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1138081

registered interest
date	10/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Individual Savings Accounts
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many people have invested in a Lifetime ISA since its introduction.
tabling member constituency	Brigg and Goole
tabling member printed	Andrew Percy
uin	275729
answer	answer is ministerial correction date of answer 18/07/2019 answer text <p>The Lifetime ISA was introduced to help younger generations save both for their first home and later life. It has been available since April 2017. Individuals can subscribe up to £4,000 a year into a Lifetime ISA, receiving a 25% government bonus.</p><p> </p><p>Since its introduction, monthly digital reporting to HMRC by Lifetime ISA providers indicate that over 330,000 people have invested in a Lifetime ISA.</p> answering member constituency Salisbury answering member printed John Glen question first answered 18/07/2019 13:20:57 answering member 4051 label Biography information for John Glen
tabling member	3939 label Biography information for Andrew Percy

1138085

registered interest
date	10/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Help to Buy Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what the average age is of people who have taken up a Help to Buy ISA.
tabling member constituency	Brigg and Goole
tabling member printed	Andrew Percy
uin	275733
answer	answer is ministerial correction date of answer 18/07/2019 answer text <p>The average age of people who have taken up a Help to Buy: ISA is 26. Other key statistics on the Help to Buy ISA can be found here; <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/798122/H2B_ISA_official_statistics_December_2018.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/798122/H2B_ISA_official_statistics_December_2018.pdf</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 18/07/2019 13:17:53 answering member 4051 label Biography information for John Glen
tabling member	3939 label Biography information for Andrew Percy

1138226

registered interest
date	10/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Companies: Insolvency
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will take steps to ensure that compensation awarded by the FCA from a financial company to their customers cannot be avoided by the company entering voluntary insolvency.
tabling member constituency	Ipswich
tabling member printed	Sandy Martin
uin	275831
answer	answer is ministerial correction date of answer 15/07/2019 answer text <p>This is a matter for the Financial Conduct Authority (FCA), which is operationally independent from Government. The question has been passed on to the FCA. The FCA will reply directly to the member for Ipswich by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 275830 question first answered 15/07/2019 15:43:51 answering member 4051 label Biography information for John Glen
tabling member	4678 label Biography information for Sandy Martin

1137523

registered interest
date	08/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: Finance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to increase protection for small businesses taking out finance.
tabling member constituency	Oldham West and Royton
tabling member printed	Jim McMahon
uin	274603
answer	answer is ministerial correction date of answer 11/07/2019 answer text <p>On 1 April 2019 the Financial Conduct Authority (FCA) widened eligibility to take a complaint to the Financial Ombudsman Service (FOS) to include ‘small businesses’ who have:</p><ol><ol><li><p>an annual turnover of less than £6.5m; and</p></li><li><p>an annual balance sheet total of less than £5m; or</p></li><li><p>fewer than 50 employees.</p><p>‘Micro-enterprises’ were already eligible, and over 99% of businesses are now within the remit of the FOS. The FCA also increased the maximum FOS award limit to £350,000.</p><p> </p><p>The banking industry have also committed to establishing a new Dispute Resolution Service to resolve both future complaints from businesses with a turnover between £6.5m and £10m, and unresolved historic complaints.</p></li></ol></ol> answering member constituency Salisbury answering member printed John Glen question first answered 11/07/2019 09:50:39 answering member 4051 label Biography information for John Glen
tabling member	4569 label Biography information for Jim McMahon

1137526

registered interest
date	08/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Funerals: Pre-payment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to improve the protection of funds held by companies for prepaid funerals.
tabling member constituency	Oldham West and Royton
tabling member printed	Jim McMahon
uin	274606
answer	answer is ministerial correction date of answer 11/07/2019 answer text <p>HM Treasury launched a call for evidence on the regulation of pre-paid funeral plans in June 2018. The call for evidence has confirmed that consumer detriment is present in the pre-paid funeral plan sector and that there is broad demand for the sector to come under compulsory regulation.</p><p> </p><p>Consequently, the government intends to bring the pre-paid funeral plan market within the remit of the Financial Conduct Authority and is currently consulting on the proposed legislative framework to implement this proposal. This will allow the FCA to establish a robust regulatory regime which will apply to all funeral plan providers, and improve protection for consumers.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/07/2019 09:53:01 answering member 4051 label Biography information for John Glen
tabling member	4569 label Biography information for Jim McMahon

1136903

registered interest
date	04/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Equitable Life Assurance Society: Compensation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will place in the Library a copy of the detailed methodology used to calculate Equitable Life payment scheme compensation payments.
tabling member constituency	Kettering
tabling member printed	Mr Philip Hollobone
uin	273354
answer	answer is ministerial correction date of answer 09/07/2019 answer text <p>The methodology for calculating payments to Equitable Life policyholders was published in 2011 and can be found at <a href="https://www.gov.uk/government/publications/equitable-life-payment-scheme-design" target="_blank">https://www.gov.uk/government/publications/equitable-life-payment-scheme-design</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 09/07/2019 12:43:38 answering member 4051 label Biography information for John Glen
tabling member	1537 label Biography information for Mr Philip Hollobone

1136525

registered interest
date	03/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Ombudsman Service
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many complaints have been submitted to the Financial Ombudsman Service in each of the last three years; what the average wait was for a final decision in each of those years; how many complaints are currently outstanding; and what the current average waiting time is for a final decision.
tabling member constituency	Brighton, Pavilion
tabling member printed	Caroline Lucas
uin	272805
answer	answer is ministerial correction date of answer 11/07/2019 answer text <p>This is a matter for the Financial Ombudsman Service (FOS), which is operationally independent from Government. The question has been passed on to the FOS. The FOS will reply directly to Caroline Lucas MP by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/07/2019 16:01:13 answering member 4051 label Biography information for John Glen
tabling member	3930 label Biography information for Caroline Lucas

1136090

registered interest
date	02/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	What recent assessment his Department has made of the short-term economic effect of the UK leaving the EU without a deal.
tabling member constituency	Bethnal Green and Bow
tabling member printed	Rushanara Ali
uin	911690
answer	answer is ministerial correction date of answer 02/07/2019 answer text <p>The Government has prepared extensively for a range of Brexit scenarios.</p><p> </p><p>But even with these preparations, leaving with “No Deal” would entail significant disruption in the short term. And in the long-term, the government’s analysis shows clearly that regions, nations and sectors of the UK would have lower economic output compared to today’s arrangements.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 02/07/2019 14:11:29 answering member 4051 label Biography information for John Glen
tabling member	4138 label Biography information for Rushanara Ali

1136092

registered interest
date	02/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Personal Savings
house id	1
legislature	25259 pref label House of Commons
question text	What steps he is taking to increase incentives for people to save.
tabling member constituency	New Forest West
tabling member printed	Sir Desmond Swayne
uin	911692
answer	answer is ministerial correction date of answer 02/07/2019 answer text <p>The Government has introduced a range of measures to support savers.</p><p>We have increased the amount of money that people can save into their ISAs each year to a record £20,000 and introduced a Personal Savings Allowance of up to £1,000 for basic rate taxpayers and up to £500 for higher rate taxpayers.</p><p>Thanks to these measures, over 95% of people with savings income pay no tax on that income.</p><p> </p><p>The new Help to Save scheme is supporting working families on low incomes to build up a rainy-day fund by offering a 50% bonus on up to £50 of monthly saving.</p> answering member constituency Salisbury answering member printed John Glen question first answered 02/07/2019 14:13:36 answering member 4051 label Biography information for John Glen
tabling member	55 label Biography information for Sir Desmond Swayne

1135816

registered interest
date	01/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Juan Guaidó
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has taken steps to release assets held by the Bank of England to the Official Representative to the UK of interim Venezuelan President Juan Guaidó; and if he will make a statement.
tabling member constituency	Warley
tabling member printed	John Spellar
uin	271357
answer	answer is ministerial correction date of answer 08/07/2019 answer text <p>Assets held on behalf of foreign central banks are a matter for the Bank of England. HM Treasury only has direct control over the UK Government’s own holdings of gold within its official reserves, which are held at the Bank of England.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/07/2019 12:12:26 answering member 4051 label Biography information for John Glen
tabling member	318 label Biography information for John Spellar