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720821

registered interest
date	13/04/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if he will take steps to introduce a non-means-tested bridging pension to provide an income from the age of 60 years old until state pension age for women affected by the changes to state pension age legislation.
tabling member constituency	Sunderland Central
tabling member printed	Julie Elliott
uin	70594
answer	answer is ministerial correction date of answer 24/04/2017 answer text <p>The Government will not be revisiting the State Pension age arrangements for women affected by the Pensions Act 1995 and Pensions Act 2011. These women will receive their State Pension either at the same age as men or earlier as we remove the current inequality. A concession was made prior to the passing of the 2011 Act which reduced the delay that anyone would experience in claiming their State Pension, relative to the previous timetable, to 18 months. This concession benefited almost a quarter of a million women, who would otherwise have experienced delays of up to two years. A similar number of men also benefited from a reduced increase, and the concession was worth £1.1 billion in total.</p> answering member constituency Watford answering member printed Richard Harrington question first answered 24/04/2017 12:13:11 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	4127 label Biography information for Julie Elliott

720843

registered interest
date	13/04/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate he has made of the number of women born in the 1950s affected by the change in the state pension age who have access to an occupational or private pension.
tabling member constituency	Stockton North
tabling member printed	Alex Cunningham
uin	70331
answer	answer is ministerial correction date of answer 24/04/2017 answer text <p>All women born in the 1950s from 6 April 1950 onwards are affected by changes to State Pension age under the Pensions Acts of 1995 and 2011. The estimated number of women in Great Britain born in the 1950s affected by the changes to State Pension age is 3.48 million.</p><p> </p><p>The latest figures on pension wealth, from the Wealth and Assets Survey, show that, in the period July 2012 to June 2014, 66 per cent of women aged 55-64 in Great Britain had pensions wealth. This would include those still paying into an occupational or personal pension and those accessing their pensions.</p><p> </p><p>Further information on private pension wealth can be found in chapter 6 of the Wealth and Assets Survey, at: <a href="https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/incomeandwealth/compendium/wealthingreatbritainwave4/2012to2014/chapter6privatepensionwealthwealthingreatbritain2012to2014" target="_blank">https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/incomeandwealth/compendium/wealthingreatbritainwave4/2012to2014/chapter6privatepensionwealthwealthingreatbritain2012to2014</a></p><p> </p><p>The latest figures from the Annual Population Survey, from July 2015 to June 2016, show that, of the 3.73 million women in the United Kingdom aged 56 to 65 inclusive at that time (the closest age grouping matching the women in question from the data available), 1,919,000 (51%) were in employment, 55,000 (1%) were unemployed, 955,000 (26%) were retired, and the remaining 806,000 (22%) were economically inactive for other reasons.</p><p> </p><p>The latest figures on Jobseeker’s Allowance are for March 2017, when there were around 34,000 women in Great Britain aged 55 and over in receipt of Jobseeker’s Allowance. These data can be found at: <a href="https://www.nomisweb.co.uk" target="_blank">https://www.nomisweb.co.uk</a>.</p><p> </p><p>A small additional number of women in this age group will instead have been in receipt of Universal Credit, which replaces Jobseeker’s Allowance and five other benefits and tax credits.</p> answering member constituency Watford answering member printed Richard Harrington grouped question UIN 70332 question first answered 24/04/2017 12:05:30 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	4122 label Biography information for Alex Cunningham

720844

registered interest
date	13/04/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate he has made of the number of women born in the 1950s affected by the change in state pension age who (a) have remained in employment, (b) are registered for and in receipt of jobseeker's allowance and (c) have retired early.
tabling member constituency	Stockton North
tabling member printed	Alex Cunningham
uin	70332
answer	answer is ministerial correction date of answer 24/04/2017 answer text <p>All women born in the 1950s from 6 April 1950 onwards are affected by changes to State Pension age under the Pensions Acts of 1995 and 2011. The estimated number of women in Great Britain born in the 1950s affected by the changes to State Pension age is 3.48 million.</p><p> </p><p>The latest figures on pension wealth, from the Wealth and Assets Survey, show that, in the period July 2012 to June 2014, 66 per cent of women aged 55-64 in Great Britain had pensions wealth. This would include those still paying into an occupational or personal pension and those accessing their pensions.</p><p> </p><p>Further information on private pension wealth can be found in chapter 6 of the Wealth and Assets Survey, at: <a href="https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/incomeandwealth/compendium/wealthingreatbritainwave4/2012to2014/chapter6privatepensionwealthwealthingreatbritain2012to2014" target="_blank">https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/incomeandwealth/compendium/wealthingreatbritainwave4/2012to2014/chapter6privatepensionwealthwealthingreatbritain2012to2014</a></p><p> </p><p>The latest figures from the Annual Population Survey, from July 2015 to June 2016, show that, of the 3.73 million women in the United Kingdom aged 56 to 65 inclusive at that time (the closest age grouping matching the women in question from the data available), 1,919,000 (51%) were in employment, 55,000 (1%) were unemployed, 955,000 (26%) were retired, and the remaining 806,000 (22%) were economically inactive for other reasons.</p><p> </p><p>The latest figures on Jobseeker’s Allowance are for March 2017, when there were around 34,000 women in Great Britain aged 55 and over in receipt of Jobseeker’s Allowance. These data can be found at: <a href="https://www.nomisweb.co.uk" target="_blank">https://www.nomisweb.co.uk</a>.</p><p> </p><p>A small additional number of women in this age group will instead have been in receipt of Universal Credit, which replaces Jobseeker’s Allowance and five other benefits and tax credits.</p> answering member constituency Watford answering member printed Richard Harrington grouped question UIN 70331 question first answered 24/04/2017 12:05:30 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	4122 label Biography information for Alex Cunningham

714683

registered interest
date	28/03/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the oral contribution of the Parliamentary Under-Secretary of State for Pensions of 27 March 2017, Official Report, column 16, what estimate his Department has made of the cost of that alternative proposed by the Work and Pensions Committee to permit a defined group of women who have been affected by state pension age changes to take early retirement, from a specified age, on an actuarially neutral basis; what the costs in that estimate of (a) means-tested benefits, (b) national insurance contributions, (c) changes to working patterns and taxation, (d) unfunded public sector pensions schemes, (e) bus passes, (f) winter fuel payments, (g) other non-means-tested benefits and (h) setting up, operating and communicating that alternative were; and what estimate his Department has made of the likely take-up of that alternative and the effect of that take-up on its estimated costs.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	69604
answer	answer is ministerial correction date of answer 18/04/2017 answer text <p>The Department has made no estimate of the cost of permitting a defined group of women to take early retirement on an actuarially neutral basis, nor has it estimated possible take-up levels of any such scheme.</p><p> </p><p>The Government Actuary submitted evidence to the Work and Pensions Select Committee on early access to State Pension in April last year, including indicative estimates of potential costs should such a scheme be in operation. The evidence submitted by the Government Actuary can be found at the Work and Pensions Select Committee website at:</p><p><a href="http://www.parliament.uk/business/committees/committees-a-z/commons-select/work-and-pensions-committee/inquiries/parliament-2015/early-drawing-pension-15-16/" target="_blank">http://www.parliament.uk/business/committees/committees-a-z/commons-select/work-and-pensions-committee/inquiries/parliament-2015/early-drawing-pension-15-16/</a></p> answering member constituency Watford answering member printed Richard Harrington question first answered 18/04/2017 14:27:17 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	114 label Biography information for Tim Loughton

713959

registered interest
date	21/03/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the financial effect on women of recent changes in the pension age
tabling member constituency	Lewes
tabling member printed	Maria Caulfield
uin	909488
answer	answer is ministerial correction date of answer 27/03/2017 answer text <p>Women reaching State Pension age in 2016/17 are estimated to receive more State Pension on average over their lifetime than women ever have before.</p><p> </p><p>By 2030, over 3 million women stand to gain an average of £550 per year through the introduction of the new State Pension.</p> answering member constituency Watford answering member printed Richard Harrington question first answered 27/03/2017 16:17:37 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	4492 label Biography information for Maria Caulfield

711836

registered interest
date	16/03/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, when his Department became aware of the number of women born in the 1950s who would be affected by the acceleration in state pension age.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	68275
answer	answer is ministerial correction date of answer 23/03/2017 answer text <p>The Pensions Act 2011 accelerated the equalisation of State Pension age, affecting women born between 6 April 1953 and 5 December 1953, and brought forward the increase in State Pension age from 65 to 66 which affected women and men born between 6 December 1953 and 5 April 1960.</p><p> </p><p>The Pensions Act 2011 Impact Assessment, published in November 2011, included estimates of the number of people affected, based on the latest population projections from the Office of National Statistics (ONS) at the time (the 2010-based principal projections), and stated that 2.6 million women and 2.3 million men in Great Britain would be affected. <a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181462/pensions-bill-2011-ia-annexa.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181462/pensions-bill-2011-ia-annexa.pdf</a></p><p> </p><p>The most recent estimates of the number of people affected are calculated from the 2014-based principal population projections from ONS, which were published in October 2015. Using this data, the latest estimate of the number of women affected by the Pensions Act 2011 is 2.5 million. This figure is for Great Britain and is based on DWP calculations using ONS statistics.</p><p> </p><p>Note that this figure includes approximately 0.1 million women affected by the Pensions Act 2011 who were born between 1 January 1960 and 5 April 1960.</p> answering member constituency Watford answering member printed Richard Harrington grouped question UIN 68312 question first answered 23/03/2017 15:52:07 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	4390 label Biography information for Ian Blackford

711838

registered interest
date	16/03/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what his most recent estimate is of the number of women who will be affected by the acceleration in the state pension age for women born in the 1950s.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	68312
answer	answer is ministerial correction date of answer 23/03/2017 answer text <p>The Pensions Act 2011 accelerated the equalisation of State Pension age, affecting women born between 6 April 1953 and 5 December 1953, and brought forward the increase in State Pension age from 65 to 66 which affected women and men born between 6 December 1953 and 5 April 1960.</p><p> </p><p>The Pensions Act 2011 Impact Assessment, published in November 2011, included estimates of the number of people affected, based on the latest population projections from the Office of National Statistics (ONS) at the time (the 2010-based principal projections), and stated that 2.6 million women and 2.3 million men in Great Britain would be affected. <a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181462/pensions-bill-2011-ia-annexa.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181462/pensions-bill-2011-ia-annexa.pdf</a></p><p> </p><p>The most recent estimates of the number of people affected are calculated from the 2014-based principal population projections from ONS, which were published in October 2015. Using this data, the latest estimate of the number of women affected by the Pensions Act 2011 is 2.5 million. This figure is for Great Britain and is based on DWP calculations using ONS statistics.</p><p> </p><p>Note that this figure includes approximately 0.1 million women affected by the Pensions Act 2011 who were born between 1 January 1960 and 5 April 1960.</p> answering member constituency Watford answering member printed Richard Harrington grouped question UIN 68275 question first answered 23/03/2017 15:52:07 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	4390 label Biography information for Ian Blackford

707712

registered interest
date	03/03/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what his most recent estimate is of the number of women in (a) Camberwell and Peckham constituency, (b) the London Borough of Southwark and (c) Greater London affected by the increase to the State Pension Age for women born after 6 April 1951.
tabling member constituency	Camberwell and Peckham
tabling member printed	Ms Harriet Harman
uin	66435
answer	answer is ministerial correction date of answer 08/03/2017 answer text <p>Women born between 6 April 1950 and 5 April 1953 were affected by State Pension age equalisation under the Pensions Act 1995.</p><p> </p><p>The Pensions Act 2011 accelerated the equalisation of State Pension age, and included transitional arrangements limiting State Pension age delays, affecting women born between 6 April 1953 and 5 December 1953. It also brought forward the increase in State Pension age from 65 to 66 which affected women born between 6 December 1953 and 5 April 1960.</p><p> </p><p>Information on the numbers affected by constituent country, parliamentary constituency or local authority is not held by the Department for Work and Pensions. However, the most recent population breakdowns for England and its parliamentary constituencies by age can be found here:</p><p><a href="https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationestimates/datasets/parliamentaryconstituencymidyearpopulationestimates" target="_blank">https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationestimates/datasets/parliamentaryconstituencymidyearpopulationestimates</a></p><p><strong> </strong></p><p>Population breakdowns by local authority can be found here:</p><p><a href="https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationestimates/datasets/populationestimatesforukenglandandwalesscotlandandnorthernireland" target="_blank">https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationestimates/datasets/populationestimatesforukenglandandwalesscotlandandnorthernireland</a></p><p> </p><p>The House of Commons library have produced a paper estimating the number of women affected by the Pensions Act 2011 (those born between 6 April 1953 and 5 December 1953) by constituency, which can be found here:</p><p><a href="http://researchbriefings.files.parliament.uk/documents/CBP-7405/CBP-07405constituencyestimates.xlsx" target="_blank">http://researchbriefings.files.parliament.uk/documents/CBP-7405/CBP-07405constituencyestimates.xlsx</a></p> answering member constituency Watford answering member printed Richard Harrington question first answered 08/03/2017 11:05:23 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	150 label Biography information for Ms Harriet Harman

706831

registered interest
date	01/03/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the potential merits of providing compensation for losses women who have already reached their state pension age have incurred through changes to the state pension law made by the 1995 and 2011 Pension Acts.
tabling member constituency	Huddersfield
tabling member printed	Mr Barry Sheerman
uin	66237
answer	answer is ministerial correction date of answer 08/03/2017 answer text <p>The Government will not be revisiting the State Pension age arrangements for women affected by the Pensions Act 1995 and Pensions Act 2011. These women will receive their State Pension either at the same age as men or earlier as we remove the current inequality. A concession was made prior to the passing of the 2011 Act which reduced the delay that anyone would experience in claiming their State Pension, relative to the previous timetable, to 18 months. This concession benefited almost a quarter of a million women, who would otherwise have experienced delays of up to two years. A similar number of men also benefited from a reduced increase, and the concession was worth £1.1 billion in total.</p><p> </p><p>It is worth noting that the average woman who reached SPa in 2015 gets a higher state pension income over her lifetime than an average woman reaching SPa at any point before. Also, over a lifetime, the average woman who reached State Pension age in 2015 will still receive more than the average man in spite of the rise in women’s state pension age.</p> answering member constituency Watford answering member printed Richard Harrington question first answered 08/03/2017 11:17:26 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	411 label Biography information for Mr Barry Sheerman

687136

registered interest
date	08/02/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment his Department has made of the potential merits of allowing women affected by the increase in state pension age to retire early on a reduced pension; and if he will make a statement.
tabling member constituency	Shrewsbury and Atcham
tabling member printed	Daniel Kawczynski
uin	63564
answer	answer is ministerial correction date of answer 20/02/2017 answer text <p>Many alternative options to the existing arrangements have been put forward. All of these options, including the actuarially reduced pension, suffer from substantial practical problems and would create extra cost to the taxpayer.</p><p>Even if actuarially neutral, such an option would result in losses of income tax and National Insurance payments. To give some idea of the scale of this, for individuals affected by the Pensions Act 2011, additional income tax and NI receipts from the change to State Pension age were estimated to be up to £8.3 billion.</p><p>Furthermore, the new State Pension’s key features are simplicity—giving people the clarity and confidence to save—and a value set above the minimum income guarantee standard. An actuarially reduced pension would undermine both these key features. It would complicate outcomes and, if people’s actuarially reduced state pension were below the minimum guarantee, might increase the need for means-tested support amongst pensioners.</p><p>There are also legal risks associated with offering affected women an actuarially reduced pension. The requirement to take account of equality between men and women in framing new legislation means any new transitional provisions aimed just at those women affected by recent rises to the State Pension age run the risk of legal challenge.</p><p>This matter has been comprehensively debated in Parliament and the Government has been very clear that there will be no further changes to the current arrangements or any financial redress in lieu of pensions.</p> answering member constituency Watford answering member printed Richard Harrington question first answered 20/02/2017 17:23:43 answering member 4068 label Biography information for Lord Harrington of Watford
tabling member	1566 label Biography information for Daniel Kawczynski