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1131839

registered interest
date	12/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many universal credit claimants have been offered a deferral period for advance repayments in the last 12 months.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	263675
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>This information is not centrally collated and could only be supplied at a disproportionate cost to the Department.</p><p> </p><p>The Department recognises that exceptional circumstances may occur to claimants that were not foreseen when a Universal Credit advance was taken out. Should claimants face unexpected financial hardship as a result of such changes, they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 18/06/2019 15:35:06 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123350 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1131840

registered interest
date	12/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many universal credit claimants who have an existing advance have been offered an additional budgeting advance in the last 12 months.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	263676
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due, ensuring no one has to be left without means of financial support. Claimants can access up to 100% of the total expected monthly award, which they can pay back over a period of up to 12 monthly instalments. In the Autumn Budget 2018, we announced that from October 2021, the repayment period for these advances will be extended to 16 monthly instalments.</p><p> </p><p>A budgeting advance is available for one off unexpected financial events that the claimant is unable to meet and is repayable over a period of up to 12 monthly instalments.</p><p> </p><p>The latest available data shows in the 12 months between March 2018 and February 2019 around 840,000 claims received a new claim or benefit transfer advance. In the same period 134,000 claims received budgeting advances, where for the previous assessment period prior to receiving a budgeting advance there was a repayment of a previous advance for that claim.</p><p> </p><p><strong>Notes:</strong></p><p><strong> </strong></p><ol><li>Figures are rounded to the nearest 1,000.</li><li>Figures relate only to Universal Credit full service.</li><li>Figures do not relate to those who may have been repaying an advance from a previous claim.</li></ol> answering member constituency Reading West answering member printed Alok Sharma question first answered 18/06/2019 15:04:24 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123351 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1131841

registered interest
date	12/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to question 260538, what assistance is available for universal credit claimants who (a) are unable to repay their advance, (b) have already had their repayments deferred for three months, (c) are not eligible for benefit transfer or change of circumstance advances and (d) are still repaying a previous budgeting advance.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	263677
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p> answering member constituency Reading West answering member printed Alok Sharma grouped question UIN 263678 question first answered 18/06/2019 15:32:14 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123353 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1131842

registered interest
date	12/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to Question 260540, what the consequences are for universal credit claimants who are unable to repay their advance within the agreed timescale.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	263678
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p> answering member constituency Reading West answering member printed Alok Sharma grouped question UIN 263677 question first answered 18/06/2019 15:32:14 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123355 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1131360

registered interest
date	11/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit: Overpayments
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 5 June 2019 to Question 257458, if she will publish for each of the estimated 30 applications made by claimants or their representatives to have their overpayments waived either in full or in part (a) the reason for the request, (b) whether the application was made by the claimant or the representative and (c) the relationship of the claimant to the representative.
tabling member constituency	Birkenhead
tabling member printed	Frank Field
uin	263064
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>The table below details the reasons that applications for the waiving of Universal Credit overpayments were made by claimants or their representatives. The figures in this table have been rounded to the nearest 10. Where the volume of cases is less than 5, we are unable to report the exact number to avoid possible disclosure of individual details.</p><p> </p><table><tbody><tr><td><p><strong>Reason for Waiver application</strong></p></td><td><p><strong>Volume of applications (includes both successful and unsuccessful)</strong></p></td></tr><tr><td><p>Medical Grounds</p></td><td><p>20</p></td></tr><tr><td><p>Financial Grounds</p></td><td><p>0 to less than 5</p></td></tr><tr><td><p>Medical and Financial Grounds</p></td><td><p>0 to less than 5</p></td></tr><tr><td><p>Official Error</p></td><td><p>0 to less than 5</p></td></tr><tr><td><p>Medical Grounds and Official Error</p></td><td><p>0 to less than 5</p></td></tr></tbody></table><p> </p><p>DWP may waive recovery of overpayments where it can be demonstrated that recovery would cause substantial hardship and there is strong evidence available that the recovery of an overpayment would be detrimental to the health and/or welfare of the debtor or their family. Official error in itself is not cause for an overpayment to be waived.</p><p> </p><p>It is not possible to provide details of whether an application was made by a claimant or their representative as this information is not stored.</p><p> </p><p><em>*The data provided in this response has been sourced from internal management information and was not intended for public release. It should therefore not be compared to any other, similar figures subsequently released by the Department. </em></p> answering member constituency Reading West answering member printed Alok Sharma question first answered 18/06/2019 15:19:00 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123346 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	478 label Biography information for Lord Field of Birkenhead

1128431

registered interest
date	22/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Department for Work and Pensions: Metro Newspaper
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how much her Department has spent on the Universal Credit Uncovered advertising campaign.
tabling member constituency	Battersea
tabling member printed	Marsha De Cordova
uin	257608
answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>The Department provides services to around 22 million people, and has a responsibility to communicate policy and essential information to claimants and other key audiences, in a similar way to other government departments. Newspaper advertising contributes to our routine communications activity that has been running alongside the rollout of Universal Credit since 2013.</p><p>The Universal Credit Uncovered media partnership with the Metro is currently underway and running for a further six weeks so we are unable to provide accurate spend to date figures for the partnership. However, we can commit to publish final full spend on the partnership at the end of July once all activity has concluded.</p><p>The information used for the partnership was sourced by DWP officials. The content features actual claimant case studies and interviews from Jobcentre work coaches, and the advertorials have been developed in partnership with the Metro.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 11/06/2019 16:35:19 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 121129 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	4676 label Biography information for Marsha De Cordova

1126941

registered interest
date	15/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 5 May 2019 to Question 249847, what assessment of a universal credit claimant’s financial situation is made when calculating what percentage of their payment will be deducted in order to repay an advance.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	254734
answer	answer is ministerial correction date of answer 03/06/2019 answer text <p>The maximum amount a claimant can receive as a new claim advance payment is 100 per cent of their total indicative Universal Credit award. The claimant can decide the length of repayment period when they request the advance. This can be up to a maximum 12 months. The rate of repayment is decided by dividing the total advance amount by the agreed repayment period.</p><p>Affordability is managed by ensuring the recovery rate is not more than the equivalent of 40 per cent of the standard allowance and help is available for those struggling to meet the recovery rate once recovery begins. In many cases, because claimants choose to repay advances over many months, advance repayments constitute less than 40% of a standard allowance. In exceptional circumstances, recovery can be deferred for up to 3 months from the start of the recovery period.</p><p>Advances are not loans; they are an interest free advance payment of benefit, available to help people who need immediate financial support, which is then recovered over an agreed period. The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 03/06/2019 13:51:25 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 119076 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe