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<p>I refer the noble Lord to the answer given in the House of Commons on 6 October
2014 to Question 208271. We fully endorse existing, strong credit unions expanding
their membership to include the Armed Forces community.</p><p> </p><p>As the noble
Lord will be aware, when he met my hon. Friend, the Minister for Defence Personnel,
Welfare and Veterans (Anna Soubry) on 15 October, she confirmed that the facilitation
of payroll deduction for Credit Unions is technically possible and that our payroll
provider is engaged with officials to scope and cost such deductions. Further work
is underway to determine the criteria for access to this facility, and to develop
an education campaign for our personnel so they may make informed choices.</p><p>
</p><p>Any payroll changes need to be delivered in one of the three releases per year
of the intranet-based personnel administration system we use. It is now too late to
deliver in November 2014. March 2015 is dedicated to the new pension scheme, therefore
the most likely delivery date will be July 2015.</p><p> </p><p> </p><p> </p><p> </p>
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