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1258170

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bus Services: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will (a) meet representatives of the private coach industry to discuss the financial effect of the covid-19 outbreak on and (b) provide additional financial support to that industry.
tabling member constituency	Angus
tabling member printed	Dave Doogan
uin	124868
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>The Government recognises the challenging times facing the coach sector as a result of Covid-19, and firms experiencing difficulties are able to draw upon the unprecedented package of cross-economy measures the government has put in place, including Time to Pay flexibilities with tax bills, financial support for employees and tax deferrals. These measures have been designed to ensure that firms of any size receive the help they need to get through this difficult time.</p><p> </p><p>As part of my regular engagement with industry leaders, I recently met with representatives of the coach sector to better understand their situation. I encourage the sector to continue to engage with the Department of Transport on the matters discussed.</p> answering member constituency Saffron Walden answering member printed Kemi Badenoch question first answered 08/12/2020 09:18:56 answering member 4597 label Biography information for Kemi Badenoch
tabling member	4736 label Biography information for Dave Doogan

1258191

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Urban Areas: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what support the Government is providing to the Northern Ireland Executive to support high streets during the covid-19 outbreak.
tabling member constituency	Foyle
tabling member printed	Colum Eastwood
uin	124902
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>Throughout the Covid-19 pandemic, the UK Government has supported businesses in Northern Ireland.</p><p> </p><p>To give the Northern Ireland Executive the upfront certainty to plan and deliver their Covid-19 response this year, the UK Government guaranteed they would receive at least £2.8 billion in additional resource funding on top of their Spring Budget 20 funding. Spending Review 2020 is also providing a further £540 million for the Northern Ireland Executive in relation to Covid-19 in 2021-22. It is for the Executive to decide how to use this funding.</p><p> </p><p>This is on top of all the UK-wide schemes that the UK government has introduced this year to support all parts of the UK, including the Coronavirus Job Retention Scheme (CJRS), Self-Employed Income Support Scheme (SEISS) and Coronavirus Business Interruption Loan Scheme (CBILS).</p> answering member constituency North East Cambridgeshire answering member printed Steve Barclay question first answered 08/12/2020 16:49:21 answering member 4095 label Biography information for Steve Barclay
tabling member	4846 label Biography information for Colum Eastwood

1258213

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Beer: Excise Duties
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the contribution of the Exchequer Secretary to the Treasury of 9 November 2020, Official Report, column 707, if he will publish the evidence to support the statement that there are breweries in all Members’ constituencies that will benefit from changes to Small Brewers Relief.
tabling member constituency	Easington
tabling member printed	Grahame Morris
uin	124720
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>Further evidence about changes to Small Brewers Relief will be published alongside the forthcoming technical consultation.</p><p> </p> answering member constituency Saffron Walden answering member printed Kemi Badenoch question first answered 08/12/2020 09:20:14 answering member 4597 label Biography information for Kemi Badenoch
tabling member	3973 label Biography information for Grahame Morris

1258216

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Sector: Pay
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate his Department has made of the number of people whose median annual pay is under £24,000 who are eligible to receive the £250 increase announced in the Spending Review 2020 and whose pay will fall in real terms as a result of inflation.
tabling member constituency	York Central
tabling member printed	Rachael Maskell
uin	124792
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>We estimate that 2.1 million people earn less than £24,000 on a full-time equivalent basis in the public sector. The OBR forecasts inflation for the 2021/22 financial year will be 1.4%. With a payment of £250 everyone earning under £24,000 will receive a pay award worth over 1%, those earning less than £18,000 on a full-time equivalent basis will receive a pay award above inflation.</p><p> </p><p>For the financial year 2020/21 government implemented significant real terms increases of at least 2% for the nine major workforces for whom the government sets pay policy. School teachers received 3.1% on average, doctors and dentists 2.8% and police 2.5%. In addition, more than 1 million NHS workers continue to benefit from the three-year Agenda for Change deal, which delivers an investment of 3% in 2020/21. The OBR’s current inflation forecast for the 2020/21 financial year is 0.6%.</p><p> </p><p>Sources:</p><p> </p><p>OBR Economic and Fiscal Outlook:</p><p><a href="https://obr.uk/site-search/?_keywords=economic%20and%20fiscal%20outlook" target="_blank">https://obr.uk/site-search/?_keywords=economic%20and%20fiscal%20outlook</a></p><p>July Announcement:</p><p><a href="https://www.gov.uk/government/news/pay-rises-for-doctors-police-and-more-in-the-public-sector" target="_blank">https://www.gov.uk/government/news/pay-rises-for-doctors-police-and-more-in-the-public-sector</a></p><p> </p> answering member constituency North East Cambridgeshire answering member printed Steve Barclay question first answered 08/12/2020 16:44:28 answering member 4095 label Biography information for Steve Barclay
tabling member	4471 label Biography information for Rachael Maskell

1258221

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Sector: Pay
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to statistics showing average private sector pay is higher in November 2020 than at the same time 12 months ago, for what reason he used a six month period to highlight trends in the level of private sector pay during the 2020 Spending Review statement; and whether he has used a six month period to compare trends in private and public sector pay at previous fiscal events.
tabling member constituency	York Central
tabling member printed	Rachael Maskell
uin	124793
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>The use of a six-month period to highlight trends in the level of private and public sector pay was specifically in response to the effect of Covid-19 on the labour market. Covid-19 has had a significant impact on private sector wages since April 2020, and the intention was to describe these trends at Spending Review 2020.</p> answering member constituency North East Cambridgeshire answering member printed Steve Barclay question first answered 08/12/2020 16:47:39 answering member 4095 label Biography information for Steve Barclay
tabling member	4471 label Biography information for Rachael Maskell

1258237

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pension Wise
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to Q82 of the oral evidence taken before the Treasury Committee on 4 November 2020, HC950, what plans the Financial Conduct Authority has to set a target for take-up of Pensions Wise.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	124647
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>This is a matter for the Financial Conduct Authority (FCA), which is operationally independent from Government. The question has been passed on to the FCA. The FCA will reply directly to the right honourable Gentleman’s question by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/12/2020 14:08:46 answering member 4051 label Biography information for John Glen
tabling member	163 label Biography information for Sir Stephen Timms

1258301

registered interest
date	03/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Customs: ICT
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether HMRC still accepts applications from UK companies on form C1800 to access Customs Handling of Import and Export Freight (CHIEF) to award CHIEF badges.
tabling member constituency	Kilmarnock and Loudoun
tabling member printed	Alan Brown
uin	124786
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>HMRC do still accept applications from UK companies on form C1800 to access Customs Handling of Import and Export Freight (CHIEF) to award CHIEF badges, and will continue to do so from 1 January 2021.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 08/12/2020 11:52:18 answering member 3991 label Biography information for Jesse Norman
tabling member	4470 label Biography information for Alan Brown

1257576

registered interest
date	02/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the matter of problem debt.
tabling member constituency	Ceredigion
tabling member printed	Ben Lake
uin	124288
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>The Government is committed to promoting financial resilience, to minimising financial hardship, to tackling financial exclusion and to helping consumers who fall into problem debt to return to a stable financial footing.</p><p> </p><p>The Government works closely with the Money and Pensions Service (MaPS) to monitor personal finances. MaPS monitor levels of problem debt through an annual survey of 22,000 people. The latest data will be published in due course.</p><p> </p><p>The Government also notes the Financial Conduct Authority’s biennial Financial Lives Survey, which provides a comprehensive insight into the finances of 16,000 adults. The latest survey concluded in February and will be published in early 2021.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/12/2020 14:12:41 answering member 4051 label Biography information for John Glen
tabling member	4630 label Biography information for Ben Lake

1257577

registered interest
date	02/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debts: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has considered the potential merits of a Jubilee Fund as proposed by the Reset the Debt campaign.
tabling member constituency	Ceredigion
tabling member printed	Ben Lake
uin	124289
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>The Government has delivered unprecedented support for living standards during this challenging time, protecting livelihoods with the Self-Employment Income Support Scheme, the Coronavirus Job Retention Scheme, and temporary welfare measures</p><p> </p><p> </p><p>We have also worked with mortgage lenders, credit providers and the Financial Conduct Authority to ensure the financial sector provides support for people across the UK to manage their finances by providing payment holidays on mortgages and consumer credit products</p><p> </p><p> </p><p><br> The Government has also provided unprecedented support for businesses impacted by the COVID-19 pandemic. This support includes the Coronavirus Business Interruption Scheme, Coronavirus Large Business Interruption Scheme, Bounce Back Loan Scheme and the Future Fund which, as of 15 November, have collectively supported over 1.4 million businesses with facilities worth in excess of £65bn. The Chancellor has announced that the Government has extended the application deadline for these schemes to a single date, 31 January 2020, meaning that even more businesses will have access to financial support.</p><p>The Government recognises that some people are struggling with their finances at this challenging time. We must be fair to people who pay their bills on time by taking a proportional approach to those who do not. A Jubilee fund to provide grants to write-off debts accrued as a result of Covid-19 would not deliver this fairness</p><p> </p><p><br> To help people in problem debt get their finances back on track, an extra £37.8 million support package is being made available to debt advice providers this financial year, bringing this year's budget for free debt advice in England to over £100 million</p><p><br> From May 2021 the Breathing Space scheme will offer people in problem debt a pause of up to 60 days on most enforcement action, interest, fees and charges, and will encourage them to seek professional debt advice</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 08/12/2020 14:11:10 answering member 4051 label Biography information for John Glen
tabling member	4630 label Biography information for Ben Lake

1257141

registered interest
date	01/12/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will (a) extend financial support to those facing a recent increase in bank overdraft interest rates and (b) discourage banks from increasing their overdraft interest rates during the covid-19 outbreak.
tabling member constituency	Hampstead and Kilburn
tabling member printed	Tulip Siddiq
uin	123655
answer	answer is ministerial correction date of answer 08/12/2020 answer text <p>In 2019, following the High-cost Credit Review, the Financial Conduct Authority (FCA) introduced changes to overdraft rules. These included mandating that firms cannot charge more for unarranged overdrafts than arranged overdrafts, banning fixed daily and monthly charges, and a package of measures to improve the transparency of pricing.</p><p> </p><p>Overall, these changes will make overdrafts simpler, fairer and easier to manage. FCA analysis from January this year found that 7 out of 10 overdraft users will be better off or see no change to their overdraft costs as a result of the changes. In instances where a firm identifies that a customer has a pattern of repeat overdraft use and may see increased fees on their borrowing, the new rules require firms to develop strategies to reduce harm to customers.</p><p> </p><p>In April 2020, in response to the Covid-19 pandemic, the FCA announced a series of temporary proposals to provide emergency support in response to the Covid-19 outbreak. On overdrafts, firms were expected to provide up to £500 interest free buffer for customers. Firms were also expected to make sure customers were not paying more for their overdraft than they were before the rule changes came into force. In July 2020, the FCA extended this guidance for those customers who have been impacted by Covid-19 for a further 3 months.</p><p> </p><p>In September 2020, the FCA announced proposals to ensure that firms provide tailored support for users of consumer credit and overdraft products who continue to face payment difficulties due to Covid-19. Where a customer needs further support, firms are expected to use measures such as reducing or waiving interest, agreeing a programme of staged reductions in the overdraft limit, or supporting customers to reduce their overdraft usage by transferring the debt. If any overdraft customer requires this further support then they should speak to their provider.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/12/2020 12:23:41 answering member 4051 label Biography information for John Glen
tabling member	4518 label Biography information for Tulip Siddiq