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776118
registered interest false more like this
date less than 2017-10-23more like thismore than 2017-10-23
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Support for Mortgage Interest remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, whether he has made an assessment of the effect of his decision to end the Support for Mortgage Interest allowance on the financial situation of those currently in receipt of that allowance. more like this
tabling member constituency Ogmore remove filter
tabling member printed
Chris Elmore more like this
uin 109130 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-10-30more like thismore than 2017-10-30
answer text <p>All existing claimants will be offered a support for mortgage interest loan paid at the same rate that is currently available as part of their benefit entitlement. The new loans-based support for mortgage interest will only affect claimants’ financial situation on the sale or transfer of the property, when the loan will be recovered from any available equity.</p><p> </p><p>The Government does not propose to undertake formal evaluation of this change. However, we are committed to monitoring the impacts of our policies and will use evidence from a number of sources to assess the impact on an on-going basis. This will include the updated data that is available to DWP on a quarterly basis, survey data (such as the Family Resources Survey) and feedback from stakeholder groups, including via our regular liaison with UK Finance, to assess whether there are unintended consequences for particular groups.</p> more like this
answering member constituency Gosport remove filter
answering member printed Caroline Dinenage more like this
question first answered
less than 2017-10-30T14:32:06.91Zmore like thismore than 2017-10-30T14:32:06.91Z
answering member
4008
label Biography information for Dame Caroline Dinenage more like this
tabling member
4572
label Biography information for Chris Elmore more like this
776119
registered interest false more like this
date less than 2017-10-23more like thismore than 2017-10-23
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Support for Mortgage Interest remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, if he will introduce transitional measures for claimants in receipt of support for mortgage interest when his Department ends the Support for Mortgage Interest allowance. more like this
tabling member constituency Ogmore remove filter
tabling member printed
Chris Elmore more like this
uin 109131 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-10-30more like thismore than 2017-10-30
answer text <p>Transitional provisions are in the Social Security Loans for Mortgage Interest Regulations 2017 to enable claimants who are receiving support for mortgage interest as part of their benefit on 5 April 2018 to have a temporary period in which they can still receive SMI as a benefit. This will allow the SMI benefit payments to continue should there be delays in the operational activity to migrate existing claimants to the loans scheme. This will enable the first loan payment to be made shortly after 6 April if that date falls during the claimant’s benefit week (in the case of a claimant of Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance and State Pension Credit) or assessment period (in the case of a Universal Credit claimant) so that there is no gap in payment between the last SMI benefit award and the first loan payment.</p><p> </p><p>Where an existing claimant lacks mental capacity to make decisions about entering into the loan agreement, the regulations provide for support for mortgage interest as a benefit to continue until a final determination is made as to whether to appoint an appropriate person to act on the claimant’s behalf (such as a Financial Deputy) in respect of the loan agreement.</p><p> </p><p>Transitional provisions are also included to ease the transition from Income Support, income-based Jobseeker’s Allowance and income-related Employment and Support Allowance to universal credit. Where a claimant who has served the qualifying period in respect of support for mortgage interest before moving on to universal credit, the claimant will not have to serve the qualifying period again (subject to satisfying certain conditions).</p>
answering member constituency Gosport remove filter
answering member printed Caroline Dinenage more like this
question first answered
less than 2017-10-30T15:09:38.757Zmore like thismore than 2017-10-30T15:09:38.757Z
answering member
4008
label Biography information for Dame Caroline Dinenage more like this
tabling member
4572
label Biography information for Chris Elmore more like this