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<p>Advances are in place to ensure those in genuine need are able to receive financial
support. They are not additional money: they are simply an advance of entitlement.</p><p>
</p><p>Either member of a couple can apply for an advance payment on behalf of the
couple. Since both claimants have a joint and individual liability for the repayment
of the advance, they are given written notice at the time of taking out the advance,
via their Universal Credit (UC) journal, which includes the amount of the advance
and of their liability to repay the advance. They will also be alerted to this UC
Journal entry.</p>
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