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692447

registered interest
date	21/02/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what information his Department holds on the ratio of men to women who have applied for auto-enrolment pensions.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	64799
answer	answer is ministerial correction date of answer 24/02/2017 answer text <p>Automatic enrolment works by requiring employers to enrol all eligible jobholders in to a workplace pension and make a contribution into it. Eligible jobholders do not need to apply to be automatically enrolled. However, those who are not eligible can ask to join their employer’s pension, known as ‘opting-in’, if they choose. Eligible employees are those who are aged 22 to State Pension age; earn £10,000 per year or more; are not already in a qualifying pension scheme and; who ordinarily work in the UK.</p><p> </p><p>Automatic enrolment has been a great success with 7.3 million people enrolled at the end of January 2017. Automatic enrolment is being rolled-out gradually from October 2012 – February 2018 starting with the largest employers down to the smallest. We do not have the data that would show the ratio of men to women within the cohort of people who have already been automatically enrolled. However, there is data available that shows the increases in participation since automatic enrolment began in 2012.</p><p> </p><p>In 2012, overall participation of female eligible employees was 58 per cent, compared to male participation at 52 per cent. In 2015, the participation of female eligible employees was 78 per cent with overall male participation at 73 per cent.</p><p> </p> answering member constituency Watford answering member printed Richard Harrington question first answered 24/02/2017 13:12:19 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1409 label Biography information for Mr Gregory Campbell

692658

registered interest
date	21/02/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps his Department is taking to increase the amount which people individually save through auto-enrolment into pension schemes.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	64795
answer	answer is ministerial correction date of answer 24/02/2017 answer text <p>Automatic enrolment into workplace pensions was introduced to enable more people to save for their retirement. At the end of January 2017, more than 7.3 million people had already been automatically enrolled.</p><p> </p><p>Minimum contributions are currently a total of 2 per cent (with at least 1 per cent from the employer). The amount people save through automatic enrolment is already set to increase to 5 per cent (with at least 2 per cent from the employer) in April 2018 and 8 per cent (with at least 3 per cent from the employer) in April 2019.</p><p> </p><p>Automatic enrolment has reversed the decline in private pension saving since the last decade. As part of the review of the policy we have embarked on this year, we will look at how we can build on this success. In addition to considering those not currently benefitting from the policy, we will also look at strengthening the evidence base concerning future contributions, and how we can maximise engagement with work place pension saving. <br></p> answering member constituency Watford answering member printed Richard Harrington question first answered 24/02/2017 13:05:48 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1409 label Biography information for Mr Gregory Campbell

683106

registered interest
date	01/02/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what his most recent estimate is of the number of workers who will automatic enrolment in pension schemes by 2018.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	62799
answer	answer is ministerial correction date of answer 06/02/2017 answer text <p>11 million workers are estimated to be in the eligible target group for automatic enrolment and we expect this to lead to around 10 million people newly saving or saving more by 2018, generating around £17 billion a year more in workplace pension saving by 2019/20.</p><p> </p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/560356/workplace-pensions-update-analysis-auto-enrolment-2016.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/560356/workplace-pensions-update-analysis-auto-enrolment-2016.pdf</a></p><p> </p><p>Since the roll out of automatic enrolment, over 7.1 million people have been automatically enrolled into a workplace pension and more than 370,000 employers have met their duties. We remain on track to complete the gradual roll of automatic enrolment from 2012 to 2018.</p> answering member constituency Watford answering member printed Richard Harrington question first answered 06/02/2017 15:51:14 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1409 label Biography information for Mr Gregory Campbell

642155

registered interest
date	22/11/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Advisory Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how he plans to assess the success of Pension Wise in ensuring that people have been sufficiently informed about their likely pension income in retirement.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	54152
answer	answer is ministerial correction date of answer 25/11/2016 answer text <p>Government has already assessed, and continues to assess, the impact of the pension freedoms.</p><p>In advance of the introduction of the freedoms a Tax Information and Impact Note was published by HM Revenue and Customs. This is available on the Gov.uk website.</p><p>An impact assessment was also published for amendments to the 2015 Pension Schemes Act which covered transfers from private sector defined benefit schemes. This is available on the Parliament website.</p><p>Looking forward, HMRC publishes quarterly releases on flexible withdrawals from pensions, and the Financial Conduct Authority also produces regular bulletins on retirement income market data. My Department regularly meets with other government departments, non-departmental public bodies, regulators, think tanks and industry representative groups to consider how industry and individuals are responding to the freedoms.</p><p>The Government committed in its response to the Work and Pensions Select Committee in December 2015 to publish findings from the Pension Wise evaluation research in 2017. This work is now underway with Ipsos MORI and the early findings covering customer experiences of the service were published in October 2016 on the Gov.uk website. Further publications from this programme will follow in 2017 including a comparison between users of the service compared with non-users to identify the impact of the service on understanding of the new pension freedoms.</p><p> </p> answering member constituency Watford answering member printed Richard Harrington grouped question UIN 53998 question first answered 25/11/2016 12:17:38 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1409 label Biography information for Mr Gregory Campbell

642409

registered interest
date	22/11/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps have been taken to make contact with people who had previously been enrolled automatically into a workplace pension scheme since 2012 but have since withdrawn from it.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	54149
answer	answer is ministerial correction date of answer 25/11/2016 answer text <p>Although employers must automatically enrol their eligible workers into a workplace pension scheme, individuals who genuinely believe it is not in their best interests to save in their current circumstances can opt-out within one month of being enrolled. However, the numbers of people opting-out have been much lower than expected and less than one in ten employees who have been automatically enrolled have chosen not to continue to save through automatic enrolment. People can also chose to cease saving at any time if they feel that this is right in their circumstances.</p><p>The Department has commissioned research to monitor the extent of opt-out and cessation as part of its biennial Employers’ Pension Provision survey. The findings from the latest survey (2015) are available online at <a href="https://www.gov.uk/government/publications/employers-pension-provision-survey-2015" target="_blank">https://www.gov.uk/government/publications/employers-pension-provision-survey-2015</a>.</p><p>Alongside this monitoring, the Department has commissioned more in-depth research to explore the reasons why some employees have chosen to stop saving. The findings are available in the report “Automatic enrolment: qualitative research with employers staging in 2014” which can be found at <a href="https://www.gov.uk/government/publications/automatic-enrolment-qualitative-research-with-employers-staging-in-2014" target="_blank">https://www.gov.uk/government/publications/automatic-enrolment-qualitative-research-with-employers-staging-in-2014</a>.</p><p>It is important that we do not lose touch with those who have opted-out of automatic enrolment and as such, employers are required to re-enrol all eligible workers, including those who chose to opt-out every three years. This prompts individuals to regularly reconsider their saving arrangements and reminds employers of their on-going automatic enrolment duties to their staff. This process has already started amongst the largest employers and The Pensions Regulator publishes monthly updates on the numbers of employees being re-enrolled in its Declaration of Compliance Monthly Report. The latest figures are available online at <a href="http://www.thepensionsregulator.gov.uk/docs/automatic-enrolment-declaration-of-compliance-monthly-report.pdf" target="_blank">http://www.thepensionsregulator.gov.uk/docs/automatic-enrolment-declaration-of-compliance-monthly-report.pdf</a></p> answering member constituency Watford answering member printed Richard Harrington question first answered 25/11/2016 11:28:03 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1409 label Biography information for Mr Gregory Campbell

419128

registered interest
date	16/09/2015
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Refugees: Middle East
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for the Home Department, what discussions she plans to have with Ministers of the Scottish Government, Welsh Government and Northern Ireland Executive when assessing which refugees from the Middle East will be settled in the UK.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	10405
answer	answer is ministerial correction date of answer 14/10/2015 answer text <p>The Prime Minister and First Minister of Scotland have exchanged correspondence on the Syrian Vulnerable Persons Resettlement Scheme. We are working closely with the Scottish administration on the arrangements for resettling refugees, with a Home Office official attending the Scottish refugee taskforce. Discussions have taken place with representatives of the administrations of Wales and Northern Ireland.</p> answering member constituency Watford answering member printed Richard Harrington question first answered 14/10/2015 15:43:52 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1409 label Biography information for Mr Gregory Campbell