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470335

registered interest
date	14/03/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, for what reasons his Department reduced the debt servicing to income ratio used as an indicator of household vulnerability and indebtedness from 30 per cent to 25 per cent.
tabling member constituency	Makerfield
tabling member printed	Yvonne Fovargue
uin	30907
answer	answer is ministerial correction date of answer 21/03/2016 answer text <p>In 2010 a report for the Department for Business, Innovation and Skills used a debt servicing to income ratio of 25%. In subsequent annual reports up until 2013 a debt servicing to income ratio of 30% was used. It is an established convention that Minsters of one Administration cannot see the documents of a previous Administration. I am therefore unable to provide the information requested by the hon. Member.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 21/03/2016 15:35:11 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4034 label Biography information for Yvonne Fovargue

431606

registered interest
date	23/11/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Consumer Goods: Instalment Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many rent-to-own firms have applied to the Financial Conduct Authority for authorisation; and how many such firms have been so authorised.
tabling member constituency	Makerfield
tabling member printed	Yvonne Fovargue
uin	17355
answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>This question has been passed on to the Financial Conduct Authority (FCA). The FCA will reply to directly to the Honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 17356 question first answered 02/12/2015 17:29:38 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4034 label Biography information for Yvonne Fovargue

431607

registered interest
date	23/11/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Consumer Goods: Instalment Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what conditions the Financial Conduct Authority has placed on the rent-to-own firms it has authorised in respect of low income users of such firms.
tabling member constituency	Makerfield
tabling member printed	Yvonne Fovargue
uin	17356
answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>This question has been passed on to the Financial Conduct Authority (FCA). The FCA will reply to directly to the Honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 17355 question first answered 02/12/2015 17:29:38 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4034 label Biography information for Yvonne Fovargue

390184

registered interest
date	15/07/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Money Advice Service
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, with reference to paragraph 2.10 of the Government's response to the independent review of the Money Advice Service, published in March 2015, when his Department plans to publish the terms of reference for and objectives of the review of the case for providing consumers with a breathing space.
tabling member constituency	Makerfield
tabling member printed	Yvonne Fovargue
uin	7490
answer	answer is ministerial correction date of answer 24/07/2015 answer text <p>The Government will make an announcement on next steps in due course.</p><p> </p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 24/07/2015 08:12:36 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4034 label Biography information for Yvonne Fovargue