into account State Pension, other pensioner benefits, and savings made on .working age benefits.</p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke question first answered 12/11/2021 12:13:19 answering member 4655 label Biography information for Sir Simon Clarke
tabling member	4740 label Biography information for Allan Dorans