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1135807

registered interest
date	01/07/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, with reference to the publication of the master trust and GPP defaults report by Corporate Adviser magazine, whether her Department plans to reduce the protection on charges for members of occupational pension schemes used for automatic enrolment.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	271354
answer	answer is ministerial correction date of answer 04/07/2019 answer text <p>The DWP have no such plans. The Corporate Adviser report (available on request from <a href="https://corporate-adviser.com/" target="_blank">https://corporate-adviser.com/</a>) showed that the vast majority of pension savers are in schemes are able to invest in a range of diversified assets at prices well below the automatic enrolment charge cap. Therefore I do not intend to reduce member protections.</p><p> </p><p>In my 2017 written statement HCWS249 (<a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-11-16/HCWS249/" target="_blank">https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-11-16/HCWS249/</a>) I committed to reviewing the level and scope of the charge cap in 2020, alongside the suitability of ‘combination charges’ (where a percentage charge on funds is combined with a charge on contribution or a flat annual fee), to see whether a change is needed to protect members.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 04/07/2019 14:12:02 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1135527

registered interest
date	28/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pension Funds: Investment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether she is taking steps to ensure that pension companies declare investments in the fossil-fuel industry; and if she will make a statement.
tabling member constituency	Newcastle-under-Lyme
tabling member printed	Paul Farrelly
uin	270720
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>The Government recognises that climate change is a key national and international issue we have made sure that pension schemes understand their role responding to its effects. In September 2018, following extensive consultation with the pensions industry, this Government laid regulations (https://www.gov.uk/government/consultations/pension-trustees-clarifying-and-strengthening-investment-duties) to clarify and strengthen trustees’ investment duties, including taking account of the financial risks of climate change when developing their investment strategies. There has been extensive stakeholder engagement since. The regulations come into force from October this year.</p><p> </p><p>Defined contribution occupational pension schemes will be required to publish their policy on consideration of climate risks by October 2019, with most defined benefit schemes being required to follow suit by October 2020.</p><p> </p><p>The FCA are consulting on corresponding provisions for workplace personal pension schemes. As the Minister for Pensions and Financial Inclusion I have spoken extensively about the new requirements and the Government expectations of pension schemes, including at the Westminster Hall debate regarding Pension Funds: Financial and Ethical Investments on the 22 May 2019:</p><p> </p><p>“For too long there has been a perception by too many trustees -I am happy to clarify this as a Government Minister- that the environmental practices of the firms they invest in are purely ethical concerns, which they do not need to worry about: that is utterly wrong. Aside from the ethical considerations, there are real financial risks resulting from climate change. With the long-term horizons of pension investing, trustees must now consider that when they set out their investment strategies. Trustees who do not consider those matters will be breaching their statutory and potentially their fiduciary duties not only to current but future members.”</p><p> </p><p>The full debate can be viewed here:</p><p> </p><p><a href="https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments" target="_blank">https://hansard.parliament.uk/commons/2019-05-22/debates/D3194408-7581-4635-AEDC-6D22AD6F0EBC/PensionFundsFinancialAndEthicalInvestments</a></p><p> </p><p>The Government is very keen to support trustees in making responsible investment decisions.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 10:10:15 answering member 4142 label Biography information for Guy Opperman
tabling member	1436 label Biography information for Paul Farrelly

1135543

registered interest
date	28/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pension Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate she has made of the (a) number of people in (i) Ashfield, (ii) Nottinghamshire, (iii) the East Midlands and (iv) England who are eligible for pension credit but not claiming it and (b) value of that unclaimed pension credit.
tabling member constituency	Ashfield
tabling member printed	Gloria De Piero
uin	270780
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>The information requested on the (a) number of people in (i) Ashfield, (ii) Nottinghamshire, (iii) East Midlands and (iv) England who are eligible for pension credit but are not claiming it, and (b) value of that unclaimed pension credit is not available at constituency, regional or country level.</p><p> </p><p>Official statistics on the take-up of income related benefits at Great Britain level, including Pension Credit, can be found in the ‘Income-related benefits: estimates of take-up 2016 to 2017’ publication.</p><p> </p><p><a href="https://www.gov.uk/government/statistics/income-related-benefits-estimates-of-take-up-financial-year-2016-to-2017" target="_blank">https://www.gov.uk/government/statistics/income-related-benefits-estimates-of-take-up-financial-year-2016-to-2017</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 10:20:28 answering member 4142 label Biography information for Guy Opperman
tabling member	3915 label Biography information for Gloria De Piero

1135215

registered interest
date	27/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pension Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how much funding the Government allocated to charities that work with older people to support them in promoting the take-up of pension credit in (a) 2015-16, (b) 2016-17 and (c) 2017-18.
tabling member constituency	Portsmouth South
tabling member printed	Stephen Morgan
uin	270400
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>The Government is committed to ensuring that older people receive the support they are entitled to. We work with a wide range of stakeholders, including charities to ensure that accurate information about benefits including Pension Credit is available in the places where people are most likely to go to seek information.</p><p> </p><p>The DWP knows that one of the best ways to reach eligible customers is through trusted stakeholder organisations working in the community and that is why we have developed and resourced the Pension Credit toolkit, as an on-line tool for agencies and welfare rights organisations to use in order to encourage Pension Credit take-up. It can be found at:</p><p><a href="https://www.gov.uk/government/publications/pension-credit-toolkit" target="_blank">https://www.gov.uk/government/publications/pension-credit-toolkit</a></p><p> </p><p>The toolkit contains resources for anyone working with pensioners and includes guides to Pension Credit. It also contains publicity material and guidance designed to help older people understand how they could get Pension Credit and help organisations support someone applying for Pension Credit as well as ideas for encouraging take-up. The toolkit also provides links to information about disability and carers benefits.</p><p><strong> </strong></p><p>Stakeholders and potential customers alike can use the Pension Credit calculator at <a href="https://www.gov.uk/pension-credit-calculator" target="_blank">https://www.gov.uk/pension-credit-calculator</a> to check if they are likely to be eligible and get an estimate of what they may receive.</p><p> </p><p>Most recently we have provided to relevant stakeholders a fact sheet about Pension Credit and the changes introduced on 15 May for mixed age couples to ensure they are able to communicate the most up-to-date information to potential claimants.</p><p> </p><p>DWP staff in Pension Centres and Jobcentres including visiting officers are able to provide help and advice about entitlement to benefits, as are staff in Local Authorities who administer Housing Benefit.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 14:07:54 answering member 4142 label Biography information for Guy Opperman previous answer version 126660 answering member constituency Hexham answering member printed Guy Opperman answering member 4142 label Biography information for Guy Opperman
tabling member	4653 label Biography information for Stephen Morgan

1135262

registered interest
date	27/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pension Credit: Easington
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to increase the uptake of pension credit in Easington constituency.
tabling member constituency	Easington
tabling member printed	Grahame Morris
uin	270344
answer	answer is ministerial correction date of answer 02/07/2019 answer text <p>The Government wants to ensure that <em>all </em>pensioners eligible can claim the Pension Credit to which they are rightly entitled. We welcome and encourage initiatives to promote take up of Pension Credit by local organisations who may often be best placed to understand the local circumstances and needs in the community.</p><p>On a national basis, the DWP targets activity on engaging with people who may be eligible to benefits at pivotal stages, such as when they claim State Pension or report a change in their circumstances. The DWP uses a wide range of channels to communicate information about benefits to potential customers; including information on <a href="https://gov.uk/" target="_blank">https://gov.uk/</a>, in leaflets and by telephone. DWP staff in Pension Centres and Jobcentres including visiting officers are able to provide help and advice about entitlement to benefits, as are staff in Local Authorities who administer Housing Benefit.</p><p>Potential customers can use the Pension Credit <a href="https://www.gov.uk/pension-credit-calculator" target="_blank">https://www.gov.uk/pension-credit-calculator</a> to check if they are likely to be eligible and get an estimate of what they may receive. People wishing to claim Pension Credit can do so by calling 0800 99 1234.</p><p>One of the best ways to reach eligible customers is through trusted stakeholder working in the community and we have developed the Pension Credit toolkit, as an on-line tool for agencies and welfare rights organisations to use in order to encourage Pension Credit take-up. It can be found at: <a href="https://www.gov.uk/government/publications/pension-credit-toolkit" target="_blank">https://www.gov.uk/government/publications/pension-credit-toolkit</a></p><p>The toolkit contains resources for anyone working with pensioners and includes guides to Pension Credit. It also contains publicity material and guidance designed to help older people understand how they could get Pension Credit and help organisations support someone applying for Pension Credit as well as ideas for encouraging take-up. The toolkit also provides links to information about disability and carers benefits.</p><p>Most recently we have provided to relevant stakeholders a fact sheet about Pension Credit and the changes introduced on 15 May for mixed age couples to ensure that accurate information is available in the places where people are most likely to seek information. In Easington there are just over 3000 pensioners already claiming Pension Credit.</p><p> </p> answering member constituency Hexham answering member printed Guy Opperman question first answered 02/07/2019 13:55:42 answering member 4142 label Biography information for Guy Opperman
tabling member	3973 label Biography information for Grahame Morris

1135298

registered interest
date	27/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether it is her Department's policy that pension schemes can already invest in funds with performance fees.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	270297
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>Private Pension schemes which are not used for automatic enrolment are free to invest in funds with performance fees.</p><p> </p><p>To protect savers who are automatically enrolled into a pension scheme and make no choice of investment fund, the Government introduced a charge cap on 6 April 2015. Performance fees have always been subject to the charge cap. However, the way that schemes used for automatic enrolment verify compliance with the charge cap limits the use of most performance fees.</p><p> </p><p>Earlier this year DWP consulted on proposals to extend the ways that pension schemes verify compliance with the charge cap to accommodate performance fees (<a href="https://www.gov.uk/government/consultations/defined-contribution-pensions-investments-and-consolidation" target="_blank">https://www.gov.uk/government/consultations/defined-contribution-pensions-investments-and-consolidation</a>), as long as members invested over the whole year were not charged more than 0.75% of their funds under management or an equivalent combination charge.</p><p> </p><p>Our consultation met with broad support. We are considering next steps, but we do not intend to remove performance fees – in any form – from the automatic enrolment charge cap.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 14:05:10 answering member 4142 label Biography information for Guy Opperman previous answer version 126653 answering member constituency Hexham answering member printed Guy Opperman answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1135300

registered interest
date	27/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if she will make it her Department's policy to continue to include performance fees within the pensions charge cap.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	270298
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>Performance fees of all types have been subject to the automatic enrolment charge cap since 6 April 2015, when the Charges and Governance regulations (<a href="http://www.legislation.gov.uk/2015/879" target="_blank">http://www.legislation.gov.uk/2015/879</a> ) came into force.</p><p>It remains our policy that these fees should be subject to the cap. Savers who join a workplace pension scheme without choosing where to save or whether to save should not pay more than 0.75% or an equivalent combination charge over the year</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 13:53:03 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1135311

registered interest
date	27/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Royal Mail: Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, with reference to the recent agreement between Royal Mail Group and the Communication Workers Union on pension schemes, whether legislation to permit the use of Collective Defined Contribution (CDC) pensions schemes will be introduced before the end of the current parliamentary session.
tabling member constituency	West Bromwich West
tabling member printed	Mr Adrian Bailey
uin	270259
answer	answer is ministerial correction date of answer 02/07/2019 answer text <p>This Government is committed to legislating to facilitate the delivery of collective defined contribution schemes when parliamentary time allows.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 02/07/2019 11:57:34 answering member 4142 label Biography information for Guy Opperman
tabling member	320 label Biography information for Mr Adrian Bailey

1134845

registered interest
date	26/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Television Licences: Older People
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what the cost to the public purse was of providing free TV licences to people over the age of 75 for qualifying residents in the (a) Livingston constituency and (b) West Lothian local authority area in (i) 2017-18 and (ii) 2018-19.
tabling member constituency	Livingston
tabling member printed	Hannah Bardell
uin	269762
answer	answer is ministerial correction date of answer 01/07/2019 answer text <p>In the 2015 funding settlement, the Government agreed with the BBC that responsibility for the concession will transfer to the BBC in June 2020.</p><p>The government and the BBC agreed this is a fair deal for the BBC - in return we closed the iPlayer loophole and committed to increase the licence fee in line with inflation. And to help with financial planning, we agreed to provide phased transitional funding over 2 years to gradually introduce the cost to the BBC.</p><p>This reform was subject to public discussion and debated extensively during the passage of the Digital Economy Act 2017 through Parliament.</p><p>On 10 June 2019, the BBC <a href="https://www.bbc.com/aboutthebbc/reports/consultation/age-related-tv-licence-policy" target="_blank">announced</a> that the current scheme will end. From 1 June 2020, a free TV licence will only be available to a household with someone aged over 75 who receives Pension Credit.</p><p>The table below provides estimates of the costs for 2017/18 of providing free TV licences to people aged 75 years and over in the geographical areas requested, in nominal prices. The figures for 2018/19 will be available in September.</p><p> </p><table><tbody><tr><td><p> </p></td><td><p><strong>Expenditure (£m) (Nominal)</strong></p></td></tr><tr><td><p><strong> </strong></p></td><td><p><strong>2017-18</strong></p></td></tr><tr><td><p><strong>(a) Livingston constituency</strong></p></td><td><p>£0.82</p></td></tr><tr><td><p><strong>(b) West Lothian local authority area</strong></p></td><td><p>£1.39</p></td></tr></tbody></table><p><strong> </strong></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 01/07/2019 15:36:48 answering member 4142 label Biography information for Guy Opperman
tabling member	4486 label Biography information for Hannah Bardell

1134860

registered interest
date	26/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pension Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps her Department is taking to ensure that everyone who is entitled to pension credit receives it.
tabling member constituency	Lanark and Hamilton East
tabling member printed	Angela Crawley
uin	269767
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>The Government is committed to ensuring that older people receive the support they are entitled to and the DWP targets activity on engaging with people who may be eligible to benefits at pivotal stages, such as when they claim State Pension or report a change in their circumstances. The DWP uses a wide range of channels to communicate information about benefits to potential customers; including information on <a href="https://gov.uk/" target="_blank">https://gov.uk/</a>, in leaflets and by telephone. DWP staff in Pension Centres and Jobcentres including visiting officers are able to provide help and advice about entitlement to benefits, as are staff in Local Authorities who administer Housing Benefit.</p><p> </p><p>Potential customers can use the Pension Credit <a href="https://www.gov.uk/pension-credit-calculator" target="_blank">https://www.gov.uk/pension-credit-calculator</a> to check if they are likely to be eligible and get an estimate of what they may receive. People wishing to claim Pension Credit can do so by calling 0800 99 1234.</p><p>.</p><p>One of the best ways to reach eligible customers is through trusted stakeholder working in the community and we have developed the Pension Credit toolkit, as an on-line tool for agencies and welfare rights organisations to use in order to encourage Pension Credit take-up. It can be found at: <a href="https://www.gov.uk/government/publications/pension-credit-toolkit" target="_blank">https://www.gov.uk/government/publications/pension-credit-toolkit</a></p><p> </p><p>The toolkit contains resources for anyone working with pensioners and includes guides to Pension Credit. It also contains publicity material and guidance designed to help older people understand how they could get Pension Credit and help organisations support someone applying for Pension Credit as well as ideas for encouraging take-up. The toolkit also provides links to information about disability and carers benefits.</p><p> </p><p>Most recently we have provided to relevant stakeholders a fact sheet about Pension Credit and the changes introduced on 15 May for mixed age couples to ensure that accurate information is available in the places where people are most likely to seek information.</p><p /> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 15:14:49 answering member 4142 label Biography information for Guy Opperman
tabling member	4469 label Biography information for Angela Crawley