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816782

registered interest
date	05/01/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Credit: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he plans to reduce the cap on the cost of credit offered by payday lenders.
tabling member constituency	Crewe and Nantwich
tabling member printed	Laura Smith
uin	121209
answer	answer is ministerial correction date of answer 11/01/2018 answer text <p>The Government placed a duty on the Financial Conduct Authority (FCA) to cap the cost of payday loans. As a result, this is a matter for the FCA, who are operationally independent from Government. The question has been passed on to the FCA. The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 11/01/2018 14:44:37 answering member 4095 label Biography information for Steve Barclay
tabling member	4648 label Biography information for Laura Smith

816970

registered interest
date	05/01/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debt Respite Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether the Government's planned Breathing Space scheme will include a full 12-month freeze on interest, charges and debt collection activity.
tabling member constituency	Crewe and Nantwich
tabling member printed	Laura Smith
uin	121397
answer	answer is ministerial correction date of answer 11/01/2018 answer text <p>The Government committed in its manifesto to establish a breathing space for heavily indebted consumers which would freeze interest, charges and further enforcement action for up to six weeks.</p><p> </p><p>The Government is committed to taking the proposals forward as per its manifesto commitment, and is actively consulting on the policy design with stakeholders.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 11/01/2018 14:43:15 answering member 4095 label Biography information for Steve Barclay
tabling member	4648 label Biography information for Laura Smith

810513

registered interest
date	21/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Payments: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if it remains his policy to implement the Second Payment Services Directive after the UK has left the EU.
tabling member constituency	Cambridge
tabling member printed	Daniel Zeichner
uin	120858
answer	answer is ministerial correction date of answer 09/01/2018 answer text <p>The Second Payments Services Directive will play a transformative role in financial services by empowering consumers to take control of their data, creating a level playing field between payment providers, increasing the choice, efficiency, transparency and security of retail payments; and facilitating the provision of innovative card, internet and mobile payment services across all retail payments for consumers.</p><p> </p><p>Legislation transposing PSD2 has already been laid in Parliament, and comes into effect on the 13 January 2018, before we leave the EU.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 09/01/2018 14:39:24 answering member 4095 label Biography information for Steve Barclay
tabling member	4382 label Biography information for Daniel Zeichner

810694

registered interest
date	21/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Royal Bank of Scotland: Closures
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the proposed closure of Royal Bank of Scotland branches on the ability of local business to deposit and collect funds.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	121039
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>The industry’s Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>99% of banks’ personal and 95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. At Autumn Budget 2017, I wrote to the Post Office and UK Finance to ask them to raise public awareness of the banking services available at the Post Office for individuals and SMEs.</p><p> </p><p>The Government will have provided nearly £2 billion during the period 2011 to 2018 to maintain and modernise the Post Office network. In December 2018, the Government announced an additional £370 million of funding for the period 2018-2021.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 121048 question first answered 08/01/2018 17:01:07 answering member 4095 label Biography information for Steve Barclay
tabling member	4390 label Biography information for Ian Blackford

810703

registered interest
date	21/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Royal Bank of Scotland: Closures
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the proposed Royal Bank of Scotland branch closures on (a) elderly, (b) disabled and (c) vulnerable people who are unable to use online banking services.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	121048
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>The industry’s Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>99% of banks’ personal and 95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. At Autumn Budget 2017, I wrote to the Post Office and UK Finance to ask them to raise public awareness of the banking services available at the Post Office for individuals and SMEs.</p><p> </p><p>The Government will have provided nearly £2 billion during the period 2011 to 2018 to maintain and modernise the Post Office network. In December 2018, the Government announced an additional £370 million of funding for the period 2018-2021.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 121039 question first answered 08/01/2018 17:01:07 answering member 4095 label Biography information for Steve Barclay
tabling member	4390 label Biography information for Ian Blackford

810107

registered interest
date	20/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Public Sector Debt
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether Public Sector Net Debt is scheduled to change in the way set out by the Office for Budget Responsibility in November 2015.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	120573
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>The Office for Budget Responsibility’s November 2015 debt forecasts have been superseded by more recent forecasts.</p><p> </p><p>The most up-to-date forecast for Public Sector Net Debt was published by the OBR at the recent 2017 Autumn Budget. This forecast shows debt starting to fall next year, and falling below 80% of GDP by 2021-22.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 08/01/2018 17:14:25 answering member 4095 label Biography information for Steve Barclay
tabling member	1409 label Biography information for Mr Gregory Campbell

810127

registered interest
date	20/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cider: Excise Duties
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the potential effect of the new duty band for high-strength white cider on the number of alcohol-related deaths.
tabling member constituency	North Norfolk
tabling member printed	Norman Lamb
uin	120593
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>The government announced the creation of a new band for high strength ciders at Autumn Budget 2017. However a decision has not yet been made on the duty rate to be applied to products that fall within the band.</p><p> </p><p>When making decisions on alcohol duty HM Treasury engages with interested stakeholders, including public health organisations, to consider the impact of these decisions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 120594 question first answered 08/01/2018 17:12:45 answering member 4095 label Biography information for Steve Barclay
tabling member	1439 label Biography information for Norman Lamb

810128

registered interest
date	20/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cider: Excise Duties
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the potential effect of the new duty band for high strength white cider on the number of alcohol-related hospital admissions.
tabling member constituency	North Norfolk
tabling member printed	Norman Lamb
uin	120594
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>The government announced the creation of a new band for high strength ciders at Autumn Budget 2017. However a decision has not yet been made on the duty rate to be applied to products that fall within the band.</p><p> </p><p>When making decisions on alcohol duty HM Treasury engages with interested stakeholders, including public health organisations, to consider the impact of these decisions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 120593 question first answered 08/01/2018 17:12:45 answering member 4095 label Biography information for Steve Barclay
tabling member	1439 label Biography information for Norman Lamb

810129

registered interest
date	20/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cider: Excise Duties
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of the new duty band for high strength white cider on levels of alcohol-related crimes.
tabling member constituency	North Norfolk
tabling member printed	Norman Lamb
uin	120595
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>The government announced the creation of a new band for high strength ciders at Autumn Budget 2017. However a decision has not yet been made on the duty rate to be applied to products that fall within the band.</p><p> </p><p>When making decisions on alcohol duty HM Treasury engages with interested stakeholders, including law enforcement organisations, to consider the impact of these decisions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 08/01/2018 17:05:18 answering member 4095 label Biography information for Steve Barclay
tabling member	1439 label Biography information for Norman Lamb

809580

registered interest
date	19/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Private Finance Initiative: Corporation Tax
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has conducted an impact assessment on the changes to corporation tax rates between 2008 and 2020 on the tax receipts predicted by the value for money assessments in private finance contracts.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	120238
answer	answer is ministerial correction date of answer 08/01/2018 answer text <p>Private finance contracts are assessed for Value for Money using the Green Book before the contract is agreed. Any privately financed option will only be pursued if it is value for money.</p><p> </p><p>Private finance contracts are designed to pass on a number of risks to the private sector, including the risk of a policy change in the corporation tax rates. The private sector takes this risk for the duration of the contract and it is not reassessed once the contract has been entered into.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 08/01/2018 17:03:39 answering member 4095 label Biography information for Steve Barclay
tabling member	4088 label Biography information for Stella Creasy