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<p>The underwriting of insurance risk, including credit risks, is a commercial decision,
and Government does not prescribe the terms and conditions insurance companies set
when offering insurance. This is important to the proper functioning of the economy.
Many of the underlying causes of providers restricting credit insurance cover, wider
economic uncertainty and sectoral trends, are outside Government control.</p><p> </p><p>Government
is clear that it wants all businesses to thrive now and in the future, and will continue
close monitoring of the market and affected sectors. Government is determined to make
the UK one of the best places in the world to start and grow a business, and has announced
multiple measures to support enterprise. Following the Patient Capital Review, we
set out a £20 billion action plan at Budget 2017 to finance firms’ growth.</p>
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