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1007163

registered interest
date	14/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Double Taxation: Crown Dependencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department took steps to seek to include an increase in transparency for beneficial ownership registers in the negotiations for the double taxation treaties with Jersey, Guernsey and the Isle of Man.
tabling member constituency	Oxford East
tabling member printed	Anneliese Dodds
uin	191479
answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>Beneficial ownership registers are outside of the scope of a double taxation treaty and so did not feature in the negotiations with Jersey, Guernsey or the Isle of Man. Double taxation treaties are based on the Organisation for Economic Cooperation and Development’s Model Tax Convention, which does not include beneficial ownership registers.</p> answering member constituency Salisbury answering member printed John Glen question first answered 19/11/2018 15:54:53 answering member 4051 label Biography information for John Glen
tabling member	4657 label Biography information for Anneliese Dodds

1006115

registered interest
date	13/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Ombudsman Service
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the Financial Ombudsman's Annual Report 2017-18, for what reasons the Financial Ombudsman upheld the lowest rate of complaints in the last 10 years in 2017-2018.
tabling member constituency	Oxford East
tabling member printed	Anneliese Dodds
uin	190951
answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>This is a matter for the Financial Ombudsman Service (FOS), which is independent from Government. The FOS will respond to the Honourable Member by letter, and a copy of the letter will be placed in the Library of the House of Commons.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 19/11/2018 15:54:36 answering member 4051 label Biography information for John Glen
tabling member	4657 label Biography information for Anneliese Dodds

1005663

registered interest
date	12/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Banks: Iran
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the risk of liability to sanctions by the US of the Society for Worldwide Interbank Financial Telecommunication if it continues to process financial transactions from Iranian banks.
tabling member constituency	Islington South and Finsbury
tabling member printed	Emily Thornberry
uin	190393
answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>The UK fully implements UN, EU and UK domestic sanctions law.</p><p><strong> </strong></p><p>The re-imposition of the US sanctions against Iran may have commercial and legal implications for businesses and individuals dealing with Iran.</p><p><strong> </strong></p><p>It is a commercial decision for businesses, including the Society for Worldwide Interbank Financial Telecommunication, to decide on their own risk appetite and to take into account the costs of managing those risks.</p> answering member constituency Salisbury answering member printed John Glen question first answered 19/11/2018 15:52:02 answering member 4051 label Biography information for John Glen
tabling member	1536 label Biography information for Emily Thornberry

1005688

registered interest
date	12/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Banks: Finance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the progress of UK banks in ring-fencing retail services from investment banking.
tabling member constituency	Brentford and Isleworth
tabling member printed	Ruth Cadbury
uin	190479
answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>Under the 2012 Financial Services (Banking Reform) Act large UK banks with retail deposits totalling more than £25 billion are required to ring-fence the deposits of individuals and small businesses from other activities within their groups, such as investment and international banking.</p><p> </p><p>All banks within scope of the ring-fencing regime have successfully completed the necessary restructuring of their operations in advance of the regime coming into force in January 2019. This includes moving customers from one part of the bank to another, changing over a million sort codes and the joining of both UK and international payment systems to facilitate operational separation. The banks have also completed large technology migrations as part of the changes to their internal processes</p><p> </p><p>By insulating these core banking services in a separate legal entity, ring-fencing will support continuity of provision of vital services to the economy if there are shocks originating elsewhere in the group and the global financial system. It will also make banks that provide these essential services simpler and more resolvable and therefore prevent the costs of failing banks falling on taxpayers.</p> answering member constituency Salisbury answering member printed John Glen question first answered 19/11/2018 16:22:17 answering member 4051 label Biography information for John Glen
tabling member	4389 label Biography information for Ruth Cadbury

1005780

registered interest
date	12/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 6 November 2018 to Question 187143 on EU Internal Trade, how his Department plans to transpose provisions from EU law into UK law involving thresholds measuring the proportion of the entire market or a specified number of grouping of member states, in the Markets in Financial Instruments Regulations Article (a) 5(1)(a) and 1(b), subparagraphs (3) to (6) and subparagraph (9), (b) Article 9(5), (c) Article 14(5) and (d) Article 36(5) in the event that the UK leaves the EU without a deal.
tabling member constituency	Oxford East
tabling member printed	Anneliese Dodds
uin	190537
answer	answer is ministerial correction date of answer 15/11/2018 answer text <p>Article 5(1)(a) and 1(b), subparagraphs (3) to (6) and subparagraph (9) in the Markets in Financial Instruments Regulations will become deficient after the UK’s exit from the EU. In the event of the UK leaving the EU without a deal, it will be amended in accordance with Regulation 27(2) of the draft Markets in Financial Instruments (Amendment) (EU Exit) Regulations 2018.</p><p> </p><p>Article 9(5) will become deficient after the UK’s exit from the EU. In the event of the UK leaving the EU without a deal it will be amended in accordance with Regulation 27(4) of the draft Markets in Financial Instruments (Amendment) (EU Exit) Regulations 2018.</p><p> </p><p>Article 36 specifies a threshold which is expressed as an absolute number, so this will not be deficient after exit and is therefore not being amended.</p> answering member constituency Salisbury answering member printed John Glen question first answered 15/11/2018 15:48:31 answering member 4051 label Biography information for John Glen
tabling member	4657 label Biography information for Anneliese Dodds

1005783

registered interest
date	12/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 6 November 2018 to Question 187143 on EU Internal Trade, how his Department plans to transpose provisions from EU law into UK law involving thresholds measuring the proportion of the entire market or a specified number of grouping of member states, in Articles 12 to 16 of the Commission Delegated Regulation amending MiFID 565/2017 in the event that the UK leaves the EU without a deal.
tabling member constituency	Oxford East
tabling member printed	Anneliese Dodds
uin	190540
answer	answer is ministerial correction date of answer 15/11/2018 answer text <p>Articles 12 to 16 of the Commission Delegated Regulation amending MiFID 565/2017 will become deficient after the UK’s exit from the EU. In the event of the UK leaving the EU without a deal, it will be amended in accordance with Regulation 40 of the draft Markets in Financial Instruments (Amendment) (EU Exit) Regulations 2018.</p> answering member constituency Salisbury answering member printed John Glen question first answered 15/11/2018 15:52:12 answering member 4051 label Biography information for John Glen
tabling member	4657 label Biography information for Anneliese Dodds

1005784

registered interest
date	12/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of his Department's written answer to parliamentary question 187143, how his Department plans to transpose provisions from EU law into UK law involving thresholds measuring the proportion of the entire market or a specified number of grouping of member states, in Article 5(1)(a) and (b)) of the Commission Delegated Regulation 2017/567 in the event that the UK leaves the EU without a deal.
tabling member constituency	Oxford East
tabling member printed	Anneliese Dodds
uin	190541
answer	answer is ministerial correction date of answer 15/11/2018 answer text <p>Article 5(1)(a) and (b)) of the Commission Delegated Regulation 2017/567 will become deficient after the UK’s exit from the EU. In the event of the UK leaving the EU without a deal, it will be amended in accordance with Regulation 59(2) of the draft Markets in Financial Instruments (Amendment) (EU Exit) Regulations 2018.</p> answering member constituency Salisbury answering member printed John Glen question first answered 15/11/2018 15:54:33 answering member 4051 label Biography information for John Glen
tabling member	4657 label Biography information for Anneliese Dodds

1003587

registered interest
date	09/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Help to Save Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to publicise the Help to Save scheme to working families.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	189603
answer	answer is ministerial correction date of answer 14/11/2018 answer text <p>The Government launched the Help to Save scheme in September, following a successful trial. Help to Save forms part of the Government’s commitment to supporting people at all income levels and all stages of life to save.</p><p> </p><p>Working families in receipt of working tax credits or Universal Credit will find a link to the Help to Save application site at existing touchpoints they have with Government including the online Tax Credits Service, Universal Credit pages on GOV.UK and through a dedicated section on the site for Northern Ireland residents, NI Direct. In addition, Universal Credit work coaches UK-wide are signposting Help to Save to those who could benefit. Individuals can also go directly to the Help to Save site to apply, or if they don’t have access to the internet they can set up an account by phoning 0300 322 7093.</p><p> </p><p>For the launch the Government used a range of coordinated communications across a variety of channels to target potential savers. It is continuing to work with industry stakeholders and partners in order to further publicise the scheme, as well as using a mix of national, regional and social media.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/11/2018 15:30:27 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

1003616

registered interest
date	09/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: Climate Change
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with the Governor of the Bank of England on managing the risk to the financial system posed by climate change.
tabling member constituency	Hornsey and Wood Green
tabling member printed	Catherine West
uin	189774
answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>Treasury Ministers have meetings with a variety of public and private organisations, including the Bank of England, as part of the process of policy development.</p><p> </p><p>Details of ministerial meetings with external organisations are published quarterly at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p><p> </p><p>Green Finance is an important area of collaboration with the Bank of England, and we welcome the Bank’s recent announcement to set out, for consultation, supervisory expectations for banks and insurers to consider climate risks in their approach.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 189843 question first answered 19/11/2018 16:10:52 answering member 4051 label Biography information for John Glen
tabling member	4523 label Biography information for Catherine West

1003617

registered interest
date	09/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: Climate Change
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with the Governor of the Bank of England on the effect of climate change on the Bank’s ability to preserve macroeconomic stability.
tabling member constituency	Hornsey and Wood Green
tabling member printed	Catherine West
uin	189842
answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>Treasury Ministers have meetings with a variety of public and private organisations, including the Bank of England, as part of the process of policy development.</p><p> </p><p>Details of ministerial meetings with external organisations are published quarterly at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p><p> </p><p>Green Finance is an important area of collaboration with the Bank of England, and we welcome the Bank’s recent announcement to set out, for consultation, supervisory expectations for banks and insurers to consider climate risks in their approach.</p> answering member constituency Salisbury answering member printed John Glen question first answered 19/11/2018 16:00:52 answering member 4051 label Biography information for John Glen
tabling member	4523 label Biography information for Catherine West