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1127240

registered interest
date	16/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Arts: Vocational Education
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what steps they are taking to ensure that businesses continue to have access to a workforce with sufficient creative and design-linked skills.
tabling member printed	Baroness Blackstone
uin	HL15793
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>Our reforms to professional and technical education and apprenticeships are aimed at ensuring that people of all ages get access to the education and training that businesses across the sectors need.</p><p> </p><p>Both apprenticeships and T levels, when they are introduced, can be a valuable way of developing skills for the creative and design sectors.</p><p> </p><p>Employer-designed T levels will give students the skills needed to enter work or higher level technical study, helping young people to get a head-start in their potential careers. The first 3 T levels will be delivered in 2020, and we will confirm the timetable for the rollout of courses in creative and design before the end of this year.</p><p> </p><p>New apprenticeship standards across all levels are being designed and driven by industry – creating higher quality training that will lead to a more skilled and productive economy. There are 23 Creative and Design Apprenticeship Standards approved for delivery with 6 standards currently in development.</p><p> </p><p>The National College for Creative Industries, opened in September 2016, is one of 4 national colleges which we are establishing to set new standards for higher-level technical training.</p><p> </p> answering member printed Lord Agnew of Oulton question first answered 22/05/2019 15:40:22 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	3561 label Biography information for Baroness Blackstone

1127020

registered interest
date	15/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt.
tabling member printed	Lord Taylor of Warwick
uin	HL15781
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders’ use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.</p><p> </p><p>The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.</p><p><strong> </strong></p><p>On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:23:21 answering member 57 label Biography information for Lord Young of Cookham
tabling member	1796 label Biography information for Lord Taylor of Warwick

1126691

registered interest
date	14/05/2019
answering body	Department for International Trade
answering dept id	202
answering dept short name	International Trade
answering dept sort name	International Trade
hansard heading	Overseas Trade
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answers by Viscount Younger of Leckie on 14 May (HL15424 and HL15425), which are the 27 members of the World Trade Organisation (WTO) with which the UK trades solely on WTO terms.
tabling member printed	Lord Bowness
uin	HL15708
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The World Trade Organisation (WTO) Members with which the UK trades purely on WTO Terms - not subject to any Free Trade Agreement or preferential trade regime – are: Argentina, Australia, Bahrain, Brazil, Brunei Darussalam, China, Chinese Taipei, Cuba, Gabon, Hong Kong, Kazakhstan, Kuwait, Macao, Malaysia, the Maldives, New Zealand, Oman, Paraguay, Qatar, Russia, Saudi Arabia, Singapore, Thailand, United Arab Emirates, the US, Uruguay and Venezuela.</p><p> </p> answering member printed Viscount Younger of Leckie question first answered 22/05/2019 16:50:38 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	3496 label Biography information for Lord Bowness

1126715

registered interest
date	14/05/2019
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Electric Vehicles
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the increase in demand for power as a result of any growth in electric vehicle use by (1) 2030, and (2) 2040; and what plans they have to ensure the UK's energy infrastructure meets this rise in demand.
tabling member printed	Lord Mendelsohn
uin	HL15732
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>National Grid (Electricity System Operator) published their 2018 Future Energy Scenarios on 12 July (attached) and previously produced a bespoke note on the electricity system impacts of electric vehicles (attached). The level of impact that National Grid presents is manageable by the electricity system and shows the benefits that can be provided through smart charging of electric vehicles. Therefore, the Government has taken powers in the Automated and Electric Vehicles Act to mandate that all charge points sold or installed in the UK must be smart enabled, and we are planning to consult on secondary regulations this year. In addition, the Government has established an Electric Vehicle Energy Taskforce, made up of representatives from across the automotive and energy industries and consumer groups, in order to consider these issues, alongside the wider integration of electric vehicles into the energy system. The Government is confident it will be possible to manage additional demand from greater uptake of electric vehicles through adjustments to the level of capacity secured in Capacity Market auctions.</p><p> </p><p>In terms of transporting the power, network companies (including transmission operators) are regional monopolies regulated by the independent energy regulator Ofgem. Ofgem regulates the companies using a price control process called RIIO. As part of this process companies are expected to run a safe and secure network whilst adequately investing for the future and ensuring fair costs to consumers. This process ensures the network infrastructure can transport the power to where it is needed.</p> answering member printed Lord Henley attachment 1 file name fes-interactive-version-final.pdf title Future Energy Scenarios (July 2018) 2 file name ev-myth-buster-v032.pdf title Electricity system impacts of electric vehicles question first answered 22/05/2019 16:25:52 answering member 2616 label Biography information for Lord Henley
tabling member	4286 label Biography information for Lord Mendelsohn

1126718

registered interest
date	14/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Loans
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have modelled the systemic risk impact of growth in instructional, non bank, lending.
tabling member printed	Lord Myners
uin	HL15735
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Financial Policy Committee (FPC) of the Bank of England was set up to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system as part of the new financial regulatory framework legislated for under The Financial Services Act 2012. Part of the FPC’s remit includes the responsibility for assessing risks in the financial system, including from the non-bank financial system. The FPC set out its most recent assessment of financial stability risks from the non-bank financial sector in its 28th November 2018 Financial Stability Report.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:28:54 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3869 label Biography information for Lord Myners

1126720

registered interest
date	14/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	School Day
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, following the report by the UCL Institute of Education School break times and young people’s social lives: A follow-up national study, published in May, what assessment they have made of the impact of shortening school break times on (1) childhood obesity, (2) academic performance, and (3) children’s social lives; and what steps they are taking to address any such impact.
tabling member printed	Lord Pendry
uin	HL15737
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The government has not made a specific assessment of the impact of the length of school break times on obesity, academic performance or children’s social lives. Schools have the autonomy to make decisions about the structure and duration of their school day to suit their own circumstances. However, the department is clear that pupils should be given an appropriate break and expects school leaders to make sure this happens.</p><p> </p><p>The government recognises the importance of physical activity in schools to improve physical and mental wellbeing and support attainment. That is why our Childhood Obesity strategy reflects the Chief Medical Officer’s guidelines that primary age children should get at least 60 minutes of moderate to vigorous physical activity a day and the aim that 30 minutes of that should be during the school day.</p><p> </p> answering member printed Lord Agnew of Oulton question first answered 22/05/2019 15:39:32 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	457 label Biography information for Lord Pendry

1126727

registered interest
date	14/05/2019
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Motor Vehicles: Manufacturing Industries
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the impact on the automotive sector of recent announcements by Honda and other car manufacturers of expected job losses in the UK.
tabling member printed	Lord Taylor of Warwick
uin	HL15744
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>This is a concerning time for the 3,500 workers at the Swindon plant and the many thousands of people employed by companies in Honda UK’s supply chain. The Government will come together to provide support for those affected by this and other decisions.</p><p> </p><p>Despite this disappointing news, government believes that the case for continued investment in the UK is exceptionally strong, and that Honda and our strategic technology priorities are aligned. The UK has some of the best talent in the world and the Government is already investing in future car manufacturing, batteries and electrification infrastructure to ensure the UK retains its world-leading edge. The UK continues to be one of the most competitive locations in the world for automotive and other advanced manufacturing. We continue to support individual company investments in technology transition, and we are committed to maintaining and growing our domestic supply chain and highly skilled workforce.</p><p> </p><p>We recognise the challenges facing automotive businesses, including the prevailing market conditions in Europe, but strongly believe that companies in automotive and other sectors can continue to take advantage of the UK’s business environment and the opportunities arising from accessing new and developing markets in the UK and overseas.</p><p> </p><p>We are determined to ensure that the UK continues to be one of the most competitive locations in the world for the automotive sector. BEIS Ministers and officials regularly engage with the automotive industry, including bilaterals with manufacturers, interactions via trade associations, and through the Department’s participation in the Automotive Council.</p> answering member printed Lord Henley question first answered 22/05/2019 16:28:04 answering member 2616 label Biography information for Lord Henley
tabling member	1796 label Biography information for Lord Taylor of Warwick

1126305

registered interest
date	13/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Insolvency
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what was the basis for their estimate in the consultation by HMRC Protecting your taxes in insolvency, published on 26 February, that the reintroduction of preferential status for any Crown creditor would yield £185 million per annum in additional tax revenue.
tabling member printed	Baroness Hayter of Kentish Town
uin	HL15665
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The estimate is the tax recovered from insolvencies that HM Revenue and Customs (HMRC) would not otherwise have collected before the policy was implemented. Adjustments were made for tax and payment timing.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:21:03 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4159 label Biography information for Baroness Hayter of Kentish Town

1126306

registered interest
date	13/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Insolvency
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether the proposals in the consultation by HMRC Protecting your taxes in insolvency, published on 26 February, to reintroduce preferential status for any Crown creditor takes into account lost Government revenue resulting from other taxpayers suffering additional bad debts due to the priority payment of HMRC, and any consequential loss to the economy resulting other taxpayers themselves becoming insolvent due to an increased burden of bad debt; and what assessment, if any, they have made of the impact of that change on lending.
tabling member printed	Baroness Hayter of Kentish Town
uin	HL15666
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The ‘Protecting your taxes in insolvency’ proposals take into account lost government revenue resulting from other taxpayers suffering additional bad debts due to the priority payment of HMRC.</p><p> </p><p>Lending against fixed assets will not be impacted by this measure, but lending against floating assets will be impacted, as HMRC will move above secured creditors with floating charges in insolvencies.</p><p> </p><p>At Budget 2018, the independent OBR chose not to make any adjustments to their economic forecast in response to this measure.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:22:56 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4159 label Biography information for Baroness Hayter of Kentish Town

1126332

registered interest
date	13/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Banking Hubs: Competition
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have, if any, to update competition law to allow for shared banking hubs in areas where local bank branches have been closed.
tabling member printed	Lord Taylor of Warwick
uin	HL15692
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>Branch closures can be difficult for the communities affected and the Government pays close attention to this issue. However, the decision to close a branch is a commercial one for a firm, and Government does not intervene in those decisions.</p><p> </p><p>However, the Government is equally clear that as banking providers seek to respond to technological advances and changes in customer behaviour, they must also consider carefully the needs of those who still rely on their local bank branch. Since May 2017, the major high street banks have been signed up to the Access to Banking Standard, which commits them to work with customers and communities to minimise the impact of branch closures and put in place alternative banking services.</p><p> </p><p>The Government also supports the Post Office Banking Framework Agreement which enables 99% of the UK’s personal and 95% of the UK’s small business customers to withdraw money, deposit cash and cheques and check balances at any one of the Post Office’s network of 11,500 branches.</p><p> </p><p> </p><p>While banks do have to comply with competition law, there is no specific regulation that prevents banks from sharing branches or other premises where their strategies align. The Government therefore has no plans to update competition law on this basis. Government does not intervene in these commercial decisions, but will continue to encourage banks to think creatively about how they can ensure that consumers can access a wide range of banking services on a sustainable basis. For example, NatWest, Lloyds Bank and Barclays are trialling shared business banking hubs in 6 locations across the UK in the coming weeks.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:37:43 answering member 57 label Biography information for Lord Young of Cookham
tabling member	1796 label Biography information for Lord Taylor of Warwick