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1126962

registered interest
date	15/05/2019
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Construction: Trading Standards
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment he has made of the effectiveness of Trading Standards in protecting consumers from rogue and incompetent builders in the construction industry.
tabling member constituency	Morecambe and Lunesdale
tabling member printed	David Morris
uin	254821
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>No such assessment has been made, but the Government is considering options to ensure that our system of consumer protection provides a robust response to both local and national threats for the Consumer White Paper.</p><p> </p><p>The Government has endorsed the TrustMark scheme to reduce the number of rogue and incompetent builders; and to identify local traders who have undergone independent checks for both trade competence and good trading practice. This scheme gives consumers increased confidence and ability to choose registered businesses including builders who adhere to and maintain high standards.</p><p> </p><p>TrustMark is actively involved with Trading Standards to provide further protection to consumers affected by rogue builders.</p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 22/05/2019 16:20:22 answering member 4487 label Biography information for Kelly Tolhurst previous answer version 119032 answering member constituency Rochester and Strood answering member printed Kelly Tolhurst answering member 4487 label Biography information for Kelly Tolhurst
tabling member	4135 label Biography information for David Morris

1126970

registered interest
date	15/05/2019
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Trials: Ethnic Groups
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Justice, what recent estimate he has made of the proportion of (a) BAME and (b) white defendants who enter guilty pleas.
tabling member constituency	Bolton South East
tabling member printed	Yasmin Qureshi
uin	254792
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The proportion of guilty pleas (where plea was known) has slowly been declining, from 74% in 2014 to 69% for white defendants, and from 61% in 2014 to 57% for BAME defendants in 2018.</p><p>Data is only available for defendants dealt with at Crown Court (not all defendants) for indictable offences.</p><p>The proportion of defendants who entered a guilty plea by ethnicity (2008 – 2018) can be found in the Crown court data tool at the following link:</p><p><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/802313/crown-court-tool-2018.xlsx" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/802313/crown-court-tool-2018.xlsx</a></p><ul><li>Remove the ‘Values’ field from Rows</li><li>Drag the ‘Ethnicity’ field into Rows</li><li>Drag the ‘Total for Trial’ field into Values</li><li>Filter to ’01: Guilty Plea’ in the ‘Plea at Crown Court’ field for the number of defendants that entered a guilty plea</li><li>Filter to ’01: Guilty Plea’ and ’02: Not Guilty plea’ in the ‘Plea at Crown Court’ field number of defendants that entered a plea overall (where plea was known)</li><li>The number of BAME defendants can be defined by combining ’02: Black’, ’03: Asian’, ’04: Mixed’ and ’05: Chinese and other’ rows. The number of white defendants who entered a guilty plea each year can be found in the ‘01: White’ row.</li><li>The proportion of defendants who entered a guilty plea can be found by dividing the number of guilty pleas by the number of overall pleas for the relevant ethnicity rows.</li></ul> answering member constituency Charnwood answering member printed Edward Argar question first answered 22/05/2019 16:46:56 answering member 4362 label Biography information for Edward Argar
tabling member	3924 label Biography information for Yasmin Qureshi

1127020

registered interest
date	15/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt.
tabling member printed	Lord Taylor of Warwick
uin	HL15781
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders’ use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.</p><p> </p><p>The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.</p><p><strong> </strong></p><p>On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:23:21 answering member 57 label Biography information for Lord Young of Cookham
tabling member	1796 label Biography information for Lord Taylor of Warwick