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99775

registered interest
date	20/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	NHS: Transatlantic Trade and Investment Partnership
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what assessment his Department has made of the potential effect of including the National Health Service in the negative list of exclusion for negotiations on the Transatlantic Trade and Investment partnership.
tabling member constituency	Edinburgh South
tabling member printed	Ian Murray
uin	211053
answer	answer is ministerial correction date of answer 23/10/2014 answer text <p>The Transatlantic Trade and Investment Partnership (TTIP) will not change the fact that it is up to UK Government alone to decide how UK public services, including the NHS, are run. The UK has insisted on maintaining the same safeguards for the NHS in TTIP as it has in all recent trade agreements.</p><p> </p><p> </p><p> </p><p>This position was confirmed by the European Commission</p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 23/10/2014 17:00:03 answering member 4070 label Biography information for Matt Hancock previous answer version 24061 answering member constituency West Suffolk answering member printed Matthew Hancock answering member 4070 label Biography information for Matt Hancock
tabling member	3966 label Biography information for Ian Murray

99777

registered interest
date	20/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Arms Trade: Exports
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what his Department's policy is on reviewing export licences to a country where defence equipment supplied by UK firms has previously been used for internal repression.
tabling member constituency	Birmingham, Hall Green
tabling member printed	Mr Roger Godsiff
uin	211054
answer	answer is ministerial correction date of answer 24/10/2014 answer text <p>The UK aims to operate one of the most rigorous and transparent export control systems in the world. All export licence applications are rigorously assessed on a case-by-case basis against the Consolidated EU and National Arms Export Licensing Criteria, taking into account all prevailing circumstances at the time of application. In particular, Criterion Two concerns the ‘respect for human rights and fundamental freedoms in the country of final destination as well as respect by that country for international humanitarian law’. The Government will not issue an export licence if there is a clear risk that the proposed export might be used for internal repression.</p><p> </p><p> </p><p> </p><p>Export licences are kept under review in the light of changing international circumstances. A cross-government mechanism can suspend or revoke extant licences when a changing situation, such as an outbreak of conflict or acts of internal repression, means the licence would no longer be consistent with the Consolidated Criteria.</p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 24/10/2014 06:57:14 answering member 4070 label Biography information for Matt Hancock previous answer version 24060 answering member constituency West Suffolk answering member printed Matthew Hancock answering member 4070 label Biography information for Matt Hancock
tabling member	304 label Biography information for Mr Roger Godsiff

93748

registered interest
date	16/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Enterprise Finance Guarantee Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, how many complaints about the Enterprise Finance Guarantee Scheme his Department has received in each year since the inception of that scheme.
tabling member constituency	Delyn
tabling member printed	Mr David Hanson
uin	210872
answer	answer is ministerial correction date of answer 23/10/2014 answer text <p>Delivery of EFG is fully devolved to over 40 participating lenders, each of which has their own arrangements for handling customer complaints. The Department does not mediate in disputes between individual borrowers and lenders. Any business complaining to BIS or the British Business Bank is guided in the first instance to follow their lender’s complaints procedure. Upon exhaustion of that process the next step for dealing with an unresolved dispute in most instances will be to refer it to the Financial Ombudsman Service.</p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 23/10/2014 13:08:39 answering member 4070 label Biography information for Matt Hancock
tabling member	533 label Biography information for David Hanson

93749

registered interest
date	16/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Enterprise Finance Guarantee Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, how many applications to the Enterprise Finance Guarantee Scheme have been (a) submitted, (b) approved and (c) terminated following approval by his Department since the inception of that scheme.
tabling member constituency	Delyn
tabling member printed	Mr David Hanson
uin	210873
answer	answer is ministerial correction date of answer 23/10/2014 answer text <p>Delivery of the Enterprise Finance Guarantee (EFG) is fully devolved to over 40 participating lenders. As such the Department for Business Innovation and Skills does not directly receive, approve or terminate any EFG applications.</p><p>Participating lenders do not report to the Department numbers of applications submitted or terminated. Since inception of the scheme in January 2009, participating lenders have made offers of 26,189 EFG-backed loans and other types of debt facilities.</p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 23/10/2014 13:09:56 answering member 4070 label Biography information for Matt Hancock
tabling member	533 label Biography information for David Hanson

93451

registered interest
date	15/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Business: Sustainable Development
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, whether his Department has (a) commissioned or (b) conducted research on the effects on a business's competitiveness of building sustainability into its core strategy.
tabling member constituency	Portsmouth South
tabling member printed	Mr Mike Hancock
uin	210679
answer	answer is ministerial correction date of answer 22/10/2014 answer text <p>The Department has not commissioned or conducted research into this issue.</p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 22/10/2014 15:09:21 answering member 4070 label Biography information for Matt Hancock
tabling member	59 label Biography information for Mr Mike Hancock

93090

registered interest
date	14/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Aerospace Industry
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what plans his Department has to support the aerospace industry following the announcement of 440 job losses at British Aerospace.
tabling member constituency	Ribble Valley
tabling member printed	Mr Nigel Evans
uin	210590
answer	answer is ministerial correction date of answer 17/10/2014 answer text <p>We will work closely with BAE Systems and local leaders to manage the impact of the losses, including through the Talent Retention Solution which is available to match skilled workers to jobs in the advanced manufacturing and engineering sector. In addition support will be available through Job Centre Plus, the Skills Funding Agency and other local partners.</p><p> </p><p> </p><p> </p><p>Government is committed to working with industry through the Defence Growth Partnership to help identify and capitalise on opportunities for growth, building on our strengths in areas such as air capabilities. The DGP’s Implementation Plan, launched by the Prime Minister at the Farnborough Airshow in July, builds on the Strategic Vision published last year and will help industry maximise defence exports through a new UK Defence Solutions Centre and a strengthened UKTI DSO.</p><p> </p><p> </p><p> </p><p>For the civil aerospace sector Government and industry set out a joint strategy and implementation plan for growth in the Aerospace Industrial Strategy published in March 2013. A progress update on these was published in July.</p><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 17/10/2014 13:33:03 answering member 4070 label Biography information for Matt Hancock
tabling member	474 label Biography information for Mr Nigel Evans

92987

registered interest
date	13/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Business: Stafford
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what steps his Department has taken to increase the level of access to credit for businesses in Stafford constituency in the last 12 months.
tabling member constituency	Stafford
tabling member printed	Jeremy Lefroy
uin	210226
answer	answer is ministerial correction date of answer 22/10/2014 answer text <p>The Government is committed to ensuring businesses can access the finance they need to invest and grow.</p><p> </p><p> </p><p> </p><p>We are setting up the British Business Bank to make finance markets work better for small firms. Over the next five years, the Bank aims to unlock up to £10 billion of financing for viable smaller businesses. The Business Bank funds schemes including Start Up Loans and the Enterprise Finance Guarantee Scheme.</p><p> </p><p>A breakdown of businesses in the Stafford Constituency that have been supported by British Business Bank schemes last 12 months are detailed in the table below.</p><p> </p><p> </p><p> </p><table><tbody><tr><td><p> </p></td><td><p><strong>Enterprise Finance Guarantee Scheme (EFG)</strong></p></td><td><p><strong>Start Up Loans Company </strong></p></td></tr><tr><td><p>Stafford constituency</p></td><td><p>7 loans with a drawn value of £1,051,700</p></td><td><p>16 loans with a drawn value of £59,850</p></td></tr></tbody></table><p> </p><p>*Data from 01/09/2013-31/08/2014</p><p> </p><p> </p><p> </p><p>The Black Country Reinvestment Society (BCRS) are a Community Development Finance Institution (CDFI) serving the Stafford constituency providing credit and funding to local businesses unable to secure finance from traditional financial institutions such as banks. BCRS are accredited to provide EFG backed lending facilities and are also a Start Up Loan delivery partner.</p><p> </p><p> </p><p> </p><p>The Community Development Finance Association (of which BCRS is a member) have also received Regional Growth Fund support</p><p> </p><p> </p><p> </p><p>There is one Round 1 Regional Growth Fund project in the Stafford constituency with a grant of £4 million, leveraging £56.5 million of private sector investment and creating or safeguarding 1,600 jobs.</p><p> </p><p> </p><p> </p><p>The grant will assist this project to undertake research and development (R&amp;D) for the creation of High Voltage Direct Current (HVDC) power transmission products at a new engineering centre of excellence in Stafford. The project will create 200 jobs and safeguard 1400 jobs in Stafford and involves a new R&amp;D centre, together with the installation of technical equipment.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 22/10/2014 15:45:34 answering member 4070 label Biography information for Matt Hancock
tabling member	4109 label Biography information for Jeremy Lefroy

92988

registered interest
date	13/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Small Businesses: Stafford
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what steps his Department is taking to support small and medium-sized businesses in Stafford constituency.
tabling member constituency	Stafford
tabling member printed	Jeremy Lefroy
uin	210227
answer	answer is ministerial correction date of answer 22/10/2014 answer text <p>Small businesses are the lifeblood of our economy and our small business owners have driven this economic recovery. Stafford has benefitted from a number of support schemes. The Start-Up Loan Scheme has provided business advice and 16 loans with a value of almost £60,000 to people starting a business. Since May 2010, 7 companies have benefitted from the Government’s Enterprise Finance Guarantee Scheme with a drawn down value of over £1 million.</p><p> </p><p> </p><p> </p><p>We are committed to making Britain the best place in the world to start and grow a business, and are doing this in a number of ways:</p><p> </p><ul><li>£10 billion of financing will be unlocked for smaller business over the next 5 years by our British Business Bank;</li><li>Government grants of up to £3000 for better internet connectivity are available to small businesses;<br> <br></li><li>The Business Support Helpline is available to provide bespoke information and advice;</li><li>Cuts to corporation tax from 28% to 21%; and</li><li>£2,000 cut from the National Insurance bills of small firms from the new Employment Allowance.</li></ul><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 22/10/2014 15:43:03 answering member 4070 label Biography information for Matt Hancock
tabling member	4109 label Biography information for Jeremy Lefroy

92433

registered interest
date	10/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	New Businesses: Government Assistance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, how many start-up loans have been granted, and how much money has been loaned through that scheme, in (a) Barnsley East constituency, (b) South Yorkshire and (c) England since its inception.
tabling member constituency	Barnsley East
tabling member printed	Michael Dugher
uin	209811
answer	answer is ministerial correction date of answer 22/10/2014 answer text <p><strong> </strong></p><p> </p><table><tbody><tr><td><p><strong>Start Up Loans</strong></p></td><td><p><strong>Barnsley East </strong></p></td><td><p><strong>South Yorkshire </strong></p></td><td><p><strong>England </strong></p></td><td><p><strong>United Kingdom</strong></p></td></tr><tr><td><p>Volume of Drawn Loans</p></td><td><p>12</p></td><td><p>321</p></td><td><p>19,901</p></td><td><p>21,470</p></td></tr><tr><td><p>Value of Drawn Loans</p></td><td><p>£60,000</p></td><td><p>£1,551,421</p></td><td><p>£106,326,369</p></td><td><p>£113,485,492</p></td></tr></tbody></table><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 22/10/2014 15:11:22 answering member 4070 label Biography information for Matt Hancock
tabling member	3916 label Biography information for Michael Dugher

92437

registered interest
date	10/10/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Business: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what recent assessment he has made of the adequacy of safeguards and warnings on business loans when residential properties are used as security.
tabling member constituency	Hemsworth
tabling member printed	Jon Trickett
uin	209859
answer	answer is ministerial correction date of answer 17/10/2014 answer text <p>Lending to smaller businesses is covered by The Lending Code which is monitored by the independent Lending Standards Board. The Code requires lenders to act fairly and reasonably in their dealings with small business customers, including ensuring that advertising and promotional material is fair, clear and not misleading. Before a customer accepts a credit product, the Code requires banks to provide information about how a product works and its main features in plain language which avoids the use of technical or legal language wherever possible. In the event of a complaint which cannot be resolved via the bank’s own complaints process, smaller businesses can refer the matter to the Financial Ombudsman Service.</p><p> </p><p> </p><p> </p><p>Formal regulation applies where a lender makes a loan for business purposes to an individual sole trader, or (in England and Wales) a partnership, and the loan is secured on the borrower's house or houses. These loans are treated as regulated mortgage contracts and are governed by Financial Conduct Authority conduct of business rules covering matters such as the advertising and selling of products, the provision of standard form documents (including key facts illustrations) and how lenders treat borrowers who are in arrears.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 17/10/2014 13:25:34 answering member 4070 label Biography information for Matt Hancock
tabling member	410 label Biography information for Jon Trickett