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1713876

registered interest
date	25/04/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Warwick and Leamington
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what the average cost of a mortgage was in Warwick and Leamington constituency in January (a) 2023 and (b) 2024.
tabling member constituency	Warwick and Leamington
tabling member printed	Matt Western
uin	23779
answer	answer is ministerial correction date of answer 30/04/2024 answer text <p>There is a wide variety of data and statistics about the mortgage market in the UK available from the Bank of England (<a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.bankofengland.co.uk%2Fstatistics&amp;data=05%7C02%7CGeorge.Duffin%40hmtreasury.gov.uk%7Cb1c630eebc064f2f7ca608dc4cf1a566%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638469847958912548%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=LFgJncnPLdaY95kBPxVILhhFsfABzKebfNxvPMaRgk4%3D&amp;reserved=0" target="_blank">https://www.bankofengland.co.uk/statistics</a>), the Financial Conduct Authority (<a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.fca.org.uk%2Fdata&amp;data=05%7C02%7CGeorge.Duffin%40hmtreasury.gov.uk%7Cb1c630eebc064f2f7ca608dc4cf1a566%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638469847958919458%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=qsDoxHE5i6Qr%2F%2F%2B2ugdp5JfrKnEnCqoZ6RTFeBfdjVo%3D&amp;reserved=0" target="_blank">https://www.fca.org.uk/data</a>) and UK Finance (<a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.ukfinance.org.uk%2Fdata-and-research%2Fdata&amp;data=05%7C02%7CGeorge.Duffin%40hmtreasury.gov.uk%7Cb1c630eebc064f2f7ca608dc4cf1a566%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638469847958926351%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=ZE6FOaosgwidvKTwi5wr4%2FTDyQY1GNeT%2BbWVTiKr7a4%3D&amp;reserved=0" target="_blank">https://www.ukfinance.org.uk/data-and-research/data</a>).</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 30/04/2024 13:22:54 answering member 4639 label Biography information for Bim Afolami
tabling member	4617 label Biography information for Matt Western

1697053

registered interest
date	19/03/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pension Funds
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that investors in pension funds have the right (a) for complaints to be determined by the Financial Ombudsman Service and (b) to receive redress from the Financial Services Compensation Scheme.
tabling member constituency	Warwick and Leamington
tabling member printed	Matt Western
uin	19425
answer	answer is ministerial correction date of answer 22/03/2024 answer text <p>The Financial Ombudsman Service (FOS) can consider complaints about businesses regulated by the Financial Conduct Authority (FCA) which includes firms that provide self-invested personal pensions (SIPPs). The jurisdiction of the FOS, including which complaints it can deal with, is determined by the FCA and set out in the FCA Handbook. Whether a complaint is eligible or not is a matter for the FOS to consider.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 22/03/2024 11:22:06 answering member 4639 label Biography information for Bim Afolami
tabling member	4617 label Biography information for Matt Western

1678547

registered interest
date	18/12/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Interest Rates: Warwick and Leamington
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the impact of trends in the level of interest rates on homeowners in Warwick and Leamington constituency.
tabling member constituency	Warwick and Leamington
tabling member printed	Matt Western
uin	7378
answer	answer is ministerial correction date of answer 08/01/2024 answer text <p>The pricing and availability of mortgages is a commercial decision for lenders in which the Government does not intervene. However, the Government recognises this is a concerning time for mortgage borrowers.</p><p>Rising interest rates are in part driven by Bank Rate. Monetary policy is the responsibility of the independent Monetary Policy Committee (MPC) of the Bank of England. The MPC continues to have the Government’s full support as it takes action to return inflation to target through its independent monetary policy decisions.</p><p>The average offered mortgage rates on 2-year and 5-year fixed rates have now fallen from their peak in the Summer.</p><p>The Government has taken steps to limit the impact of rising interest rates on mortgage holders, through the Mortgage Charter. This Charter sets out the standards that signatory lenders – who represent over 90% of the UK mortgage market – will adopt when helping their customers.</p><p>We have also taken a number of measures aimed at helping people to avoid repossession, including protection in the courts through the Pre-Action Protocol, the Housing Loss Prevention Advice Service (HLPAS), and Support for Mortgage Interest (SMI) loans. Accordingly, arrears and repossessions remain low by historical standards, despite the rise in interest costs.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 7602 question first answered 08/01/2024 08:15:21 answering member 4639 label Biography information for Bim Afolami
tabling member	4617 label Biography information for Matt Western

1678548

registered interest
date	18/12/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Warwick and Leamington
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what information his Department holds on what the average monthly mortgage payment was in Warwick and Leamington constituency in each year since 2010.
tabling member constituency	Warwick and Leamington
tabling member printed	Matt Western
uin	7379
answer	answer is ministerial correction date of answer 08/01/2024 answer text <p>There is a wide variety of data and statistics about the mortgage market in the UK available from the Bank of England (https://www.bankofengland.co.uk/statistics), the Financial Conduct Authority (https://www.fca.org.uk/data) and UK Finance (https://www.ukfinance.org.uk/data-and-research/data).</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 08/01/2024 08:12:27 answering member 4639 label Biography information for Bim Afolami
tabling member	4617 label Biography information for Matt Western