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1167403

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of interchange fee reductions on the number of free-to-use ATMs.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	7626
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Government has not carried out a formal assessment of the effect of interchange fee reductions on the number of free-to-use ATMs.</p><p> </p><p>Although the management and deployment of ATMs is a commercial matter for ATM market participants, the Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>The number of free-to-use ATMs increased for over a decade up to 2017, with the majority of ATMs clustered in areas of high demand and footfall. LINK, the scheme that runs the UK’s ATM network, saw this situation as unsustainable. Therefore, in January 2018, LINK announced reductions to the interchange fee, while taking steps to preserve the broad geographic spread of free-to-use ATMs. This included protections for remote free-to-use ATMs, one kilometre or further from the next nearest free-to-use ATM or Post Office.</p><p> </p><p>In July 2018, LINK responded to lower transaction volumes at ATMs by cancelling the third reduction of interchange fees due in January 2020 and putting on hold the 4th reduction that was due in January 2021.</p><p> </p><p>More recently, LINK committed to protecting free access to cash on high streets – where there are five or more qualifying retailers – and announced £1 million to fund requests for new ATMs from local areas with poor access to cash. Furthermore, UK Finance – the trade association for the UK banking and financial services sector – has launched a Community Access to Cash Initiative, offering grants to local communities to improve cash access.</p><p> </p><p>As of June 2019, there were 48,500 free-to-use ATMs in the UK, which represented 78% of the total number of ATMs. This remains 21% higher than a decade ago.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7628 question first answered 04/11/2019 16:02:09 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1167492

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of interchange fee reductions on the number of free-to-use ATMs.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	7628
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Government has not carried out a formal assessment of the effect of interchange fee reductions on the number of free-to-use ATMs.</p><p> </p><p>Although the management and deployment of ATMs is a commercial matter for ATM market participants, the Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>The number of free-to-use ATMs increased for over a decade up to 2017, with the majority of ATMs clustered in areas of high demand and footfall. LINK, the scheme that runs the UK’s ATM network, saw this situation as unsustainable. Therefore, in January 2018, LINK announced reductions to the interchange fee, while taking steps to preserve the broad geographic spread of free-to-use ATMs. This included protections for remote free-to-use ATMs, one kilometre or further from the next nearest free-to-use ATM or Post Office.</p><p> </p><p>In July 2018, LINK responded to lower transaction volumes at ATMs by cancelling the third reduction of interchange fees due in January 2020 and putting on hold the 4th reduction that was due in January 2021.</p><p> </p><p>More recently, LINK committed to protecting free access to cash on high streets – where there are five or more qualifying retailers – and announced £1 million to fund requests for new ATMs from local areas with poor access to cash. Furthermore, UK Finance – the trade association for the UK banking and financial services sector – has launched a Community Access to Cash Initiative, offering grants to local communities to improve cash access.</p><p> </p><p>As of June 2019, there were 48,500 free-to-use ATMs in the UK, which represented 78% of the total number of ATMs. This remains 21% higher than a decade ago.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7626 question first answered 04/11/2019 16:02:09 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1167037

registered interest
date	29/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Coinage
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent estimate his Department has made of the cost to the public purse of producing 50 pence coins to commemorate the UK leaving the EU on 31 October 2019.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	7027
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>We do not comment on the cost of producing coins as this is commercially sensitive information. The cost of producing these coins will be partially offset by the value gained from recycling them.</p><p><strong> </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 04/11/2019 13:55:58 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1167038

registered interest
date	29/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Coinage
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent estimate his Department has made of the cost to the public purse of melting down the 50 pence coins produced to commemorate the UK leaving the EU on 31 October 2019.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	7028
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>We do not comment on the cost of producing coins as this is commercially sensitive information. The cost of producing these coins will be partially offset by the value gained from recycling them.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/11/2019 13:53:39 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1141425

registered interest
date	23/07/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Sutton
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what information the Treasury holds on the number of (a) free-to-use and (b) fee-charging ATMs in the London Borough of Sutton in each year since 2015.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	280901
answer	answer is ministerial correction date of answer 03/09/2019 answer text <p>The Government does not hold information on the number of ATMs in the London Borough of Sutton. Data on the annual total number of ATMs in the UK since 1998 – including the split between free-to-use and pay-to-use ATMs – is publicly available on the LINK website. LINK also publish information on ATM numbers by Parliamentary Constituency for recent periods. Furthermore, LINK publish monthly data on their Financial Inclusion Programme.</p><p> </p><p>The Government-established Payment Systems Regulator (PSR) continues to monitor developments in ATM provision. The PSR has used its powers to hold LINK to account over its commitments to preserve the broad geographic spread of the ATM network.</p> answering member constituency Salisbury answering member printed John Glen question first answered 03/09/2019 07:03:01 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1123865

registered interest
date	30/04/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Halifax Bank of Scotland: Fraud
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the findings of the review by Jonathan Laidlaw QC on Lloyd's Banking Group's compensation scheme for the victims of the HBOS Reading fraud, published by SME Alliance on 18 December 2018.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	249175
answer	answer is ministerial correction date of answer 09/05/2019 answer text <p>Compensation offers have been made to all customers in scope of the compensation scheme for victims of the HBOS Reading fraud, with 90% of customers accepting their offer. However, as Jonathan Laidlaw’s review highlights - the scheme has not commanded public confidence. That is why I welcomed Lloyds’ commitment – in agreement with the FCA – to commission a post-completion review to quality-assure the methodology and process of the Griggs compensation scheme for victims of the HBOS Reading fraud. I am pleased to hear that Lloyds Banking Group have recently announced that this process will be led by former High Court judge, Sir Ross Cranston.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/05/2019 14:25:35 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1037037

registered interest
date	07/01/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Income
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 11 December 2018 to Written Question 199762 on National Income, if he will publish regional estimates of the change in gross value added of the UK (a) remaining a member of the EU, (b) leaving under the proposed EU withdrawal agreement, (c) leaving the EU and with a basic free trade agreement and (d) leaving the EU without a deal.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	205790
answer	answer is ministerial correction date of answer 15/01/2019 answer text <p>The Government has published estimates of long-run changes to regional GVA in four scenarios – modelled White Paper, modelled EEA-type, modelled average FTA, and modelled no deal - compared to today’s arrangements.</p><p> </p><p>The analysis shows that all regions and nations of the UK will be better off in the modelled white paper scenario than in the modelled no-deal.</p><p> </p><p>The publication can be found here: <a href="https://www.gov.uk/government/publications/exiting-the-european-union-publications" target="_blank">https://www.gov.uk/government/publications/exiting-the-european-union-publications</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 15/01/2019 12:27:23 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1020712

registered interest
date	06/12/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Income
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if his Department will produce a regional breakdown for the estimated change in GDP predicted to occur in the event that (a) the UK adopts the Government’s proposed EU withdrawal agreement, (b) the UK leaves the EU and adopts a basic Free Trade Agreement and (c) the UK leaves the EU without a deal.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	199762
answer	answer is ministerial correction date of answer 11/12/2018 answer text <p>The Office for National Statistics do not publish estimates of regional GDP. However, they do publish estimates of regional Gross Value Added, which is a very similar measure. This data is used in the Government’s analysis.</p><p> </p><p>The Government’s analysis provides estimates of long-run changes to regional GVA in four scenarios – modelled White Paper, modelled EEA-type, modelled average FTA, and modelled no deal - compared to today’s arrangements.</p><p> </p><p>The analysis shows that all regions and nations of the UK will be better off in the modelled white paper scenario than in the modelled no-deal.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/12/2018 15:31:51 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1019325

registered interest
date	03/12/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether the Government has made an assessment of the accuracy of the findings of the National Institute of Economic and Social Research report entitled The Economic Effects of the Government’s Proposed Brexit Deal, published on 26 November 2018.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	198156
answer	answer is ministerial correction date of answer 06/12/2018 answer text <p>The Government has not assessed the accuracy of the National Institute of Economic and Social Research (NIESR) and UK In a Changing Europe &amp; The Centre for Economic Performance (UKCE/ CEP) reports. NIESR and UKCE/ CEP are independent organisations. Their analysis of the UK economy represents their own views.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 198157 question first answered 06/12/2018 16:54:26 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake

1019326

registered interest
date	03/12/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether the Government has made an assessment of the accuracy of the findings of the UK in a Changing Europe report entitled The economic consequences of the Brexit deal, published on 27 November 2018.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	198157
answer	answer is ministerial correction date of answer 06/12/2018 answer text <p>The Government has not assessed the accuracy of the National Institute of Economic and Social Research (NIESR) and UK In a Changing Europe &amp; The Centre for Economic Performance (UKCE/ CEP) reports. NIESR and UKCE/ CEP are independent organisations. Their analysis of the UK economy represents their own views.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 198156 question first answered 06/12/2018 16:54:26 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake