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166240

registered interest
date	26/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Royal Bank of Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has received any information from UK Financial Investments Ltd in respect of the (a) operation by RBS of its Global Restructuring Group (GRC) as a profit centre for the bank and (b) implications of the operations of the GRC for small business customers of RBS.
tabling member constituency	Newport West
tabling member printed	Paul Flynn
uin	216223
answer	answer is ministerial correction date of answer 17/12/2014 answer text <p>We have not received information from UK Financial Investments (UKFI) relating to the operation of RBS’s Global Restructuring Group (GRG) as a profit centre for the bank.</p><p> </p><p> </p><p> </p><p>Similarly, we have not received information from UKFI relating to the implications of the operations of GRG for small business customers.</p><p> </p><p> </p><p> </p><p>As you are aware, the Financial Conduct Authority (FCA) is currently investigating the operations of GRG in relation to its treatment of business customers in financial difficulty. If the FCA identifies issues which come within its remit, it will consider further regulatory measures.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 17/12/2014 17:45:07 answering member 4117 label Biography information for Andrea Leadsom
tabling member	545 label Biography information for Paul Flynn

166242

registered interest
date	26/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Catering
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how much his Department has spent on catering and hospitality since May 2010.
tabling member constituency	Leicester South
tabling member printed	Jonathan Ashworth
uin	216192
answer	answer is ministerial correction date of answer 14/01/2015 answer text <p>The provision of hospitality, at functions within HM Treasury for Treasury staff, other Whitehall civil servants and non-executive directors has been prohibited since 1 July 2010. Hospitality may be provided where external guests are present. The attendance of Treasury staff at such meetings is dependent on a necessary business need and their number should not exceed the number of external guests.</p><p> </p><p> </p><p> </p><table><tbody><tr><td colspan="4"><p><em>£000 </em></p></td></tr><tr><td> </td><td><p><em>HMT</em><sup>(<em> 1</em>)</sup></p></td><td><p><em>DMO</em><sup>(<em> 1</em>)</sup></p></td><td><p><em>APA</em><sup>(<em> 2</em>)</sup></p></td></tr><tr><td><p>2002-03</p></td><td><p>208</p></td><td><p>1</p></td><td><p>n/a</p></td></tr><tr><td><p>2003-04</p></td><td><p>116</p></td><td><p>1</p></td><td><p>n/a</p></td></tr><tr><td><p>2004-05</p></td><td><p>213</p></td><td><p>1</p></td><td><p>n/a</p></td></tr><tr><td><p>2005-06</p></td><td><p>256</p></td><td><p>1</p></td><td><p>n/a</p></td></tr><tr><td><p>2006-07</p></td><td><p>170</p></td><td><p>1</p></td><td><p>n/a</p></td></tr><tr><td><p>2007-08</p></td><td><p>125</p></td><td><p>1</p></td><td><p>n/a</p></td></tr><tr><td><p>2008-09</p></td><td><p>91</p></td><td><p>10</p></td><td><p>n/a</p></td></tr><tr><td><p>2009-10</p></td><td><p>116</p></td><td><p>1</p></td><td><p>0</p></td></tr><tr><td colspan="4"><p><sup>(1)</sup> Data for HM Treasury and DMO are only available from 2002-03 due to the introduction of a new accounting system in that year.<br> <sup>(2)</sup> APA was formed in December 2009.</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 14/01/2015 17:02:28 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4244 label Biography information for Jonathan Ashworth

166246

registered interest
date	26/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Take-away Food
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how much his Department has spent on take-away food for staff since May 2010.
tabling member constituency	Leicester South
tabling member printed	Jonathan Ashworth
uin	216101
answer	answer is ministerial correction date of answer 03/12/2014 answer text <p>This information is not available.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 03/12/2014 13:31:43 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4244 label Biography information for Jonathan Ashworth

166250

registered interest
date	26/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Business: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to increase access to bank lending for businesses in Northern Ireland.
tabling member constituency	South Antrim
tabling member printed	Dr William McCrea
uin	216115
answer	answer is ministerial correction date of answer 02/12/2014 answer text <p>The Government has taken significant action to increase bank lending to businesses throughout the UK, including through the Funding for Lending Scheme, and through supporting non-bank lending channels via the British Business Bank.</p><p> </p><p> </p><p> </p><p>The Government is also implementing further major reforms to boost competition in the small and medium sized enterprise (SME) lending market through the Small Business, Enterprise and Employment Bill; most notably the measures to improve access to SME credit information and to match SMEs rejected for finance with challenger banks and alternative finance providers that are looking to offer finance.</p><p> </p><p> </p><p> </p><p>Furthermore, in Autumn 2013 a joint United Kingdom and Northern Ireland Ministerial Task Force was set up to look at ways to promote lending and increase support specifically for businesses in Northern Ireland.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 02/12/2014 17:50:30 answering member 4117 label Biography information for Andrea Leadsom
tabling member	655 label Biography information for Lord McCrea of Magherafelt and Cookstown

166396

registered interest
date	26/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Foreign Exchange
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential merits of changing the criminal law to allow sanctions for the misconduct of financial traders identified as having manipulated the foreign exchange market.
tabling member constituency	York Outer
tabling member printed	Julian Sturdy
uin	216077
answer	answer is ministerial correction date of answer 02/12/2014 answer text <p>The Government is committed to taking action to ensure that the criminal regime for financial market abuse is strong and robust. In September 2014 the Government consulted on whether the regulatory regime put in place for LIBOR should be extended to seven other major benchmarks, based on recommendations from the Fair and Effective Markets Review. This regime includes the criminal offence of manipulating a ‘relevant benchmark’ either by making misleading statements or by creating a false or misleading impression of the value of investments that could affect such a benchmark. The list of benchmarks included the dominant benchmark for the foreign exchange market, WM/Reuters 4pm London Closing Spot Rate. The Government will announce its response to this consultation shortly.</p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 02/12/2014 17:11:26 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4079 label Biography information for Julian Sturdy

166438

registered interest
date	26/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Annuities
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he expects the Financial Conduct Authority to publish its thematic review of the annuity market.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	216117
answer	answer is ministerial correction date of answer 02/12/2014 answer text <p>The Financial Conduct Authority (FCA) published its first round of thematic work looking at the annuity market in February this year and, based on the findings of this work, launched a Retirement Income Market Study to look at how competition is working for consumers across this market. In light of the pensions reforms announced at Budget in March 2014, the FCA updated the scope of the market study to be more forward looking.</p><p> </p><p> </p><p> </p><p>The FCA also decided to conduct a further thematic review into annuities and is expected to publish both the interim findings of the Retirement Income Market Study and the thematic work on annuities before the end of the year.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 02/12/2014 16:50:45 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1409 label Biography information for Mr Gregory Campbell

165872

registered interest
date	25/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bitcoin
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what his policy is on attracting companies that develop bitcoin technology to locate in the UK.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	215985
answer	answer is ministerial correction date of answer 28/11/2014 answer text <p>Earlier this year, the Chancellor set out plans to make Britain the global centre of financial innovation, benefitting consumers and businesses, including a major programme of work looking at the benefits and risks of digital currencies, and to look into whether they could or should be regulated.</p><p> </p><p> </p><p> </p><p>On 3 November, the Treasury published a Call for Information on digital currencies. This Call for Information asks whether there are currently barriers to digital currency businesses setting up in the UK, and the Government will consider access to UK bank accounts as part of this.</p><p> </p><p> </p><p> </p><p>In October, the Financial Conduct Authority launched its Innovation Hub to provide support to innovative businesses. It has identified helping innovators access bank accounts as a key priority.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 215986 question first answered 28/11/2014 14:11:53 answering member 4117 label Biography information for Andrea Leadsom
tabling member	163 label Biography information for Sir Stephen Timms

165905

registered interest
date	25/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bitcoin
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the ability of companies dealing with bitcoin to open a bank account.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	215986
answer	answer is ministerial correction date of answer 28/11/2014 answer text <p>Earlier this year, the Chancellor set out plans to make Britain the global centre of financial innovation, benefitting consumers and businesses, including a major programme of work looking at the benefits and risks of digital currencies, and to look into whether they could or should be regulated.</p><p> </p><p> </p><p> </p><p>On 3 November, the Treasury published a Call for Information on digital currencies. This Call for Information asks whether there are currently barriers to digital currency businesses setting up in the UK, and the Government will consider access to UK bank accounts as part of this.</p><p> </p><p> </p><p> </p><p>In October, the Financial Conduct Authority launched its Innovation Hub to provide support to innovative businesses. It has identified helping innovators access bank accounts as a key priority.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 215985 question first answered 28/11/2014 14:11:53 answering member 4117 label Biography information for Andrea Leadsom
tabling member	163 label Biography information for Sir Stephen Timms

165907

registered interest
date	25/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Water
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to reduce water (a) usage and (b) bills in his Department; and if he will make a statement.
tabling member constituency	Brighton, Kemptown
tabling member printed	Simon Kirby
uin	215966
answer	answer is ministerial correction date of answer 02/12/2014 answer text <p>HMT installed water saving taps in the toilets in 2012 and installed additional water meters in August 2014. The additional water meters will measure water usage in the tea points, showers and toilets to enable us more accurately target water saving measures. This will lead to a reduction in bills.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 02/12/2014 16:47:10 answering member 4117 label Biography information for Andrea Leadsom
tabling member	3929 label Biography information for Simon Kirby

165908

registered interest
date	25/11/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the banking industry on full account number portability.
tabling member constituency	Kilmarnock and Loudoun
tabling member printed	Cathy Jamieson
uin	215855
answer	answer is ministerial correction date of answer 28/11/2014 answer text <p>Treasury Ministers and officials meet with a wide range of organisations as part of the usual policy making process.</p><p> </p><p> </p><p> </p><p>It might be useful to know that the Treasury publishes a list of ministerial meetings with external organisations. This is available online at: <a href="http://www.hm-treasury.gov.uk/minister_hospitality.htm" target="_blank">http://www.hm-treasury.gov.uk/minister_hospitality.htm</a>.</p><p> </p><p> </p><p> </p><p>The Financial Conduct Authority (FCA) is currently undertaking a review of the effectiveness of the Current Account Switch Service. Alongside this review the FCA is also gathering evidence on other options to improve switching, including account number portability. The FCA expects to conclude its review in the first quarter of 2015.</p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 28/11/2014 14:13:30 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4011 label Biography information for Cathy Jamieson