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1127420

registered interest
date	20/05/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Royal Commissions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many Royal Commissions have been established since 1989; what was the topic of each; and what recommendations of each they adopted.
tabling member printed	Lord Foulkes of Cumnock
uin	HL15831
answer	answer is ministerial correction date of answer 04/06/2019 answer text <p>Three Royal Commissions have been established since 1989:</p><p> </p><ul><li><p>Royal Commission on Criminal Justice</p></li><li><p>Royal Commission on Long-term Care of the Elderly</p></li><li><p>Royal Commission on Reform of the House of Lords</p></li></ul><p> </p><p>Government departments will have responded to the relevant Royal Commission reports, and those responses are a matter of public record.</p><p> </p> answering member printed Lord Young of Cookham question first answered 04/06/2019 14:24:30 answering member 57 label Biography information for Lord Young of Cookham
tabling member	579 label Biography information for Lord Foulkes of Cumnock

1127433

registered interest
date	20/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Brexit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what their latest estimate is of the impact on GDP in each year between 2019 and 2033 of leaving the EU without a withdrawal agreement in place.
tabling member printed	Lord Livermore
uin	HL15844
answer	answer is ministerial correction date of answer 04/06/2019 answer text <p>The Government’s analysis on the economic effects of EU exit looks at the long-term impacts. Within their statutory mandates, the Bank of England and the OBR produce short-to-medium term forecasts for the UK economy which will reflect their independent judgements regarding the impact of leaving the EU.</p> answering member printed Lord Young of Cookham question first answered 04/06/2019 13:47:03 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4559 label Biography information for Lord Livermore

1127253

registered interest
date	16/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Trade with EU
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the costs to businesses of (1) completing movement certificates, and (2) having those certificates stamped at borders, if the UK is in a customs union with the EU after Brexit.
tabling member printed	Lord Lilley
uin	HL15806
answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>The Government is seeking a new customs arrangement that provides the most frictionless trade possible in goods between the UK and the EU.</p><p> </p><p>The cost to businesses of any information requirements would depend on the precise nature of the arrangement.</p><p> </p> answering member printed Lord Young of Cookham question first answered 23/05/2019 15:16:15 answering member 57 label Biography information for Lord Young of Cookham
tabling member	68 label Biography information for Lord Lilley

1127020

registered interest
date	15/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt.
tabling member printed	Lord Taylor of Warwick
uin	HL15781
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders’ use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.</p><p> </p><p>The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.</p><p><strong> </strong></p><p>On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:23:21 answering member 57 label Biography information for Lord Young of Cookham
tabling member	1796 label Biography information for Lord Taylor of Warwick

1126686

registered interest
date	14/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Company Cars: Taxation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when they plan to announce the benefits in kind rate for company cars for the years after 2021; and what assessment they have made of the impact on car owners of the rates not yet being publicly available.
tabling member printed	Lord Berkeley
uin	HL15703
answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>The government aims to publish emissions-based company car tax rates in advance to help employees and industry plan.</p><p> </p><p>However, as emissions testing changes in 2020, the government is reviewing the impact of the new Worldwide Light vehicle Test Procedure (WLTP) on vehicle taxes. The government will respond shortly to the review.</p> answering member printed Lord Young of Cookham question first answered 23/05/2019 16:34:35 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3526 label Biography information for Lord Berkeley

1126718

registered interest
date	14/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Loans
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have modelled the systemic risk impact of growth in instructional, non bank, lending.
tabling member printed	Lord Myners
uin	HL15735
answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Financial Policy Committee (FPC) of the Bank of England was set up to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system as part of the new financial regulatory framework legislated for under The Financial Services Act 2012. Part of the FPC’s remit includes the responsibility for assessing risks in the financial system, including from the non-bank financial system. The FPC set out its most recent assessment of financial stability risks from the non-bank financial sector in its 28th November 2018 Financial Stability Report.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:28:54 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3869 label Biography information for Lord Myners

1126719

registered interest
date	14/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	London Capital & Finance: Insolvency
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether the proposed independent review of the Financial Conduct Authority's (FCA) supervision of London Capital and Finance will be supported by (1) an independent secretariat, or (2) secondees from the (a) FCA, (b) Prudential Regulation Authority, (c) HM Treasury, or (d) Bank of England.
tabling member printed	Lord Myners
uin	HL15736
answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>On 23<sup>rd</sup> May, the Economic Secretary to the Treasury laid before Parliament a Direction requiring the Financial Conduct Authority (FCA) to carry out an independent investigation into the events and circumstances surrounding the failure of London Capital and Finance. The operational resourcing of this investigation will be a matter for the FCA and Dame Elizabeth Gloster, the independent investigator it appointed.</p> answering member printed Lord Young of Cookham question first answered 23/05/2019 16:38:21 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3869 label Biography information for Lord Myners

1126732

registered interest
date	14/05/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Political Parties: Finance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what discussions they have had with the Electoral Commission about putting in place safeguards to ensure that political parties do not receive donations from people promoting the interests of other countries during and between election campaigns.
tabling member printed	Baroness Tonge
uin	HL15749
answer	answer is ministerial correction date of answer 16/05/2019 answer text <p>The Electoral Commission in its 2018 report ‘Digital campaigning - Increasing transparency for voters’, included recommendations relating to foreign donations and campaigning. The Government has discussed these with the Electoral Commission.</p><p>On 5th May 2019, the Government announced it will consult on safeguarding UK elections. The consultation may consider recommendations for increasing transparency on digital political advertising, including by third parties; closing loopholes on foreign spending in elections; preventing shell companies from sidestepping the current rules on political finance and on action to tackle foreign lobbying.</p> answering member printed Lord Young of Cookham question first answered 16/05/2019 16:09:24 answering member 57 label Biography information for Lord Young of Cookham
tabling member	200 label Biography information for Baroness Tonge

1126735

registered interest
date	14/05/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Political Parties: Limited Liability
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government which registered political parties in the UK have the status of also being companies with limited liability.
tabling member printed	Lord Wigley
uin	HL15752
answer	answer is ministerial correction date of answer 16/05/2019 answer text <p>The Electoral Commission registers political parties and maintains the registers of political parties in Great Britain and Northern Ireland. It is independent of the Government and accountable to Parliament.</p><p>The Electoral Commission publishes a database of registered political parties on its website. This includes whether a political party is also a campaigner. Further information can be found at: http://search.electoralcommission.org.uk.</p> answering member printed Lord Young of Cookham question first answered 16/05/2019 16:15:45 answering member 57 label Biography information for Lord Young of Cookham
tabling member	547 label Biography information for Lord Wigley