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755104

registered interest
date	20/07/2017
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Business
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what steps they are taking to encourage, promote and support businesses, including social enterprises, to increase their trade with other businesses at a local level.
tabling member printed	Lord Bird
uin	HL1112
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>Businesses and social enterprises are vital to our economy and it is important we create the best possible environment to enable firms, both large and small, to identify and exploit opportunities to trade locally, nationally and in overseas markets. As part of our Industrial Strategy, we will make the most of the diverse strengths of all of Britain’s cities and regions to attract more investment and therefore create more opportunities for companies to trade with each other. For example the decision by BMW to build the all-electric Mini at its plant in Oxford will boost commercial opportunities for existing and new companies in the local region.</p><p>Industrial Strategy will also help us identify opportunities to help all businesses create jobs and wealth across the economy. The Government has invested £44m in the creation of a network of 38 Growth Hubs via Local Enterprise Partnerships, to provide access to impartial and coordinated business support to all registered businesses in England.</p> answering member printed Lord Prior of Brampton question first answered 01/08/2017 11:16:29 answering member 127 label Biography information for Lord Prior of Brampton
tabling member	4564 label Biography information for Lord Bird

755108

registered interest
date	20/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Credit Rating
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what steps they are taking to explain and promote (1) the factors that are taken into account by firms carrying out credit-related regulated activities when assessing borrowers' creditworthiness, and (2) the steps that borrowers may take to increase their creditworthiness.
tabling member printed	Lord Bird
uin	HL1115
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>The government is committed to ensuring that consumers have the information they need to make financial decisions and have the confidence and skills they need to successfully engage with their finances.</p><p> </p><p>Leadership in this area is provided both by government and by the Money Advice Service, which was set up by the Financial Services and Markets Act 2010 and was given statutory objectives to enhance the understanding and knowledge of members of the public of financial matters, including the use of credit.</p><p> </p><p>The Money Advice Service website provides free-to-client impartial guidance on creditworthiness including what information is in a credit report and what steps members of the public can take to improve their creditworthiness.</p><p> </p><p>The government has recently introduced legislation into Parliament to create a new financial guidance body. The new body will replace the Money Advice Service, The Pensions Advisory Service (TPAS) and Pension Wise and is designed to offer a simpler source of guidance, reducing duplication across the government’s guidance services. The new body will take forward the work of the Money Advice Service on enhancing public understanding of financial matters.</p><p> </p> answering member printed Lord Bates question first answered 01/08/2017 10:59:51 answering member 1091 label Biography information for Lord Bates
tabling member	4564 label Biography information for Lord Bird

755156

registered interest
date	20/07/2017
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Youth Custody
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what action they will take in response to the report of the Chief Inspector of Prisons on Youth Custody Centres, in the light of the Prison Reform Trust report In Care, Out of Trouble, published in May 2016.
tabling member printed	Lord Laming
uin	HL1164
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>We are committed to improving standards within the Youth Justice System so that we can not only punish crime effectively but also intervene earlier to help divert young people away from crime. That is why we set out our plans to reform the Youth Justice System in response to Charlie Taylor’s review last December, so that it is better equipped to help young people turn their lives around and play a constructive role in their communities.</p><p> </p><p>The safety and welfare of every young person in custody is our absolute priority and we are clear that more needs to be done to achieve this. We want custody to improve the life chances of children and young people in our care and to deliver improvements to education and health services within youth custody. That’s why we have created a new Youth Custody Service, with an Executive Director for the first time in the Department’s history – to make sure this vital area is given the priority and weight it deserves.</p><p> </p><p>We will continue to engage with key stakeholders and consider their recommendations as this work progresses.</p> answering member printed Lord Keen of Elie question first answered 01/08/2017 13:09:43 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	2079 label Biography information for Lord Laming

753897

registered interest
date	19/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Retail Trade: Money
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government whether they intend to prohibit credit card companies from placing pressure on shops to refuse to accept cash payments; and if not, why not.
tabling member printed	Lord Blencathra
uin	HL1043
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>Cash continues to play a key role in the UK economy, making up around half of all payments. The Government remains committed to widespread free access to cash and consumer choice in payments. The Government would not be able to prohibit credit card companies from placing pressure on shops to refuse to accept cash payments as this is a commercial decision. However, given the continued importance of cash we would not expect credit card companies to do so.</p> answering member printed Lord Bates question first answered 01/08/2017 10:58:57 answering member 1091 label Biography information for Lord Bates
tabling member	497 label Biography information for Lord Blencathra

753899

registered interest
date	19/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	RateSetter
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government whether they intend to take steps to protect those lenders who have made loans through Ratesetter.
tabling member printed	Lord Myners
uin	HL1045
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>The government has implemented a proportionate, principles based regime for peer-to-peer (P2P) lending that balances the need for consumer protection with allowing the sector to grow and evolve. This requires consumer-facing platforms to be authorised by the Financial Conduct Authority (FCA) and subject to FCA rules.</p><p> </p><p>The FCA are currently undertaking their planned review of the regulatory framework for (P2P) lending, and the government will continue to engage with the FCA and the wider P2P industry as the review continues.</p> answering member printed Lord Bates question first answered 01/08/2017 10:58:14 answering member 1091 label Biography information for Lord Bates
tabling member	3869 label Biography information for Lord Myners

753900

registered interest
date	19/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Halifax Bank of Scotland: Loans
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government whether they have made any representations to the Financial Conduct Authority regarding the timetable for investigating lending by HBOS.
tabling member printed	Lord Myners
uin	HL1046
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>The Financial Conduct Authority’s (FCA) investigations into lending by HBOS are a matter for the FCA. The independence of the FCA is vital to their role. Their credibility and authority would be undermined if it were possible for the Government to intervene in their decision-making.</p> answering member printed Lord Bates question first answered 01/08/2017 10:58:32 answering member 1091 label Biography information for Lord Bates
tabling member	3869 label Biography information for Lord Myners

753903

registered interest
date	19/07/2017
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Security Industry Authority
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government, further to the Written Answer by Baroness Williams of Trafford on 18 July (HL352), why the publication of the review report on the Security Industry Authority, completed in 2016, has been delayed.
tabling member printed	Baroness Henig
uin	HL1049
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>The Security Industry Authority (SIA) review report will be laid before Parliament in due course, following pre-publication assurance, consultation and clearance.</p> answering member printed Baroness Williams of Trafford question first answered 01/08/2017 14:33:52 answering member 4311 label Biography information for Baroness Williams of Trafford
tabling member	3679 label Biography information for Baroness Henig

753911

registered interest
date	19/07/2017
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
hansard heading	Council of Ministers
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government how many formal and informal meetings of the Council of Ministers of the EU, and its committees, ministers attended in 2016.
tabling member printed	Lord Adonis
uin	HL1057
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>​Given the frequency of meetings and recent Ministerial changes, we would not be able to collate the attendance for 2016 in a way that would able us to answer your request without exceeding the appropriate cost and time limit.</p> answering member printed Lord Ahmad of Wimbledon question first answered 01/08/2017 15:24:45 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	3743 label Biography information for Lord Adonis

753921

registered interest
date	19/07/2017
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Ebrahim Bham
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government why they issued a visa to Ebrahim Bham to speak at the Palestinian Expo, in the light of his anti-Semitic statements and his claim that jihad reflects Islamic teaching.
tabling member printed	Lord Pearson of Rannoch
uin	HL1067
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>The Government has a long-established practice of not routinely commenting on the details of individual immigration cases. Reasons for this include compliance with the Data Protection Act 1998.</p> answering member printed Baroness Williams of Trafford question first answered 01/08/2017 14:20:28 answering member 4311 label Biography information for Baroness Williams of Trafford
tabling member	3153 label Biography information for Lord Pearson of Rannoch

753941

registered interest
date	19/07/2017
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Migrants: Detainees
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government, in the light of the reply by Baroness Williams of Trafford on 4 July (HL Deb, cols 89–90), when the review of pay rates in immigration detention centres was instigated; and what is the reason for the delay in responding to the recommendation of the report by Stephen Shaw (Cm 9186) submitted to the Home Office on 24 September 2015, that the Home Office should reconsider its approach to pay rates for detainees.
tabling member printed	Baroness Lister of Burtersett
uin	HL1087
answer	answer is ministerial correction date of answer 01/08/2017 answer text <p>An internal review of the rate of pay for detainees in immigration removal centres started on 16 June 2017.</p><p>As set out in the Written Ministerial Statement laid on 14 January 2016 we are considering a number of Stephen Shaw’s operational recommendations, including pay rates for detainees, on a case by case basis, taking account of available resources.</p><p>Mr Shaw will be assessing the implementation of all of the review recommendations, and will be starting work in autumn 2017.</p> answering member printed Baroness Williams of Trafford question first answered 01/08/2017 14:20:55 answering member 4311 label Biography information for Baroness Williams of Trafford
tabling member	4234 label Biography information for Baroness Lister of Burtersett