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<p>This credit only applies to those who reach state pension age on or after 6 April
2016 because entitlement to the new State Pension, introduced on 6 April 2016, is
based on a person’s <strong>own</strong> National Insurance contribution record, unlike
the old State Pension scheme where it is possible to ‘derive’ a State Pension based
on a spouse or civil partner’s contributions.</p><p> </p><p>Under our state pension
reforms, introduced on 6 April 2016, over three million women will gain an average
of £11 per week more State Pension by 2030. Around 75 per cent of women (and 70 per
cent of men) who reach State Pension age under the new system in the first fifteen
years will have a higher value State Pension when compared to the value of the State
Pension they would have received under the old system.</p>
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